Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Amazon Store Card Review: Is It Worth It for Prime Members?

Is 5% back on Prime enough? Our 2024 Amazon Store Card review weighs rewards and alternatives.

Small Kudos square logoAn upside down carrot icon
Package in front of a Christmas tree

What Is the Amazon Store Card?

The Amazon Store Card is a credit card designed specifically for Amazon shoppers, offering special financing options and rewards for eligible Prime members. Issued by Synchrony Bank, this card is tailored to enhance the shopping experience on Amazon.com and provide value to frequent Amazon customers.

[[ SINGLE_CARD * {"id": "81", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Special Financing Options", "headerHint" : "Best for Prime Members" } ]]

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Amazon Store Card Pros & Cons

Pros:

  • No annual fee
  • 5% back on Amazon purchases for Prime members
  • Special financing options available
  • Instant approval and immediate use upon approval
  • Exclusive cardholder offers and deals

Cons:

  • High APR for regular purchases
  • Limited use outside of Amazon
  • Requires Prime membership for best rewards
  • Potentially confusing terms for special financing
An icon of a lightbulb
Kudos Tip
More:

Who Is the Amazon Store Card For?

The Amazon Store Card is ideal for:

  1. Frequent Amazon shoppers
  2. Amazon Prime members looking to maximize rewards
  3. Customers who prefer special financing on large Amazon purchases
  4. Those who want a dedicated card for Amazon spending
More:

Comparing the Amazon Store Card With Other Credit Cards

When considering the Amazon Store Card, it's helpful to compare it with other popular options in the credit builder card category:

Chime Credit Builder Secured Visa® Credit Card:

  • Annual fee: $0
  • Security deposit: Flexible, based on the amount transferred to Credit Builder account
  • Key features: No credit check to apply, reports to all three major credit bureaus
  • Standout feature: No minimum security deposit required

Capital One Quicksilver Secured Cash Rewards Credit Card (rate & fees):

  • Annual fee: $0
  • Security deposit: Minimum $200, which becomes your credit limit
  • Key features: 1.5% cash back on all purchases, automatic credit line reviews
  • Standout feature: Earn rewards while building credit

Current Build Visa® Credit Card:

  • Annual fee: $0
  • Security deposit: Flexible, based on the amount transferred to Build account
  • Key features: No credit check required, reports to all three major credit bureaus
  • Standout feature: Linked to Current banking app for easy fund transfers

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Amazon Store Card excels in offering special financing options and rewards for eligible Prime members
  • Chime Credit Builder offers flexibility with no minimum deposit
  • Capital One Quicksilver Secured provides cash back rewards
  • Current Build integrates with banking app for convenient use

[[ CARD_LIST * {"ids": ["3069","3058", "5132"]} ]]

Consider Using Kudos

While the Amazon Store Card offers great benefits for Amazon shoppers, maximizing your overall credit card rewards can be challenging. This is where Kudos comes in handy. Kudos is a free AI-powered browser extension that helps you get the most out of your credit cards whenever you shop online.

With Kudos, you can:

  1. Get personalized credit card recommendations for each purchase
  2. Earn rewards at over 15,000 stores
  3. Multiply your rewards up to 5X during exclusive "Flash Boost" events
  4. Discover new cards that align with your spending habits

Kudos can work alongside your Amazon Store Card strategy, ensuring you're always using the best card for each purchase, whether on Amazon or elsewhere.

Our Expert Takeaway

The Amazon Store Card can be a valuable addition to your wallet if you're a frequent Amazon shopper and Prime member. The 5% back on Amazon purchases is hard to beat for dedicated Amazon customers. However, its limited use outside of Amazon and high APR for regular purchases means it shouldn't be your only credit card.

For optimal rewards across all your spending, consider pairing the Amazon Store Card with a more versatile rewards card and using a tool like Kudos to maximize your benefits. Kudos can help you navigate the complex world of credit card rewards, ensuring you're always using the right card at the right time.

If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

[[ SINGLE_CARD * {"id": "81", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Special Financing Options", "headerHint" : "Best for Prime Members" } ]]

Amazon Store Card FAQ

How do I apply for the Amazon Store Card?

You can apply for the Amazon Store Card directly on Amazon's website. The application process is typically quick, with instant approval for eligible applicants.

Do I need to be a Prime member to get the Amazon Store Card?

No, you don't need to be a Prime member to get the Amazon Store Card. However, Prime members enjoy additional benefits like 5% back on Amazon purchases.

