Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

The Best Bonus Credit Cards of 2024

August 30, 2024

Small Kudos square logoAn upside down carrot icon

If you’re eager to start 2024 with a new credit card that offers excellent bonuses and rewards, here’s a guide to the best options available, tailored to fit various spending styles and goals.

[[ CARD_LIST * {"ids": ["106", "509", "510", "2888", "118", "438", "428", "261"]} ]]

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Best for: Travel and Dining Flexibility

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Travel and Dining Flexibility", "headerHint" : "Trusted by 15k Kudos members" } ]]

The Chase Sapphire Preferred® Card is renowned for its flexibility in points usage and a high redemption rate. ou'll earn 60,000 bonus points after spending $4,000 on purchases within the first three months of account opening. That's worth at least $7 when redeemed for travel, making it one of the most lucrative introductory bonuses available. These points can be transferred on a 1:1 basis to several leading airline and hotel loyalty programs, offering versatility whether you're booking a flight, hotel stay, or dining experiences.

An icon of a lightbulb
Kudos Tip
More:

Best for: Comprehensive Travel Benefits

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Comprehensive Travel Benefits", "headerHint" : "START STRONG" } ]]

The Platinum Card® from American Express offers an unmatched suite of travel benefits that are perfect for luxury travelers. This card comes with a substantial welcome bonus as well after you meet the initial spending requirements. Key card benefits include access to over 1,300 airport lounges worldwide, including Priority Pass and Centurion Lounges, up to $200 in annual Uber savings (add your Platinum Card® to your Uber account, and then pay with any AMEX card), and up to a $200 annual airline fee credit, making every journey more comfortable and less costly.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

More:

Best for: All-Around Premium Rewards

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "All-Around Premium Rewards", "headerHint" : "GO FURTHER" } ]]

The Chase Sapphire Reserve® enhances your spending with a significant initial bonus and robust earning on travel and dining. Cardholders earn 3X on dining and travel purchases worldwide, along with 1X on all other eligible purchases. These points are worth 50% more when redeemed for travel through Chase Travel. The card also includes top-tier travel protections such as trip cancellation and interruption insurance, auto rental collision damage waiver, and emergency medical and dental benefits, which are crucial for peace of mind while traveling.

Best for: Adventure Seekers

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Adventure Seekers", "headerHint" : "TRAVEL SMART" } ]]

The Capital One Venture X Rewards Credit Card is tailored for adventurous travelers looking for a card that rewards their explorative spirit. The card offers a substantial welcome bonus and continues to reward with 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel, and 2X miles on all other purchases. Additional perks include up to $300 in travel credits annually when redeemed through Capital One Travel and complimentary access to Capital One and partner lounges, which are ideal for those who frequently travel off the beaten path (see rates & fees).

Best for: Elevated Grocery and Dining Bonuses

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "16", "bestForText": "Elevated Grocery and Dining Bonuses", "headerHint" : "EAT AND EARN" } ]]

The American Express® Gold Card offers exceptional rewards for those who spend a lot on dining and groceries. Cardholders can earn a generous initial bonus and continue to accumulate points at a high rate - 4X at restaurants worldwide (up to $50,000 per calendar year),and U.S. supermarkets (up to $25,000 per calendar year), 3X on flights booked directly with airlines or through American Express Travel, and 1X on all other purchases. This card effectively turns every dining experience and grocery haul into a rewarding opportunity, making it ideal for food enthusiasts who also enjoy cooking at home.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Comparing Top Bonus Credit Cards

In comparing the bonuses and ongoing benefits of these top cards - Amex Platinum, Chase Sapphire Preferred, and Chase Sapphire Reserve - it's crucial to weigh the value of initial bonuses against the perks that enhance your travel and dining experiences long term. The Amex Platinum is unmatched for airport lounge access and luxury travel credits, making it ideal for those who travel frequently and prefer luxury services. The Chase Sapphire Preferred offers remarkable flexibility, making its bonuses particularly valuable for those who prefer varied redemption options at a high value. Meanwhile, the Chase Sapphire Reserve stands out for those seeking premium travel benefits coupled with strong earning potential on travel and dining, enhanced by a 50% increase in point value when booking travel through Chase.

