Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

The Best Credit Cards Of 2024

August 30, 2024

Small Kudos square logoAn upside down carrot icon

The Best Credit Cards of 2024 offer a diverse range of options to meet the varying needs of modern consumers. Whether you're a frequent traveler, a budget-conscious spender, or someone looking to earn rewards on everyday expenses, this year's top cards have something for everyone. With innovative features, competitive rewards, and valuable perks, these standout options are designed to elevate your financial experience and help you make the most of your spending.

Here are the Best Credit Cards of 2024.

[[ CARD_LIST * {"ids": ["509", "2888", "106", "438", "118", "261", "510"]} ]]

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Best For: Frequent Flyers

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Frequent Flyers", "headerHint" : "Trusted by 15k Kudos members" } ]]

The Chase Sapphire Preferred® Card is one of the top picks for frequent flyers, offering generous travel rewards, flexible point transfers, and valuable travel benefits for maximizing adventures around the world.

An icon of a lightbulb
Kudos Tip
More:

Best For: Upscale Travel Rewards

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Upscale Travel Rewards", "headerHint" : "WANDER IN STYLE" } ]]

The Capital One Venture X Rewards Credit Card stands out as the leading option for elevated travel rewards and luxury experiences. With generous earnings on premium travel purchases, valuable annual credits, lounge access, and elite status perks, this premium card caters to the discerning tastes of upscale travelers seeking first-class adventures (see rates & fees).

More:

Best For: First Class Travel Benefits

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "First Class Travel Benefits", "headerHint" : "UNPARALLED JOURNEYS" } ]]

The Platinum Card® from American Express is the top choice when it comes to unparalleled first-class travel perks. This premium card provides access to the world's finest airport lounges, including Amex's own luxurious Centurion Lounges. Members also enjoy valuable credits for airline fees, hotel stays, and more, along with complimentary elite status with Marriott Bonvoy and Hilton Honors (enrollment required). It is the ultimate choice for discerning travelers seeking a truly elevated and privileged experience on every trip.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Streamlined Travel Rewards

[[ SINGLE_CARD * {"id": "438", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Streamlined Travel Rewards", "headerHint" : "MAXIMIZE EVERY PURCHASE" } ]]

Offering a straightforward and lucrative rewards structure, the Capital One Venture Rewards Credit Card excels at maximizing earnings on non-bonus spending. With a flat 2X miles earned on every purchase, this card streamlines your credit card strategy while ensuring a solid return on daily expenses. The $95 annual fee (see rates & fees) is easily offset by the card's impressive earning potential and additional benefits. If you're looking for a hassle-free way to rack up valuable rewards across all your purchases, this card stands out as a top contender.

Best For: Dining Out

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "3", "bestForText": "Dining Out", "headerHint" : "RELISH YOUR REWARDS" } ]]

The American Express® Gold Card is the top choice for foodies and dining enthusiasts, offering a generous 4X Membership Rewards points at restaurants worldwide (up to $50,000 per year, then 1X) as well as 4X points at U.S. supermarkets (up to $25,000 per year, then 1X). With such a lucrative earning structure focused on food and groceries, the Amex Gold card allows you to rack up valuable rewards simply by indulging in your culinary passions.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Maximizing U.S. Supermarket Spending

[[ SINGLE_CARD * {"id": "261", "isExpanded": "false", "bestForCategoryId": "16", "bestForText": "Maximizing U.S. Supermarket Spending", "headerHint" : "EARN ON ESSENTIALS" } ]]

The Blue Cash Preferred® Card from American Express is the premier option for maximizing rewards on grocery purchases. Offering an unbeatable 6% cash back at U.S. supermarkets on up to $6,000 per year in spending (then 1%), this card delivers unparalleled value for grocery shopping. It also earns a generous 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more, 3% Cash Back at U.S. gas stations, 1% Cash Back on other purchases. There is a $0 intro annual fee for the first year, then a reasonble $95 annual fee (see rates & fees). The exceptional earnings rate at supermarkets, coupled with additional bonus categories, make it a top contender for stretching your grocery budget and earning lucrative cash back on your everyday essentials.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Flat-Rate Rewards

