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Fact Checked
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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

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From UberEats to Live Events: How the Capital One Savor Upgrades Your Experiences

Expert Review of the The Capital One Savor Cash Rewards Credit Card Credit Card

August 30, 2024

Small Kudos square logoAn upside down carrot icon

Introduction

The Capital One Savor Cash Rewards Credit Card is an excellent cash back card for those who relish dining out, binging the latest streaming series, or soaking up live entertainment. ThisSavor card offers a variety of cash back rewards and benefits that make it a compelling choice for many cardholders. As a reward credit card, the Capital One Savor Cash Rewards Credit Card provides a fantastic opportunity to earn cash back on your everyday purchases.

Key Features

  • Annual Fee: $0 (see rates & fees)
  • Rewards:
    • 8% cash back on Capital One Entertainment purchases
    • 5% cash back on hotels and rental cars booked through Capital One Travel
    • 3% cash back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart® and Target®)
    • 1% cash back on all other purchases
  • Sign Up Bonus: Earn a one time $250 cash bonus after spending $500 on purchases within the first 3 months
  • Special Offer: Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Credit Score Required: 670 - 850 (Good to Excellent)

As a reward credit card, the Capital One Savor Cash Rewards Credit Card offers an impressive array of cash back opportunities. Whether you're using your Savor card for entertainment purchases, travel bookings, or everyday expenses, you'll be earning valuable cash back rewards with every

[[ SINGLE_CARD * {"id": "3041", "isExpanded": "true", "bestForCategoryId": "4", "bestForText": "Food & Entertainment", "headerHint" : "Enliven your Tastebuds" } ]]

More:

The Kudos Take

If you're a fan of food, streaming services, and live entertainment, you're probably eyeing these three cards: the Capital One Savor Cash Rewards Credit Card, the Chase Freedom Unlimited®, and the Chase Sapphire Preferred® Card. We've dissected the key features of the Savor card to help you decide if it's the perfect fit for your lifestyle.

When evaluating the Capital One Savor Cash Rewards Credit Card Cash Rewards Credit Card against competitors like the Chase Freedom Unlimited and the Chase Sapphire Preferred, it's clear why the Savor might be the standout choice for many consumers, particularly those who frequent dining, entertainment, and everyday spending categories. Here’s a detailed comparison:

Capital One Savor Cash Rewards Credit Card

  • Redeeming Points: Savor simplifies the redemption process, allowing cardholders to effortlessly convert their cash back into cash, account credit, or gift cards at any time, without any minimums or restrictions.
  • UberEats & Uber Fan? The Savor card offers an unbeatable 10% cash back on Uber & Uber Eats purchases and includes a complimentary Uber One membership. This makes it a no-brainer for anyone who regularly uses these services.
  • Live Event Lover: Cardholders enjoy 8% cash back on purchases made through Capital One Entertainment, including early access to tickets for concerts, sports events, and festivals—perfect for those who live for live events.
  • Grocery Getter: With 3% cash back on grocery store purchases (excluding superstores like Walmart and Target), the Savor card excels for routine spenders looking to maximize returns on their everyday spending.
  • Annual Fee: No annual fee, which enhances the overall value of the card for all spenders.
  • Streaming: Provides 3% cash back on popular streaming services like Netflix, Hulu, and HBO, catering well to modern entertainment habits.
  • Overall Appeal: As a cash back card focused on dining, entertainment, and everyday purchases, Savor offers straightforward, high-value rewards with added lifestyle benefits that are easy to understand and redeem.

Chase Freedom Unlimited

  • Redeeming Points: Freedom Unlimited also offers cash back, but it’s structured as Chase Ultimate Rewards points, which can be less straightforward. Points are worth $1 per point in the Chase portal, but their value can increase if paired with a Chase Sapphire card.
  • Flexible yet Complex: While offering flexibility, the system may require more active management to maximize point value, especially when transferring to travel partners or when paired with a premium Chase card for enhanced value.
  • Rideshare and Delivery: Offers bonus points for Lyft but doesn’t support Uber, which could be a downside for Uber users compared to Savor’s 10% cash back.
  • Annual Fee: No annual fee for the Unlimited version, aligning it closely with Savor in terms of cost-efficiency.