[[ COMPARE_CARD * {"ids": ["106", "509", "510"], "bestCategoryIds":["41", "42", "43"], "bestForTexts":["Comprehensive Travel Benefits", "Travel and Dining Flexibility", "All-Around Premium Rewards"]} ]]

Conclusion

Choosing the best bonus credit card in 2024 depends on your spending habits and lifestyle preferences. Whether it's maximizing luxury travel benefits, enjoying flexible rewards, or making the most of travel and dining, all of these cards offer unique advantages that can significantly enhance your financial and travel experience. Evaluate each card's introductory offers and ongoing benefits to find the one that best aligns with your personal and financial goals.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

Best of 2024
Best of 2024
Kudos, featured on:
200,000 members and counting
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

The Best Bonus Credit Cards of 2024

August 30, 2024

Small Kudos square logoAn upside down carrot icon

If you’re eager to start 2024 with a new credit card that offers excellent bonuses and rewards, here’s a guide to the best options available, tailored to fit various spending styles and goals.

[[ CARD_LIST * {"ids": ["106", "509", "510", "2888", "118", "438", "428", "261"]} ]]

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Best for: Travel and Dining Flexibility

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Travel and Dining Flexibility", "headerHint" : "Trusted by 15k Kudos members" } ]]

The Chase Sapphire Preferred® Card is renowned for its flexibility in points usage and a high redemption rate. ou'll earn 60,000 bonus points after spending $4,000 on purchases within the first three months of account opening. That's worth at least $7 when redeemed for travel, making it one of the most lucrative introductory bonuses available. These points can be transferred on a 1:1 basis to several leading airline and hotel loyalty programs, offering versatility whether you're booking a flight, hotel stay, or dining experiences.

An icon of a lightbulb
Kudos Tip
More:

Best for: Comprehensive Travel Benefits

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Comprehensive Travel Benefits", "headerHint" : "START STRONG" } ]]

The Platinum Card® from American Express offers an unmatched suite of travel benefits that are perfect for luxury travelers. This card comes with a substantial welcome bonus as well after you meet the initial spending requirements. Key card benefits include access to over 1,300 airport lounges worldwide, including Priority Pass and Centurion Lounges, up to $200 in annual Uber savings (add your Platinum Card® to your Uber account, and then pay with any AMEX card), and up to a $200 annual airline fee credit, making every journey more comfortable and less costly.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

More:

Best for: All-Around Premium Rewards

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "All-Around Premium Rewards", "headerHint" : "GO FURTHER" } ]]

The Chase Sapphire Reserve® enhances your spending with a significant initial bonus and robust earning on travel and dining. Cardholders earn 3X on dining and travel purchases worldwide, along with 1X on all other eligible purchases. These points are worth 50% more when redeemed for travel through Chase Travel. The card also includes top-tier travel protections such as trip cancellation and interruption insurance, auto rental collision damage waiver, and emergency medical and dental benefits, which are crucial for peace of mind while traveling.

Best for: Adventure Seekers

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Adventure Seekers", "headerHint" : "TRAVEL SMART" } ]]

The Capital One Venture X Rewards Credit Card is tailored for adventurous travelers looking for a card that rewards their explorative spirit. The card offers a substantial welcome bonus and continues to reward with 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel, and 2X miles on all other purchases. Additional perks include up to $300 in travel credits annually when redeemed through Capital One Travel and complimentary access to Capital One and partner lounges, which are ideal for those who frequently travel off the beaten path (see rates & fees).