[[ SINGLE_CARD * {"id": "428", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Flat-Rate Rewards", "headerHint" : "REWARDS ON EVERY PURCHASE" } ]]

The Capital One Quicksilver Cash Rewards Credit Card stands out as the top flat-rate rewards card, offering an unlimited 1.5% cash back on all purchases with no annual fee. Its simple and consistent earning structure provides a hassle-free way to rack up valuable cash rewards across all your spending (see rates & fees).

Best For: Travel Benefits

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travel Benefits", "headerHint" : "TRAVEL WITHOUT STRESS" } ]]

If you’re seeking comprehensive travel protections and valuable benefits, you can’t beat the Chase Sapphire Reserve®. This luxury travel card provides best-in-class coverage, up to a $300 annual travel credit, and Priority Pass airport lounge access, among other perks. With its suite of travel safeguards and first-class amenities, the Chase Sapphire Reserve is the ultimate choice for worry-free globetrotting.

Comparing Best Credit Cards of 2024

The Chase Sapphire Preferred, Capital One Venture X, and Amex Platinum are top travel rewards cards, each offering distinct strengths. The Sapphire Preferred excels with bonus categories and redemption value, the Venture X provides high earnings and lounge access, while the Amex Platinum delivers unparalleled luxury perks.

[[ COMPARE_CARD * {"ids": ["509", "2888", "106"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Frequent Flyers", "Upscale Travel Rewards", "First Class Travel Benefits"]} ]]

Conclusion

The Best Credit Cards of 2024 span a diverse range of categories, catering to everything from luxury travel benefits to cash back earnings and grocery rewards. To truly maximize your earnings potential, tailor your card strategy to align with your most significant expenses and preferred rewards. Whether you're seeking elevated travel experiences, generous cash back, or maximizing returns on everyday essentials, the right card can unlock a world of rewarding possibilities in the year ahead.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

Best of 2024
Best of 2024
Kudos, featured on:
200,000 members and counting
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

The Best Credit Cards Of 2024

August 30, 2024

Small Kudos square logoAn upside down carrot icon

The Best Credit Cards of 2024 offer a diverse range of options to meet the varying needs of modern consumers. Whether you're a frequent traveler, a budget-conscious spender, or someone looking to earn rewards on everyday expenses, this year's top cards have something for everyone. With innovative features, competitive rewards, and valuable perks, these standout options are designed to elevate your financial experience and help you make the most of your spending.

Here are the Best Credit Cards of 2024.

[[ CARD_LIST * {"ids": ["509", "2888", "106", "438", "118", "261", "510"]} ]]

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Best For: Frequent Flyers

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Frequent Flyers", "headerHint" : "Trusted by 15k Kudos members" } ]]

The Chase Sapphire Preferred® Card is one of the top picks for frequent flyers, offering generous travel rewards, flexible point transfers, and valuable travel benefits for maximizing adventures around the world.

An icon of a lightbulb
Kudos Tip
More:

Best For: Upscale Travel Rewards

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Upscale Travel Rewards", "headerHint" : "WANDER IN STYLE" } ]]

The Capital One Venture X Rewards Credit Card stands out as the leading option for elevated travel rewards and luxury experiences. With generous earnings on premium travel purchases, valuable annual credits, lounge access, and elite status perks, this premium card caters to the discerning tastes of upscale travelers seeking first-class adventures (see rates & fees).