What is the APR for the Amazon Store Card?

As of 2023, the Amazon Store Card has a variable APR of 28.24%. This rate is subject to change based on the prime rate.

Can I use the Amazon Store Card anywhere?

The Amazon Store Card can only be used for purchases on Amazon.com and with select Amazon affiliates. It cannot be used at other retailers or for general purchases.

How does the special financing work?

The Amazon Store Card offers special financing on eligible purchases. This can include 0% APR for 6, 12, or 24 months on purchases over a certain amount. However, it's important to pay off the balance in full before the promotional period ends to avoid accrued interest charges.

Is there an annual fee for the Amazon Store Card?

No, the Amazon Store Card does not have an annual fee.

How do I redeem my rewards from the Amazon Store Card?

For Prime members earning 5% back, rewards are automatically applied to your Amazon account and can be used for future Amazon purchases.

Does the Amazon Store Card offer purchase protection?

The Amazon Store Card does not offer purchase protection. However, purchases made on Amazon often come with the company's standard return policy and customer service support.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Kudos, featured on:
200,000 members and counting
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Amazon Store Card Review: Is It Worth It for Prime Members?

Is 5% back on Prime enough? Our 2024 Amazon Store Card review weighs rewards and alternatives.

Small Kudos square logoAn upside down carrot icon

What Is the Amazon Store Card?

The Amazon Store Card is a credit card designed specifically for Amazon shoppers, offering special financing options and rewards for eligible Prime members. Issued by Synchrony Bank, this card is tailored to enhance the shopping experience on Amazon.com and provide value to frequent Amazon customers.

[[ SINGLE_CARD * {"id": "81", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Special Financing Options", "headerHint" : "Best for Prime Members" } ]]

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Amazon Store Card Pros & Cons

Pros:

  • No annual fee
  • 5% back on Amazon purchases for Prime members
  • Special financing options available
  • Instant approval and immediate use upon approval
  • Exclusive cardholder offers and deals

Cons:

  • High APR for regular purchases
  • Limited use outside of Amazon
  • Requires Prime membership for best rewards
  • Potentially confusing terms for special financing
An icon of a lightbulb
Kudos Tip
More:

Who Is the Amazon Store Card For?

The Amazon Store Card is ideal for:

  1. Frequent Amazon shoppers
  2. Amazon Prime members looking to maximize rewards
  3. Customers who prefer special financing on large Amazon purchases
  4. Those who want a dedicated card for Amazon spending
More:

Comparing the Amazon Store Card With Other Credit Cards

When considering the Amazon Store Card, it's helpful to compare it with other popular options in the credit builder card category:

Chime Credit Builder Secured Visa® Credit Card:

  • Annual fee: $0
  • Security deposit: Flexible, based on the amount transferred to Credit Builder account
  • Key features: No credit check to apply, reports to all three major credit bureaus
  • Standout feature: No minimum security deposit required

Capital One Quicksilver Secured Cash Rewards Credit Card (rate & fees):

  • Annual fee: $0
  • Security deposit: Minimum $200, which becomes your credit limit
  • Key features: 1.5% cash back on all purchases, automatic credit line reviews
  • Standout feature: Earn rewards while building credit

Current Build Visa® Credit Card:

  • Annual fee: $0
  • Security deposit: Flexible, based on the amount transferred to Build account
  • Key features: No credit check required, reports to all three major credit bureaus
  • Standout feature: Linked to Current banking app for easy fund transfers

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Amazon Store Card excels in offering special financing options and rewards for eligible Prime members
  • Chime Credit Builder offers flexibility with no minimum deposit
  • Capital One Quicksilver Secured provides cash back rewards
  • Current Build integrates with banking app for convenient use

[[ CARD_LIST * {"ids": ["3069","3058", "5132"]} ]]

Consider Using Kudos

While the Amazon Store Card offers great benefits for Amazon shoppers, maximizing your overall credit card rewards can be challenging. This is where Kudos comes in handy. Kudos is a free AI-powered browser extension that helps you get the most out of your credit cards whenever you shop online.

With Kudos, you can:

  1. Get personalized credit card recommendations for each purchase
  2. Earn rewards at over 15,000 stores
  3. Multiply your rewards up to 5X during exclusive "Flash Boost" events
  4. Discover new cards that align with your spending habits

Kudos can work alongside your Amazon Store Card strategy, ensuring you're always using the best card for each purchase, whether on Amazon or elsewhere.