Best for: Elevated Grocery and Dining Bonuses

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "16", "bestForText": "Elevated Grocery and Dining Bonuses", "headerHint" : "EAT AND EARN" } ]]

The American Express® Gold Card offers exceptional rewards for those who spend a lot on dining and groceries. Cardholders can earn a generous initial bonus and continue to accumulate points at a high rate - 4X at restaurants worldwide (up to $50,000 per calendar year),and U.S. supermarkets (up to $25,000 per calendar year), 3X on flights booked directly with airlines or through American Express Travel, and 1X on all other purchases. This card effectively turns every dining experience and grocery haul into a rewarding opportunity, making it ideal for food enthusiasts who also enjoy cooking at home.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Comparing Top Bonus Credit Cards

In comparing the bonuses and ongoing benefits of these top cards - Amex Platinum, Chase Sapphire Preferred, and Chase Sapphire Reserve - it's crucial to weigh the value of initial bonuses against the perks that enhance your travel and dining experiences long term. The Amex Platinum is unmatched for airport lounge access and luxury travel credits, making it ideal for those who travel frequently and prefer luxury services. The Chase Sapphire Preferred offers remarkable flexibility, making its bonuses particularly valuable for those who prefer varied redemption options at a high value. Meanwhile, the Chase Sapphire Reserve stands out for those seeking premium travel benefits coupled with strong earning potential on travel and dining, enhanced by a 50% increase in point value when booking travel through Chase.

[[ COMPARE_CARD * {"ids": ["106", "509", "510"], "bestCategoryIds":["41", "42", "43"], "bestForTexts":["Comprehensive Travel Benefits", "Travel and Dining Flexibility", "All-Around Premium Rewards"]} ]]

Conclusion

Choosing the best bonus credit card in 2024 depends on your spending habits and lifestyle preferences. Whether it's maximizing luxury travel benefits, enjoying flexible rewards, or making the most of travel and dining, all of these cards offer unique advantages that can significantly enhance your financial and travel experience. Evaluate each card's introductory offers and ongoing benefits to find the one that best aligns with your personal and financial goals.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

Best of 2024
Best of 2024
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

The Best Bonus Credit Cards of 2024

August 30, 2024

Small Kudos square logoAn upside down carrot icon

If you’re eager to start 2024 with a new credit card that offers excellent bonuses and rewards, here’s a guide to the best options available, tailored to fit various spending styles and goals.

[[ CARD_LIST * {"ids": ["106", "509", "510", "2888", "118", "438", "428", "261"]} ]]

More:

Best for: Travel and Dining Flexibility

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Travel and Dining Flexibility", "headerHint" : "Trusted by 15k Kudos members" } ]]

The Chase Sapphire Preferred® Card is renowned for its flexibility in points usage and a high redemption rate. ou'll earn 60,000 bonus points after spending $4,000 on purchases within the first three months of account opening. That's worth at least $7 when redeemed for travel, making it one of the most lucrative introductory bonuses available. These points can be transferred on a 1:1 basis to several leading airline and hotel loyalty programs, offering versatility whether you're booking a flight, hotel stay, or dining experiences.

An icon of a lightbulb
Kudos Tip
More:

Best for: Comprehensive Travel Benefits

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Comprehensive Travel Benefits", "headerHint" : "START STRONG" } ]]

The Platinum Card® from American Express offers an unmatched suite of travel benefits that are perfect for luxury travelers. This card comes with a substantial welcome bonus as well after you meet the initial spending requirements. Key card benefits include access to over 1,300 airport lounges worldwide, including Priority Pass and Centurion Lounges, up to $200 in annual Uber savings (add your Platinum Card® to your Uber account, and then pay with any AMEX card), and up to a $200 annual airline fee credit, making every journey more comfortable and less costly.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

More:

Best for: All-Around Premium Rewards

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "All-Around Premium Rewards", "headerHint" : "GO FURTHER" } ]]

The Chase Sapphire Reserve® enhances your spending with a significant initial bonus and robust earning on travel and dining. Cardholders earn 3X on dining and travel purchases worldwide, along with 1X on all other eligible purchases. These points are worth 50% more when redeemed for travel through Chase Travel. The card also includes top-tier travel protections such as trip cancellation and interruption insurance, auto rental collision damage waiver, and emergency medical and dental benefits, which are crucial for peace of mind while traveling.