More:

Best For: First Class Travel Benefits

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "First Class Travel Benefits", "headerHint" : "UNPARALLED JOURNEYS" } ]]

The Platinum Card® from American Express is the top choice when it comes to unparalleled first-class travel perks. This premium card provides access to the world's finest airport lounges, including Amex's own luxurious Centurion Lounges. Members also enjoy valuable credits for airline fees, hotel stays, and more, along with complimentary elite status with Marriott Bonvoy and Hilton Honors (enrollment required). It is the ultimate choice for discerning travelers seeking a truly elevated and privileged experience on every trip.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Streamlined Travel Rewards

[[ SINGLE_CARD * {"id": "438", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Streamlined Travel Rewards", "headerHint" : "MAXIMIZE EVERY PURCHASE" } ]]

Offering a straightforward and lucrative rewards structure, the Capital One Venture Rewards Credit Card excels at maximizing earnings on non-bonus spending. With a flat 2X miles earned on every purchase, this card streamlines your credit card strategy while ensuring a solid return on daily expenses. The $95 annual fee (see rates & fees) is easily offset by the card's impressive earning potential and additional benefits. If you're looking for a hassle-free way to rack up valuable rewards across all your purchases, this card stands out as a top contender.

Best For: Dining Out

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "3", "bestForText": "Dining Out", "headerHint" : "RELISH YOUR REWARDS" } ]]

The American Express® Gold Card is the top choice for foodies and dining enthusiasts, offering a generous 4X Membership Rewards points at restaurants worldwide (up to $50,000 per year, then 1X) as well as 4X points at U.S. supermarkets (up to $25,000 per year, then 1X). With such a lucrative earning structure focused on food and groceries, the Amex Gold card allows you to rack up valuable rewards simply by indulging in your culinary passions.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Maximizing U.S. Supermarket Spending

[[ SINGLE_CARD * {"id": "261", "isExpanded": "false", "bestForCategoryId": "16", "bestForText": "Maximizing U.S. Supermarket Spending", "headerHint" : "EARN ON ESSENTIALS" } ]]

The Blue Cash Preferred® Card from American Express is the premier option for maximizing rewards on grocery purchases. Offering an unbeatable 6% cash back at U.S. supermarkets on up to $6,000 per year in spending (then 1%), this card delivers unparalleled value for grocery shopping. It also earns a generous 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more, 3% Cash Back at U.S. gas stations, 1% Cash Back on other purchases. There is a $0 intro annual fee for the first year, then a reasonble $95 annual fee (see rates & fees). The exceptional earnings rate at supermarkets, coupled with additional bonus categories, make it a top contender for stretching your grocery budget and earning lucrative cash back on your everyday essentials.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Flat-Rate Rewards

[[ SINGLE_CARD * {"id": "428", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Flat-Rate Rewards", "headerHint" : "REWARDS ON EVERY PURCHASE" } ]]

The Capital One Quicksilver Cash Rewards Credit Card stands out as the top flat-rate rewards card, offering an unlimited 1.5% cash back on all purchases with no annual fee. Its simple and consistent earning structure provides a hassle-free way to rack up valuable cash rewards across all your spending (see rates & fees).

Best For: Travel Benefits

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travel Benefits", "headerHint" : "TRAVEL WITHOUT STRESS" } ]]

If you’re seeking comprehensive travel protections and valuable benefits, you can’t beat the Chase Sapphire Reserve®. This luxury travel card provides best-in-class coverage, up to a $300 annual travel credit, and Priority Pass airport lounge access, among other perks. With its suite of travel safeguards and first-class amenities, the Chase Sapphire Reserve is the ultimate choice for worry-free globetrotting.

Comparing Best Credit Cards of 2024

The Chase Sapphire Preferred, Capital One Venture X, and Amex Platinum are top travel rewards cards, each offering distinct strengths. The Sapphire Preferred excels with bonus categories and redemption value, the Venture X provides high earnings and lounge access, while the Amex Platinum delivers unparalleled luxury perks.