Our Expert Takeaway

The Amazon Store Card can be a valuable addition to your wallet if you're a frequent Amazon shopper and Prime member. The 5% back on Amazon purchases is hard to beat for dedicated Amazon customers. However, its limited use outside of Amazon and high APR for regular purchases means it shouldn't be your only credit card.

For optimal rewards across all your spending, consider pairing the Amazon Store Card with a more versatile rewards card and using a tool like Kudos to maximize your benefits. Kudos can help you navigate the complex world of credit card rewards, ensuring you're always using the right card at the right time.

If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

[[ SINGLE_CARD * {"id": "81", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Special Financing Options", "headerHint" : "Best for Prime Members" } ]]

Amazon Store Card FAQ

How do I apply for the Amazon Store Card?

You can apply for the Amazon Store Card directly on Amazon's website. The application process is typically quick, with instant approval for eligible applicants.

Do I need to be a Prime member to get the Amazon Store Card?

No, you don't need to be a Prime member to get the Amazon Store Card. However, Prime members enjoy additional benefits like 5% back on Amazon purchases.

What is the APR for the Amazon Store Card?

As of 2023, the Amazon Store Card has a variable APR of 28.24%. This rate is subject to change based on the prime rate.

Can I use the Amazon Store Card anywhere?

The Amazon Store Card can only be used for purchases on Amazon.com and with select Amazon affiliates. It cannot be used at other retailers or for general purchases.

How does the special financing work?

The Amazon Store Card offers special financing on eligible purchases. This can include 0% APR for 6, 12, or 24 months on purchases over a certain amount. However, it's important to pay off the balance in full before the promotional period ends to avoid accrued interest charges.

Is there an annual fee for the Amazon Store Card?

No, the Amazon Store Card does not have an annual fee.

How do I redeem my rewards from the Amazon Store Card?

For Prime members earning 5% back, rewards are automatically applied to your Amazon account and can be used for future Amazon purchases.

Does the Amazon Store Card offer purchase protection?

The Amazon Store Card does not offer purchase protection. However, purchases made on Amazon often come with the company's standard return policy and customer service support.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Amazon Store Card Review: Is It Worth It for Prime Members?

Is 5% back on Prime enough? Our 2024 Amazon Store Card review weighs rewards and alternatives.

Small Kudos square logoAn upside down carrot icon
Package in front of a Christmas tree

What Is the Amazon Store Card?

The Amazon Store Card is a credit card designed specifically for Amazon shoppers, offering special financing options and rewards for eligible Prime members. Issued by Synchrony Bank, this card is tailored to enhance the shopping experience on Amazon.com and provide value to frequent Amazon customers.

[[ SINGLE_CARD * {"id": "81", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Special Financing Options", "headerHint" : "Best for Prime Members" } ]]

More:

Amazon Store Card Pros & Cons

Pros:

  • No annual fee
  • 5% back on Amazon purchases for Prime members
  • Special financing options available
  • Instant approval and immediate use upon approval
  • Exclusive cardholder offers and deals

Cons:

  • High APR for regular purchases
  • Limited use outside of Amazon
  • Requires Prime membership for best rewards
  • Potentially confusing terms for special financing
An icon of a lightbulb
Kudos Tip
More:

Who Is the Amazon Store Card For?

The Amazon Store Card is ideal for:

  1. Frequent Amazon shoppers
  2. Amazon Prime members looking to maximize rewards
  3. Customers who prefer special financing on large Amazon purchases
  4. Those who want a dedicated card for Amazon spending
More:

Comparing the Amazon Store Card With Other Credit Cards

When considering the Amazon Store Card, it's helpful to compare it with other popular options in the credit builder card category:

Chime Credit Builder Secured Visa® Credit Card:

  • Annual fee: $0
  • Security deposit: Flexible, based on the amount transferred to Credit Builder account
  • Key features: No credit check to apply, reports to all three major credit bureaus
  • Standout feature: No minimum security deposit required

Capital One Quicksilver Secured Cash Rewards Credit Card (rate & fees):

  • Annual fee: $0
  • Security deposit: Minimum $200, which becomes your credit limit
  • Key features: 1.5% cash back on all purchases, automatic credit line reviews
  • Standout feature: Earn rewards while building credit

Current Build Visa® Credit Card:

  • Annual fee: $0
  • Security deposit: Flexible, based on the amount transferred to Build account
  • Key features: No credit check required, reports to all three major credit bureaus
  • Standout feature: Linked to Current banking app for easy fund transfers

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Amazon Store Card excels in offering special financing options and rewards for eligible Prime members
  • Chime Credit Builder offers flexibility with no minimum deposit
  • Capital One Quicksilver Secured provides cash back rewards
  • Current Build integrates with banking app for convenient use

[[ CARD_LIST * {"ids": ["3069","3058", "5132"]} ]]

Consider Using Kudos

While the Amazon Store Card offers great benefits for Amazon shoppers, maximizing your overall credit card rewards can be challenging. This is where Kudos comes in handy. Kudos is a free AI-powered browser extension that helps you get the most out of your credit cards whenever you shop online.

With Kudos, you can:

  1. Get personalized credit card recommendations for each purchase
  2. Earn rewards at over 15,000 stores
  3. Multiply your rewards up to 5X during exclusive "Flash Boost" events
  4. Discover new cards that align with your spending habits

Kudos can work alongside your Amazon Store Card strategy, ensuring you're always using the best card for each purchase, whether on Amazon or elsewhere.

Our Expert Takeaway

The Amazon Store Card can be a valuable addition to your wallet if you're a frequent Amazon shopper and Prime member. The 5% back on Amazon purchases is hard to beat for dedicated Amazon customers. However, its limited use outside of Amazon and high APR for regular purchases means it shouldn't be your only credit card.

For optimal rewards across all your spending, consider pairing the Amazon Store Card with a more versatile rewards card and using a tool like Kudos to maximize your benefits. Kudos can help you navigate the complex world of credit card rewards, ensuring you're always using the right card at the right time.

If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

[[ SINGLE_CARD * {"id": "81", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Special Financing Options", "headerHint" : "Best for Prime Members" } ]]

Amazon Store Card FAQ

How do I apply for the Amazon Store Card?

You can apply for the Amazon Store Card directly on Amazon's website. The application process is typically quick, with instant approval for eligible applicants.

Do I need to be a Prime member to get the Amazon Store Card?

No, you don't need to be a Prime member to get the Amazon Store Card. However, Prime members enjoy additional benefits like 5% back on Amazon purchases.

What is the APR for the Amazon Store Card?

As of 2023, the Amazon Store Card has a variable APR of 28.24%. This rate is subject to change based on the prime rate.

Can I use the Amazon Store Card anywhere?

The Amazon Store Card can only be used for purchases on Amazon.com and with select Amazon affiliates. It cannot be used at other retailers or for general purchases.

How does the special financing work?

The Amazon Store Card offers special financing on eligible purchases. This can include 0% APR for 6, 12, or 24 months on purchases over a certain amount. However, it's important to pay off the balance in full before the promotional period ends to avoid accrued interest charges.

Is there an annual fee for the Amazon Store Card?

No, the Amazon Store Card does not have an annual fee.

How do I redeem my rewards from the Amazon Store Card?

For Prime members earning 5% back, rewards are automatically applied to your Amazon account and can be used for future Amazon purchases.

Does the Amazon Store Card offer purchase protection?

The Amazon Store Card does not offer purchase protection. However, purchases made on Amazon often come with the company's standard return policy and customer service support.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Kudos, featured on:
200,000 members and counting
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Amazon Store Card Review: Is It Worth It for Prime Members?

Is 5% back on Prime enough? Our 2024 Amazon Store Card review weighs rewards and alternatives.

Small Kudos square logoAn upside down carrot icon

What Is the Amazon Store Card?

The Amazon Store Card is a credit card designed specifically for Amazon shoppers, offering special financing options and rewards for eligible Prime members. Issued by Synchrony Bank, this card is tailored to enhance the shopping experience on Amazon.com and provide value to frequent Amazon customers.

[[ SINGLE_CARD * {"id": "81", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Special Financing Options", "headerHint" : "Best for Prime Members" } ]]

More:

Amazon Store Card Pros & Cons

Pros:

  • No annual fee
  • 5% back on Amazon purchases for Prime members
  • Special financing options available
  • Instant approval and immediate use upon approval
  • Exclusive cardholder offers and deals

Cons:

  • High APR for regular purchases
  • Limited use outside of Amazon
  • Requires Prime membership for best rewards
  • Potentially confusing terms for special financing
An icon of a lightbulb
Kudos Tip
More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Who Is the Amazon Store Card For?