Best for: Adventure Seekers

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Adventure Seekers", "headerHint" : "TRAVEL SMART" } ]]

The Capital One Venture X Rewards Credit Card is tailored for adventurous travelers looking for a card that rewards their explorative spirit. The card offers a substantial welcome bonus and continues to reward with 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel, and 2X miles on all other purchases. Additional perks include up to $300 in travel credits annually when redeemed through Capital One Travel and complimentary access to Capital One and partner lounges, which are ideal for those who frequently travel off the beaten path (see rates & fees).

Best for: Elevated Grocery and Dining Bonuses

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "16", "bestForText": "Elevated Grocery and Dining Bonuses", "headerHint" : "EAT AND EARN" } ]]

The American Express® Gold Card offers exceptional rewards for those who spend a lot on dining and groceries. Cardholders can earn a generous initial bonus and continue to accumulate points at a high rate - 4X at restaurants worldwide (up to $50,000 per calendar year),and U.S. supermarkets (up to $25,000 per calendar year), 3X on flights booked directly with airlines or through American Express Travel, and 1X on all other purchases. This card effectively turns every dining experience and grocery haul into a rewarding opportunity, making it ideal for food enthusiasts who also enjoy cooking at home.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Comparing Top Bonus Credit Cards

In comparing the bonuses and ongoing benefits of these top cards - Amex Platinum, Chase Sapphire Preferred, and Chase Sapphire Reserve - it's crucial to weigh the value of initial bonuses against the perks that enhance your travel and dining experiences long term. The Amex Platinum is unmatched for airport lounge access and luxury travel credits, making it ideal for those who travel frequently and prefer luxury services. The Chase Sapphire Preferred offers remarkable flexibility, making its bonuses particularly valuable for those who prefer varied redemption options at a high value. Meanwhile, the Chase Sapphire Reserve stands out for those seeking premium travel benefits coupled with strong earning potential on travel and dining, enhanced by a 50% increase in point value when booking travel through Chase.

[[ COMPARE_CARD * {"ids": ["106", "509", "510"], "bestCategoryIds":["41", "42", "43"], "bestForTexts":["Comprehensive Travel Benefits", "Travel and Dining Flexibility", "All-Around Premium Rewards"]} ]]

Conclusion

Choosing the best bonus credit card in 2024 depends on your spending habits and lifestyle preferences. Whether it's maximizing luxury travel benefits, enjoying flexible rewards, or making the most of travel and dining, all of these cards offer unique advantages that can significantly enhance your financial and travel experience. Evaluate each card's introductory offers and ongoing benefits to find the one that best aligns with your personal and financial goals.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

Best of 2024
Best of 2024
Kudos, featured on:
200,000 members and counting
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

The Best Bonus Credit Cards of 2024

August 30, 2024

Small Kudos square logoAn upside down carrot icon

If you’re eager to start 2024 with a new credit card that offers excellent bonuses and rewards, here’s a guide to the best options available, tailored to fit various spending styles and goals.

[[ CARD_LIST * {"ids": ["106", "509", "510", "2888", "118", "438", "428", "261"]} ]]

More:

Best for: Travel and Dining Flexibility

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Travel and Dining Flexibility", "headerHint" : "Trusted by 15k Kudos members" } ]]

The Chase Sapphire Preferred® Card is renowned for its flexibility in points usage and a high redemption rate. ou'll earn 60,000 bonus points after spending $4,000 on purchases within the first three months of account opening. That's worth at least $7 when redeemed for travel, making it one of the most lucrative introductory bonuses available. These points can be transferred on a 1:1 basis to several leading airline and hotel loyalty programs, offering versatility whether you're booking a flight, hotel stay, or dining experiences.