[[ COMPARE_CARD * {"ids": ["509", "2888", "106"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Frequent Flyers", "Upscale Travel Rewards", "First Class Travel Benefits"]} ]]

Conclusion

The Best Credit Cards of 2024 span a diverse range of categories, catering to everything from luxury travel benefits to cash back earnings and grocery rewards. To truly maximize your earnings potential, tailor your card strategy to align with your most significant expenses and preferred rewards. Whether you're seeking elevated travel experiences, generous cash back, or maximizing returns on everyday essentials, the right card can unlock a world of rewarding possibilities in the year ahead.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

Best of 2024
Best of 2024
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

The Best Credit Cards Of 2024

August 30, 2024

Small Kudos square logoAn upside down carrot icon

The Best Credit Cards of 2024 offer a diverse range of options to meet the varying needs of modern consumers. Whether you're a frequent traveler, a budget-conscious spender, or someone looking to earn rewards on everyday expenses, this year's top cards have something for everyone. With innovative features, competitive rewards, and valuable perks, these standout options are designed to elevate your financial experience and help you make the most of your spending.

Here are the Best Credit Cards of 2024.

[[ CARD_LIST * {"ids": ["509", "2888", "106", "438", "118", "261", "510"]} ]]

More:

Best For: Frequent Flyers

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Frequent Flyers", "headerHint" : "Trusted by 15k Kudos members" } ]]

The Chase Sapphire Preferred® Card is one of the top picks for frequent flyers, offering generous travel rewards, flexible point transfers, and valuable travel benefits for maximizing adventures around the world.

An icon of a lightbulb
Kudos Tip
More:

Best For: Upscale Travel Rewards

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Upscale Travel Rewards", "headerHint" : "WANDER IN STYLE" } ]]

The Capital One Venture X Rewards Credit Card stands out as the leading option for elevated travel rewards and luxury experiences. With generous earnings on premium travel purchases, valuable annual credits, lounge access, and elite status perks, this premium card caters to the discerning tastes of upscale travelers seeking first-class adventures (see rates & fees).

More:

Best For: First Class Travel Benefits

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "First Class Travel Benefits", "headerHint" : "UNPARALLED JOURNEYS" } ]]

The Platinum Card® from American Express is the top choice when it comes to unparalleled first-class travel perks. This premium card provides access to the world's finest airport lounges, including Amex's own luxurious Centurion Lounges. Members also enjoy valuable credits for airline fees, hotel stays, and more, along with complimentary elite status with Marriott Bonvoy and Hilton Honors (enrollment required). It is the ultimate choice for discerning travelers seeking a truly elevated and privileged experience on every trip.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Streamlined Travel Rewards

[[ SINGLE_CARD * {"id": "438", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Streamlined Travel Rewards", "headerHint" : "MAXIMIZE EVERY PURCHASE" } ]]

Offering a straightforward and lucrative rewards structure, the Capital One Venture Rewards Credit Card excels at maximizing earnings on non-bonus spending. With a flat 2X miles earned on every purchase, this card streamlines your credit card strategy while ensuring a solid return on daily expenses. The $95 annual fee (see rates & fees) is easily offset by the card's impressive earning potential and additional benefits. If you're looking for a hassle-free way to rack up valuable rewards across all your purchases, this card stands out as a top contender.

Best For: Dining Out

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "3", "bestForText": "Dining Out", "headerHint" : "RELISH YOUR REWARDS" } ]]

The American Express® Gold Card is the top choice for foodies and dining enthusiasts, offering a generous 4X Membership Rewards points at restaurants worldwide (up to $50,000 per year, then 1X) as well as 4X points at U.S. supermarkets (up to $25,000 per year, then 1X). With such a lucrative earning structure focused on food and groceries, the Amex Gold card allows you to rack up valuable rewards simply by indulging in your culinary passions.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Maximizing U.S. Supermarket Spending

[[ SINGLE_CARD * {"id": "261", "isExpanded": "false", "bestForCategoryId": "16", "bestForText": "Maximizing U.S. Supermarket Spending", "headerHint" : "EARN ON ESSENTIALS" } ]]

