The Best 0% Interest Fee Credit Cards of 2025

Best For: Essential Spending

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Blue Cash Everyday® Card from American Express

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^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

Best For: Flexible Rewards

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Chase Freedom Flex®

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[[ SINGLE_CARD * {"id": "2883", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Flexible Rewards", "headerHint" : " REWARDS ON ROTATING CATEGORIES" } ]]

Best For: Streamlined Cash Back

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Capital One Quicksilver Cash Rewards Credit Card

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[[ SINGLE_CARD * {"id": "428", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Streamlined Cash Back", "headerHint" : "SET IT AND FORGET IT" } ]]

Best For: Travel Rewards with No Annual Fee

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Capital One VentureOne Rewards Credit Card

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[[ SINGLE_CARD * {"id": "440", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Efficient Travel Rewards", "headerHint" : "SIMPLICITY DEFINED" } ]]

Best For: Foodies and Entertainment Enthusiasts

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Capital One Savor Cash Rewards Credit Card

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[[ SINGLE_CARD * {"id": "3041", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Foodies and Entertainment Enthusiasts ", "headerHint" : "CASH BACK ON LIFE’S FLAVORS" } ]]

Best For: U.S. Supermarkets

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Blue Cash Preferred® Card from American Express (See Rates & Fees)

[[ SINGLE_CARD * {"id": "261", "isExpanded": "false", "bestForCategoryId": "16", "bestForText": "U.S. supermarkets", "headerHint" : "ELEVATE YOUR GROCERY GAME" } ]]

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_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

Comparing The Best 0% Interest Fee Credit Cards of 2025

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The Chase Freedom Unlimited, Blue Cash Everyday from Amex, and Chase Freedom Flex all deliver a compelling combination - a 15-month 0% intro APR on purchases, no annual fee, and cash-back rewards tailored to different spending styles. Whether you prefer flat-rate, grocery/gas bonuses, or rotating quarterly categories, these top-tier cards provide interest savings alongside lucrative rewards aligned with your preferences. Any of these standout options can be an excellent choice for maximizing value.

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Conclusion

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In summary, 0% intro APR credit cards offer a valuable dual benefit - financing purchases interest-free for an extended period while simultaneously earning rewards on that spending. These cards allow cardholders to make larger purchases, consolidate debt from higher-interest accounts, or simply take a break from interest charges, all while racking up cash back, points, or miles. By taking strategic advantage of the intro APR and paying balances before it expires, savvy users can maximize their purchasing power, earnings potential, and financial flexibility. For those looking to save on interest while earning lucrative rewards, a 0% intro APR card can be a game-changing tool.