An icon of a lightbulb
Kudos Tip
More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Best for: Comprehensive Travel Benefits

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Comprehensive Travel Benefits", "headerHint" : "START STRONG" } ]]

The Platinum Card® from American Express offers an unmatched suite of travel benefits that are perfect for luxury travelers. This card comes with a substantial welcome bonus as well after you meet the initial spending requirements. Key card benefits include access to over 1,300 airport lounges worldwide, including Priority Pass and Centurion Lounges, up to $200 in annual Uber savings (add your Platinum Card® to your Uber account, and then pay with any AMEX card), and up to a $200 annual airline fee credit, making every journey more comfortable and less costly.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

More:

Best for: All-Around Premium Rewards

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "All-Around Premium Rewards", "headerHint" : "GO FURTHER" } ]]

The Chase Sapphire Reserve® enhances your spending with a significant initial bonus and robust earning on travel and dining. Cardholders earn 3X on dining and travel purchases worldwide, along with 1X on all other eligible purchases. These points are worth 50% more when redeemed for travel through Chase Travel. The card also includes top-tier travel protections such as trip cancellation and interruption insurance, auto rental collision damage waiver, and emergency medical and dental benefits, which are crucial for peace of mind while traveling.

Best for: Adventure Seekers

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Adventure Seekers", "headerHint" : "TRAVEL SMART" } ]]

The Capital One Venture X Rewards Credit Card is tailored for adventurous travelers looking for a card that rewards their explorative spirit. The card offers a substantial welcome bonus and continues to reward with 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel, and 2X miles on all other purchases. Additional perks include up to $300 in travel credits annually when redeemed through Capital One Travel and complimentary access to Capital One and partner lounges, which are ideal for those who frequently travel off the beaten path (see rates & fees).

Best for: Elevated Grocery and Dining Bonuses

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "16", "bestForText": "Elevated Grocery and Dining Bonuses", "headerHint" : "EAT AND EARN" } ]]

The American Express® Gold Card offers exceptional rewards for those who spend a lot on dining and groceries. Cardholders can earn a generous initial bonus and continue to accumulate points at a high rate - 4X at restaurants worldwide (up to $50,000 per calendar year),and U.S. supermarkets (up to $25,000 per calendar year), 3X on flights booked directly with airlines or through American Express Travel, and 1X on all other purchases. This card effectively turns every dining experience and grocery haul into a rewarding opportunity, making it ideal for food enthusiasts who also enjoy cooking at home.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Comparing Top Bonus Credit Cards

In comparing the bonuses and ongoing benefits of these top cards - Amex Platinum, Chase Sapphire Preferred, and Chase Sapphire Reserve - it's crucial to weigh the value of initial bonuses against the perks that enhance your travel and dining experiences long term. The Amex Platinum is unmatched for airport lounge access and luxury travel credits, making it ideal for those who travel frequently and prefer luxury services. The Chase Sapphire Preferred offers remarkable flexibility, making its bonuses particularly valuable for those who prefer varied redemption options at a high value. Meanwhile, the Chase Sapphire Reserve stands out for those seeking premium travel benefits coupled with strong earning potential on travel and dining, enhanced by a 50% increase in point value when booking travel through Chase.

[[ COMPARE_CARD * {"ids": ["106", "509", "510"], "bestCategoryIds":["41", "42", "43"], "bestForTexts":["Comprehensive Travel Benefits", "Travel and Dining Flexibility", "All-Around Premium Rewards"]} ]]

Conclusion

Choosing the best bonus credit card in 2024 depends on your spending habits and lifestyle preferences. Whether it's maximizing luxury travel benefits, enjoying flexible rewards, or making the most of travel and dining, all of these cards offer unique advantages that can significantly enhance your financial and travel experience. Evaluate each card's introductory offers and ongoing benefits to find the one that best aligns with your personal and financial goals.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

Best of 2024
Best of 2024