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Does Smart & Final Take Apple Pay?
May 14, 2025

Quick Answer
Yes, Smart & Final accepts Apple Pay for in-store purchases, providing a convenient and secure contactless payment option for customers.
How to Use Apple Pay at Smart & Final
- Open the Wallet app on your iPhone and select your preferred card.
- Hold your iPhone near the contactless reader at the checkout counter.
- Authenticate the payment using Face ID, Touch ID, or your passcode.
Alternative Payment Methods Accepted at Smart & Final
Smart & Final offers a variety of payment methods to cater to the diverse needs of its customers:
- Credit and Debit Cards: Smart & Final accepts all major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
- Mobile Wallets: Customers can use Apple Pay, Google Pay, and Samsung Pay for contactless transactions in-store.
- Cash: Cash payments are accepted at all store locations.
- EBT (Electronic Benefits Transfer): EBT cards are accepted for eligible in-store purchases but cannot be used for online orders or delivery services.
- Gift Cards: Smart & Final offers gift cards for purchase, which can be used for in-store transactions.
Smart & Final Online Payment Options
Smart & Final provides several online payment options to ensure a seamless shopping experience:
- Credit Cards: Accepts Visa, MasterCard, American Express, and Discover for online purchases.
- Debit Cards: Major debit cards are accepted for online transactions.
- Gift Cards: Not accepted for online orders; only valid for in-store use.
- Mobile Payments: Apple Pay and Google Pay are not available for online transactions.
- EBT: Not accepted for online orders or delivery services.
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Frequently Asked Questions
Can I use Apple Pay at Smart & Final?
Yes, Smart & Final accepts Apple Pay for in-store purchases, allowing for quick and secure contactless transactions.
What other mobile payment options are available at Smart & Final?
In addition to Apple Pay, Smart & Final accepts Google Pay and Samsung Pay for contactless in-store transactions.
Can I use Apple Pay for online orders at Smart & Final?
No, Apple Pay is not accepted for online orders at Smart & Final. Only major credit and debit cards are accepted for online transactions.
Can I use Apple Pay at Smart & Final for bulk item purchases?
Yes, Apple Pay can be used for all in-store purchases at Smart & Final, including bulk items.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.