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48 Hours Only: Turn $150 Into $77.50 Cash Back With This U.S. Bank Stacking Trick
July 1, 2025
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U.S. Bank is running one of its best cashback promotions of the year this week, and if you know how to stack it right, you could pocket an extra $70+ in cash back on purchases you're already making.
What's the Deal?
From November 26-28, 2025, U.S. Bank is offering double cash back on all Cashback Deals in its credit card portal. This means:
- Standard cashback rates are doubled
- Works across multiple merchant categories
- Available to all U.S. Bank credit cardholders
- No special enrollment needed: just activate offers and shop
Bonus: Gift Card Shop Promo
Stack this with 10% back at The Gift Card Shop using promo code BONUSDAYS when you pay with your U.S. Bank card (limit one order per customer).
Best Offers to Target
Based on community reports, here are the highest-value deals circulating:
Note: Offers vary by cardholder. Check your U.S. Bank app or online portal to see your personalized deals.
Advanced Strategy: Stacking Department Store Offers
Some cardholders are reporting success with double-dipping on overlapping categories. For example:
The Kohl's Play:
- Activate both "Department Stores" (4% → 8%) and "Kohl's" (15% → 30%) offers
- Purchase Amazon gift cards at Kohl's in-store
- Triggers both category bonuses
- Use a Cash+ card with 5% category bonus on department stores for triple stacking
Potential earnings on $150 Amazon GC purchase:
- Department store offer: $15 doubled = $30
- Kohl's offer: $20 doubled = $40
- Cash+ category bonus: $7.50
- Total: $77.50 back on $150 spent
Disclaimer: Double-dipping success isn't guaranteed. The system may only apply one offer. Test with a small purchase first.
Pro Tips to Maximize This Deal
1. Screenshot Everything
Cashback credits don't always post automatically. Document:
- Your activated offers
- Purchase receipts
- Transaction dates
2. Gift Card Arbitrage Works
Multiple users confirm buying third-party gift cards (Amazon, restaurant chains, gas stations) at retailers like Best Buy and Kohl's trigger these offers. This lets you monetize deals you wouldn't otherwise use.
3. Business Card Workaround
Business cardholders: You won't see offers in the app, but you can access the Shopping Deals portal through email links U.S. Bank sends you.
4. Check for Personalized Bonuses
Some cardholders have $10 off $40 dining offers that would become $20 off $40 when doubled. Others have $8 back on $15+ AARP membership (effectively free when doubled).
5. Time It Right
This is a 3-day flash sale. The window closes November 28 at 11:59 PM in your time zone.
How to Find Your Offers
Mobile App:
- Open the U.S. Bank mobile app
- Navigate to "Rewards" or "Deals"
- Browse available cashback offers
- Tap to activate
Online Banking:
- Log in to usbank.com
- Select your credit card
- Click "Shopping Deals" or "Cashback Deals"
- Activate relevant offers
Business Card Holders: Check your email for direct portal links from U.S. Bank.
Eligible Cards
This promotion works with most U.S. Bank consumer credit cards, including:
[[ CARD_LIST * {"ids": ["2353", "2889", "3361", "2354"]} ]]
When Will Credits Post?
Expect credits to appear within 7-14 days after your transaction posts (not when you make the purchase). Some users report delays up to 30 days, especially during promotional periods.
The Bottom Line
This U.S. Bank double cashback event is one of the best short-term credit card deals available right now. With strategic planning - especially around gift card purchases at department stores - you can generate meaningful returns on spending you'd do anyway.
Just remember: this ends November 28. Check your offers now and plan your purchases accordingly.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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