The Amazon Store Card is ideal for:

  1. Frequent Amazon shoppers
  2. Amazon Prime members looking to maximize rewards
  3. Customers who prefer special financing on large Amazon purchases
  4. Those who want a dedicated card for Amazon spending
More:

Comparing the Amazon Store Card With Other Credit Cards

When considering the Amazon Store Card, it's helpful to compare it with other popular options in the credit builder card category:

Chime Credit Builder Secured Visa® Credit Card:

  • Annual fee: $0
  • Security deposit: Flexible, based on the amount transferred to Credit Builder account
  • Key features: No credit check to apply, reports to all three major credit bureaus
  • Standout feature: No minimum security deposit required

Capital One Quicksilver Secured Cash Rewards Credit Card (rate & fees):

  • Annual fee: $0
  • Security deposit: Minimum $200, which becomes your credit limit
  • Key features: 1.5% cash back on all purchases, automatic credit line reviews
  • Standout feature: Earn rewards while building credit

Current Build Visa® Credit Card:

  • Annual fee: $0
  • Security deposit: Flexible, based on the amount transferred to Build account
  • Key features: No credit check required, reports to all three major credit bureaus
  • Standout feature: Linked to Current banking app for easy fund transfers

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Amazon Store Card excels in offering special financing options and rewards for eligible Prime members
  • Chime Credit Builder offers flexibility with no minimum deposit
  • Capital One Quicksilver Secured provides cash back rewards
  • Current Build integrates with banking app for convenient use

[[ CARD_LIST * {"ids": ["3069","3058", "5132"]} ]]

Consider Using Kudos

While the Amazon Store Card offers great benefits for Amazon shoppers, maximizing your overall credit card rewards can be challenging. This is where Kudos comes in handy. Kudos is a free AI-powered browser extension that helps you get the most out of your credit cards whenever you shop online.

With Kudos, you can:

  1. Get personalized credit card recommendations for each purchase
  2. Earn rewards at over 15,000 stores
  3. Multiply your rewards up to 5X during exclusive "Flash Boost" events
  4. Discover new cards that align with your spending habits

Kudos can work alongside your Amazon Store Card strategy, ensuring you're always using the best card for each purchase, whether on Amazon or elsewhere.

Our Expert Takeaway

The Amazon Store Card can be a valuable addition to your wallet if you're a frequent Amazon shopper and Prime member. The 5% back on Amazon purchases is hard to beat for dedicated Amazon customers. However, its limited use outside of Amazon and high APR for regular purchases means it shouldn't be your only credit card.

For optimal rewards across all your spending, consider pairing the Amazon Store Card with a more versatile rewards card and using a tool like Kudos to maximize your benefits. Kudos can help you navigate the complex world of credit card rewards, ensuring you're always using the right card at the right time.

If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

[[ SINGLE_CARD * {"id": "81", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Special Financing Options", "headerHint" : "Best for Prime Members" } ]]

Amazon Store Card FAQ

How do I apply for the Amazon Store Card?

You can apply for the Amazon Store Card directly on Amazon's website. The application process is typically quick, with instant approval for eligible applicants.

Do I need to be a Prime member to get the Amazon Store Card?

No, you don't need to be a Prime member to get the Amazon Store Card. However, Prime members enjoy additional benefits like 5% back on Amazon purchases.

What is the APR for the Amazon Store Card?

As of 2023, the Amazon Store Card has a variable APR of 28.24%. This rate is subject to change based on the prime rate.

Can I use the Amazon Store Card anywhere?

The Amazon Store Card can only be used for purchases on Amazon.com and with select Amazon affiliates. It cannot be used at other retailers or for general purchases.

How does the special financing work?

The Amazon Store Card offers special financing on eligible purchases. This can include 0% APR for 6, 12, or 24 months on purchases over a certain amount. However, it's important to pay off the balance in full before the promotional period ends to avoid accrued interest charges.

Is there an annual fee for the Amazon Store Card?

No, the Amazon Store Card does not have an annual fee.

How do I redeem my rewards from the Amazon Store Card?

For Prime members earning 5% back, rewards are automatically applied to your Amazon account and can be used for future Amazon purchases.

Does the Amazon Store Card offer purchase protection?

The Amazon Store Card does not offer purchase protection. However, purchases made on Amazon often come with the company's standard return policy and customer service support.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.