The Blue Cash Preferred® Card from American Express is the premier option for maximizing rewards on grocery purchases. Offering an unbeatable 6% cash back at U.S. supermarkets on up to $6,000 per year in spending (then 1%), this card delivers unparalleled value for grocery shopping. It also earns a generous 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more, 3% Cash Back at U.S. gas stations, 1% Cash Back on other purchases. There is a $0 intro annual fee for the first year, then a reasonble $95 annual fee (see rates & fees). The exceptional earnings rate at supermarkets, coupled with additional bonus categories, make it a top contender for stretching your grocery budget and earning lucrative cash back on your everyday essentials.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Flat-Rate Rewards

[[ SINGLE_CARD * {"id": "428", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Flat-Rate Rewards", "headerHint" : "REWARDS ON EVERY PURCHASE" } ]]

The Capital One Quicksilver Cash Rewards Credit Card stands out as the top flat-rate rewards card, offering an unlimited 1.5% cash back on all purchases with no annual fee. Its simple and consistent earning structure provides a hassle-free way to rack up valuable cash rewards across all your spending (see rates & fees).

Best For: Travel Benefits

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travel Benefits", "headerHint" : "TRAVEL WITHOUT STRESS" } ]]

If you’re seeking comprehensive travel protections and valuable benefits, you can’t beat the Chase Sapphire Reserve®. This luxury travel card provides best-in-class coverage, up to a $300 annual travel credit, and Priority Pass airport lounge access, among other perks. With its suite of travel safeguards and first-class amenities, the Chase Sapphire Reserve is the ultimate choice for worry-free globetrotting.

Comparing Best Credit Cards of 2024

The Chase Sapphire Preferred, Capital One Venture X, and Amex Platinum are top travel rewards cards, each offering distinct strengths. The Sapphire Preferred excels with bonus categories and redemption value, the Venture X provides high earnings and lounge access, while the Amex Platinum delivers unparalleled luxury perks.

[[ COMPARE_CARD * {"ids": ["509", "2888", "106"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Frequent Flyers", "Upscale Travel Rewards", "First Class Travel Benefits"]} ]]

Conclusion

The Best Credit Cards of 2024 span a diverse range of categories, catering to everything from luxury travel benefits to cash back earnings and grocery rewards. To truly maximize your earnings potential, tailor your card strategy to align with your most significant expenses and preferred rewards. Whether you're seeking elevated travel experiences, generous cash back, or maximizing returns on everyday essentials, the right card can unlock a world of rewarding possibilities in the year ahead.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

Best of 2024
Best of 2024
Kudos, featured on:
200,000 members and counting
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

The Best Credit Cards Of 2024

August 30, 2024

Small Kudos square logoAn upside down carrot icon

The Best Credit Cards of 2024 offer a diverse range of options to meet the varying needs of modern consumers. Whether you're a frequent traveler, a budget-conscious spender, or someone looking to earn rewards on everyday expenses, this year's top cards have something for everyone. With innovative features, competitive rewards, and valuable perks, these standout options are designed to elevate your financial experience and help you make the most of your spending.

Here are the Best Credit Cards of 2024.

[[ CARD_LIST * {"ids": ["509", "2888", "106", "438", "118", "261", "510"]} ]]

More:

Best For: Frequent Flyers

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Frequent Flyers", "headerHint" : "Trusted by 15k Kudos members" } ]]

The Chase Sapphire Preferred® Card is one of the top picks for frequent flyers, offering generous travel rewards, flexible point transfers, and valuable travel benefits for maximizing adventures around the world.

An icon of a lightbulb
Kudos Tip
More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Best For: Upscale Travel Rewards

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Upscale Travel Rewards", "headerHint" : "WANDER IN STYLE" } ]]

The Capital One Venture X Rewards Credit Card stands out as the leading option for elevated travel rewards and luxury experiences. With generous earnings on premium travel purchases, valuable annual credits, lounge access, and elite status perks, this premium card caters to the discerning tastes of upscale travelers seeking first-class adventures (see rates & fees).