Chase Sapphire Preferred

  • Travel Focus: Specifically tailored for frequent travelers, offering 3X on dining, select streaming services and online groceries and more valuable redemption options through travel partners or  Chase Travel℠.
  • Streaming: Although it offers broader streaming options, the rewards are in points, which may need to be converted and are contingent on travel redemptions to maximize value.
  • Annual Fee: Carries a $95 annual fee, which might not be justifiable for users who spend primarily on dining and entertainment rather than travel.

 

[[ COMPARE_CARD * {"ids": ["3041", "497", "509"], "bestCategoryIds":["4", "52", "3"], "bestForTexts":["No Fee Travel", "Everyday Cash-Back", "Low Fee Travel"]} ]]

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Kudos Tip
More:

Final Verdict

The Capital One Savor Cash Rewards Credit Card excels in UberEats, entertainment, and groceries. If you spend a lot in these categories and want a card without an annual fee or the hassle of figuring out how to maximize your rewards points, the Capital One Savor Cash Rewards Credit Card is the perfect choice for you. As a reward credit card, the Savor offers a straightforward and lucrative way to earn cash back on your everyday purchases.

The Capital One Savor Cash Rewards Credit Card is best suited for individuals who:

  • Frequently dine out or order in
  • Enjoy live entertainment and travel
  • Spend regularly on streaming services and groceries
  • Prefer a card with no annual fee and straightforward rewards

Who Might Want to Look Elsewhere

  • Those who do most of their grocery shopping at superstores like Walmart or Target
  • Individuals seeking higher rewards on travel bookings outside of Capital One's portal
  • Anyone who prioritizes flexibility over reward rates in their credit card choice

 

More:

Additional Benefits

Beyond cash back rewards, the Savor card offers several perks that enhance its value:

  • No foreign transaction fees, making it a great travel companion
  • Extended warranty protection on eligible purchases
  • Travel accident insurance for peace of mind on the go
  • Complimentary concierge service for assistance with dining, entertainment, and travel bookings
  • $0 fraud liability for unauthorized charges

These additional benefits make the Capital One Savor Cash Rewards Credit Card an even more appealing reward credit card, providing cardholders with valuable protections and services.

Bottom Line

The Capital One Savor Cash Rewards Credit Card is an excellent choice for those who spend heavily on groceries, entertainment, and travel. With generous cash back rates, a $250 signup bonus, and additional perks, this Savor card can add flavor to your financial life without an annual fee. As a reward credit card, the Capital One Savor Cash Rewards Credit Card offers a simple and effective way to earn cash back on your everyday purchases, making it a top choice for many savvy spenders.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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A blue checkmark icon
Fact Checked
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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

From UberEats to Live Events: How the Capital One Savor Upgrades Your Experiences

Expert Review of the The Capital One Savor Cash Rewards Credit Card Credit Card

August 30, 2024

Small Kudos square logoAn upside down carrot icon

Introduction

The Capital One Savor Cash Rewards Credit Card is an excellent cash back card for those who relish dining out, binging the latest streaming series, or soaking up live entertainment. ThisSavor card offers a variety of cash back rewards and benefits that make it a compelling choice for many cardholders. As a reward credit card, the Capital One Savor Cash Rewards Credit Card provides a fantastic opportunity to earn cash back on your everyday purchases.

Key Features

  • Annual Fee: $0 (see rates & fees)
  • Rewards:
    • 8% cash back on Capital One Entertainment purchases
    • 5% cash back on hotels and rental cars booked through Capital One Travel
    • 3% cash back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart® and Target®)
    • 1% cash back on all other purchases
  • Sign Up Bonus: Earn a one time $250 cash bonus after spending $500 on purchases within the first 3 months
  • Special Offer: Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Credit Score Required: 670 - 850 (Good to Excellent)

As a reward credit card, the Capital One Savor Cash Rewards Credit Card offers an impressive array of cash back opportunities. Whether you're using your Savor card for entertainment purchases, travel bookings, or everyday expenses, you'll be earning valuable cash back rewards with every

[[ SINGLE_CARD * {"id": "3041", "isExpanded": "true", "bestForCategoryId": "4", "bestForText": "Food & Entertainment", "headerHint" : "Enliven your Tastebuds" } ]]

More:

The Kudos Take

If you're a fan of food, streaming services, and live entertainment, you're probably eyeing these three cards: the Capital One Savor Cash Rewards Credit Card, the Chase Freedom Unlimited®, and the Chase Sapphire Preferred® Card. We've dissected the key features of the Savor card to help you decide if it's the perfect fit for your lifestyle.

When evaluating the Capital One Savor Cash Rewards Credit Card Cash Rewards Credit Card against competitors like the Chase Freedom Unlimited and the Chase Sapphire Preferred, it's clear why the Savor might be the standout choice for many consumers, particularly those who frequent dining, entertainment, and everyday spending categories. Here’s a detailed comparison:

Capital One Savor Cash Rewards Credit Card

  • Redeeming Points: Savor simplifies the redemption process, allowing cardholders to effortlessly convert their cash back into cash, account credit, or gift cards at any time, without any minimums or restrictions.
  • UberEats & Uber Fan? The Savor card offers an unbeatable 10% cash back on Uber & Uber Eats purchases and includes a complimentary Uber One membership. This makes it a no-brainer for anyone who regularly uses these services.
  • Live Event Lover: Cardholders enjoy 8% cash back on purchases made through Capital One Entertainment, including early access to tickets for concerts, sports events, and festivals—perfect for those who live for live events.
  • Grocery Getter: With 3% cash back on grocery store purchases (excluding superstores like Walmart and Target), the Savor card excels for routine spenders looking to maximize returns on their everyday spending.
  • Annual Fee: No annual fee, which enhances the overall value of the card for all spenders.
  • Streaming: Provides 3% cash back on popular streaming services like Netflix, Hulu, and HBO, catering well to modern entertainment habits.
  • Overall Appeal: As a cash back card focused on dining, entertainment, and everyday purchases, Savor offers straightforward, high-value rewards with added lifestyle benefits that are easy to understand and redeem.

Chase Freedom Unlimited

  • Redeeming Points: Freedom Unlimited also offers cash back, but it’s structured as Chase Ultimate Rewards points, which can be less straightforward. Points are worth $1 per point in the Chase portal, but their value can increase if paired with a Chase Sapphire card.
  • Flexible yet Complex: While offering flexibility, the system may require more active management to maximize point value, especially when transferring to travel partners or when paired with a premium Chase card for enhanced value.
  • Rideshare and Delivery: Offers bonus points for Lyft but doesn’t support Uber, which could be a downside for Uber users compared to Savor’s 10% cash back.
  • Annual Fee: No annual fee for the Unlimited version, aligning it closely with Savor in terms of cost-efficiency.

Chase Sapphire Preferred

  • Travel Focus: Specifically tailored for frequent travelers, offering 3X on dining, select streaming services and online groceries and more valuable redemption options through travel partners or  Chase Travel℠.
  • Streaming: Although it offers broader streaming options, the rewards are in points, which may need to be converted and are contingent on travel redemptions to maximize value.
  • Annual Fee: Carries a $95 annual fee, which might not be justifiable for users who spend primarily on dining and entertainment rather than travel.

 

[[ COMPARE_CARD * {"ids": ["3041", "497", "509"], "bestCategoryIds":["4", "52", "3"], "bestForTexts":["No Fee Travel", "Everyday Cash-Back", "Low Fee Travel"]} ]]

An icon of a lightbulb
Kudos Tip
More:

Final Verdict

The Capital One Savor Cash Rewards Credit Card excels in UberEats, entertainment, and groceries. If you spend a lot in these categories and want a card without an annual fee or the hassle of figuring out how to maximize your rewards points, the Capital One Savor Cash Rewards Credit Card is the perfect choice for you. As a reward credit card, the Savor offers a straightforward and lucrative way to earn cash back on your everyday purchases.