More:

Best For: First Class Travel Benefits

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "First Class Travel Benefits", "headerHint" : "UNPARALLED JOURNEYS" } ]]

The Platinum Card® from American Express is the top choice when it comes to unparalleled first-class travel perks. This premium card provides access to the world's finest airport lounges, including Amex's own luxurious Centurion Lounges. Members also enjoy valuable credits for airline fees, hotel stays, and more, along with complimentary elite status with Marriott Bonvoy and Hilton Honors (enrollment required). It is the ultimate choice for discerning travelers seeking a truly elevated and privileged experience on every trip.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Streamlined Travel Rewards

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Offering a straightforward and lucrative rewards structure, the Capital One Venture Rewards Credit Card excels at maximizing earnings on non-bonus spending. With a flat 2X miles earned on every purchase, this card streamlines your credit card strategy while ensuring a solid return on daily expenses. The $95 annual fee (see rates & fees) is easily offset by the card's impressive earning potential and additional benefits. If you're looking for a hassle-free way to rack up valuable rewards across all your purchases, this card stands out as a top contender.

Best For: Dining Out

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The American Express® Gold Card is the top choice for foodies and dining enthusiasts, offering a generous 4X Membership Rewards points at restaurants worldwide (up to $50,000 per year, then 1X) as well as 4X points at U.S. supermarkets (up to $25,000 per year, then 1X). With such a lucrative earning structure focused on food and groceries, the Amex Gold card allows you to rack up valuable rewards simply by indulging in your culinary passions.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Maximizing U.S. Supermarket Spending

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The Blue Cash Preferred® Card from American Express is the premier option for maximizing rewards on grocery purchases. Offering an unbeatable 6% cash back at U.S. supermarkets on up to $6,000 per year in spending (then 1%), this card delivers unparalleled value for grocery shopping. It also earns a generous 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more, 3% Cash Back at U.S. gas stations, 1% Cash Back on other purchases. There is a $0 intro annual fee for the first year, then a reasonble $95 annual fee (see rates & fees). The exceptional earnings rate at supermarkets, coupled with additional bonus categories, make it a top contender for stretching your grocery budget and earning lucrative cash back on your everyday essentials.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best For: Flat-Rate Rewards

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The Capital One Quicksilver Cash Rewards Credit Card stands out as the top flat-rate rewards card, offering an unlimited 1.5% cash back on all purchases with no annual fee. Its simple and consistent earning structure provides a hassle-free way to rack up valuable cash rewards across all your spending (see rates & fees).

Best For: Travel Benefits

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If you’re seeking comprehensive travel protections and valuable benefits, you can’t beat the Chase Sapphire Reserve®. This luxury travel card provides best-in-class coverage, up to a $300 annual travel credit, and Priority Pass airport lounge access, among other perks. With its suite of travel safeguards and first-class amenities, the Chase Sapphire Reserve is the ultimate choice for worry-free globetrotting.

Comparing Best Credit Cards of 2024

The Chase Sapphire Preferred, Capital One Venture X, and Amex Platinum are top travel rewards cards, each offering distinct strengths. The Sapphire Preferred excels with bonus categories and redemption value, the Venture X provides high earnings and lounge access, while the Amex Platinum delivers unparalleled luxury perks.

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Conclusion

The Best Credit Cards of 2024 span a diverse range of categories, catering to everything from luxury travel benefits to cash back earnings and grocery rewards. To truly maximize your earnings potential, tailor your card strategy to align with your most significant expenses and preferred rewards. Whether you're seeking elevated travel experiences, generous cash back, or maximizing returns on everyday essentials, the right card can unlock a world of rewarding possibilities in the year ahead.

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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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Best of 2024
Best of 2024