The Capital One Savor Cash Rewards Credit Card is best suited for individuals who:

  • Frequently dine out or order in
  • Enjoy live entertainment and travel
  • Spend regularly on streaming services and groceries
  • Prefer a card with no annual fee and straightforward rewards

Who Might Want to Look Elsewhere

  • Those who do most of their grocery shopping at superstores like Walmart or Target
  • Individuals seeking higher rewards on travel bookings outside of Capital One's portal
  • Anyone who prioritizes flexibility over reward rates in their credit card choice

 

More:

Additional Benefits

Beyond cash back rewards, the Savor card offers several perks that enhance its value:

  • No foreign transaction fees, making it a great travel companion
  • Extended warranty protection on eligible purchases
  • Travel accident insurance for peace of mind on the go
  • Complimentary concierge service for assistance with dining, entertainment, and travel bookings
  • $0 fraud liability for unauthorized charges

These additional benefits make the Capital One Savor Cash Rewards Credit Card an even more appealing reward credit card, providing cardholders with valuable protections and services.

Bottom Line

The Capital One Savor Cash Rewards Credit Card is an excellent choice for those who spend heavily on groceries, entertainment, and travel. With generous cash back rates, a $250 signup bonus, and additional perks, this Savor card can add flavor to your financial life without an annual fee. As a reward credit card, the Capital One Savor Cash Rewards Credit Card offers a simple and effective way to earn cash back on your everyday purchases, making it a top choice for many savvy spenders.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

From UberEats to Live Events: How the Capital One Savor Upgrades Your Experiences

Expert Review of the The Capital One Savor Cash Rewards Credit Card Credit Card

August 30, 2024

Small Kudos square logoAn upside down carrot icon

Introduction

The Capital One Savor Cash Rewards Credit Card is an excellent cash back card for those who relish dining out, binging the latest streaming series, or soaking up live entertainment. ThisSavor card offers a variety of cash back rewards and benefits that make it a compelling choice for many cardholders. As a reward credit card, the Capital One Savor Cash Rewards Credit Card provides a fantastic opportunity to earn cash back on your everyday purchases.

Key Features

  • Annual Fee: $0 (see rates & fees)
  • Rewards:
    • 8% cash back on Capital One Entertainment purchases
    • 5% cash back on hotels and rental cars booked through Capital One Travel
    • 3% cash back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart® and Target®)
    • 1% cash back on all other purchases
  • Sign Up Bonus: Earn a one time $250 cash bonus after spending $500 on purchases within the first 3 months
  • Special Offer: Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Credit Score Required: 670 - 850 (Good to Excellent)

As a reward credit card, the Capital One Savor Cash Rewards Credit Card offers an impressive array of cash back opportunities. Whether you're using your Savor card for entertainment purchases, travel bookings, or everyday expenses, you'll be earning valuable cash back rewards with every

[[ SINGLE_CARD * {"id": "3041", "isExpanded": "true", "bestForCategoryId": "4", "bestForText": "Food & Entertainment", "headerHint" : "Enliven your Tastebuds" } ]]

More:

The Kudos Take

If you're a fan of food, streaming services, and live entertainment, you're probably eyeing these three cards: the Capital One Savor Cash Rewards Credit Card, the Chase Freedom Unlimited®, and the Chase Sapphire Preferred® Card. We've dissected the key features of the Savor card to help you decide if it's the perfect fit for your lifestyle.

When evaluating the Capital One Savor Cash Rewards Credit Card Cash Rewards Credit Card against competitors like the Chase Freedom Unlimited and the Chase Sapphire Preferred, it's clear why the Savor might be the standout choice for many consumers, particularly those who frequent dining, entertainment, and everyday spending categories. Here’s a detailed comparison:

Capital One Savor Cash Rewards Credit Card

  • Redeeming Points: Savor simplifies the redemption process, allowing cardholders to effortlessly convert their cash back into cash, account credit, or gift cards at any time, without any minimums or restrictions.
  • UberEats & Uber Fan? The Savor card offers an unbeatable 10% cash back on Uber & Uber Eats purchases and includes a complimentary Uber One membership. This makes it a no-brainer for anyone who regularly uses these services.
  • Live Event Lover: Cardholders enjoy 8% cash back on purchases made through Capital One Entertainment, including early access to tickets for concerts, sports events, and festivals—perfect for those who live for live events.
  • Grocery Getter: With 3% cash back on grocery store purchases (excluding superstores like Walmart and Target), the Savor card excels for routine spenders looking to maximize returns on their everyday spending.
  • Annual Fee: No annual fee, which enhances the overall value of the card for all spenders.
  • Streaming: Provides 3% cash back on popular streaming services like Netflix, Hulu, and HBO, catering well to modern entertainment habits.
  • Overall Appeal: As a cash back card focused on dining, entertainment, and everyday purchases, Savor offers straightforward, high-value rewards with added lifestyle benefits that are easy to understand and redeem.

Chase Freedom Unlimited

  • Redeeming Points: Freedom Unlimited also offers cash back, but it’s structured as Chase Ultimate Rewards points, which can be less straightforward. Points are worth $1 per point in the Chase portal, but their value can increase if paired with a Chase Sapphire card.
  • Flexible yet Complex: While offering flexibility, the system may require more active management to maximize point value, especially when transferring to travel partners or when paired with a premium Chase card for enhanced value.
  • Rideshare and Delivery: Offers bonus points for Lyft but doesn’t support Uber, which could be a downside for Uber users compared to Savor’s 10% cash back.
  • Annual Fee: No annual fee for the Unlimited version, aligning it closely with Savor in terms of cost-efficiency.

Chase Sapphire Preferred

  • Travel Focus: Specifically tailored for frequent travelers, offering 3X on dining, select streaming services and online groceries and more valuable redemption options through travel partners or  Chase Travel℠.
  • Streaming: Although it offers broader streaming options, the rewards are in points, which may need to be converted and are contingent on travel redemptions to maximize value.
  • Annual Fee: Carries a $95 annual fee, which might not be justifiable for users who spend primarily on dining and entertainment rather than travel.

 

[[ COMPARE_CARD * {"ids": ["3041", "497", "509"], "bestCategoryIds":["4", "52", "3"], "bestForTexts":["No Fee Travel", "Everyday Cash-Back", "Low Fee Travel"]} ]]

An icon of a lightbulb
Kudos Tip
More:

Final Verdict

The Capital One Savor Cash Rewards Credit Card excels in UberEats, entertainment, and groceries. If you spend a lot in these categories and want a card without an annual fee or the hassle of figuring out how to maximize your rewards points, the Capital One Savor Cash Rewards Credit Card is the perfect choice for you. As a reward credit card, the Savor offers a straightforward and lucrative way to earn cash back on your everyday purchases.

The Capital One Savor Cash Rewards Credit Card is best suited for individuals who:

  • Frequently dine out or order in
  • Enjoy live entertainment and travel
  • Spend regularly on streaming services and groceries
  • Prefer a card with no annual fee and straightforward rewards

Who Might Want to Look Elsewhere

  • Those who do most of their grocery shopping at superstores like Walmart or Target
  • Individuals seeking higher rewards on travel bookings outside of Capital One's portal
  • Anyone who prioritizes flexibility over reward rates in their credit card choice

 

More:

Additional Benefits

Beyond cash back rewards, the Savor card offers several perks that enhance its value:

  • No foreign transaction fees, making it a great travel companion
  • Extended warranty protection on eligible purchases
  • Travel accident insurance for peace of mind on the go
  • Complimentary concierge service for assistance with dining, entertainment, and travel bookings
  • $0 fraud liability for unauthorized charges

These additional benefits make the Capital One Savor Cash Rewards Credit Card an even more appealing reward credit card, providing cardholders with valuable protections and services.

Bottom Line

The Capital One Savor Cash Rewards Credit Card is an excellent choice for those who spend heavily on groceries, entertainment, and travel. With generous cash back rates, a $250 signup bonus, and additional perks, this Savor card can add flavor to your financial life without an annual fee. As a reward credit card, the Capital One Savor Cash Rewards Credit Card offers a simple and effective way to earn cash back on your everyday purchases, making it a top choice for many savvy spenders.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.