Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Aberdeen Platinum Preferred Rewards Credit Card Review: Is It Worth It?
What Is the Aberdeen Platinum Preferred Rewards Credit Card?
The Aberdeen Platinum Preferred Rewards credit card is a premium Visa credit card designed for those who appreciate luxury travel perks and want to earn rewards on their everyday purchases. This card offers a competitive rewards program, travel benefits, and access to exclusive experiences that can enhance your lifestyle.
[[ SINGLE_CARD * {"id": "1720", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Premium Visa Credit Card", "headerHint" : "Luxury Travel Perks" } ]]
Aberdeen Platinum Preferred Rewards Pros & Cons
Pros:
- Generous rewards program for qualified purchases
- Comprehensive travel insurance coverage
- Access to exclusive hotel benefits and amenities
- No foreign transaction fees
- Complimentary airport lounge access
Cons:
- High annual fee
- Strict credit score requirements for approval
- Balance transfer fee applies
Who Is the Aberdeen Platinum Preferred Rewards Credit Card For?
The Aberdeen Platinum Preferred Rewards credit card is ideal for:
- Frequent travelers: With its array of travel perks and rewards, this card is perfect for those who often find themselves on the road or in the air.
- Luxury seekers: Cardholders who enjoy the finer things in life will appreciate the exclusive access to high-end hotels and experiences.
- High spenders: To maximize the rewards and offset the annual fee, this card is best suited for those who make significant purchases regularly.
- Excellent credit holders: The card's premium status means it typically requires a high credit score for approval.
Comparing the Aberdeen Platinum Preferred Rewards With Other Credit Cards
When considering the Aberdeen Platinum Preferred, it's helpful to compare it with other popular options in the premium travel card category:
The Platinum Card® from American Express (rates & fees):
- Annual fee: $695
- Welcome offer: Substantial points bonus after meeting spending requirements
- Key rewards: 5X points on flights and prepaid hotels booked through Amex Travel
- Standout feature: Extensive airport lounge access and hotel elite status
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Capital One Venture X Rewards Credit Card (rates & fees):
- Annual fee: $395
- Sign-up bonus: Large miles bonus after meeting spending requirements
- Key rewards: 10X miles on hotels and rental cars and 5X on vacation rentals and on flights booked through Capital One Travel
- Standout feature: Annual travel credit and 10,000 bonus miles each account anniversary
- Annual fee: $550
- Sign-up bonus: Substantial points bonus after meeting spending requirements
- Key rewards: 3X points on travel and dining
- Standout feature: $300 annual travel credit and 50% more value when redeeming points for travel through Chase Travel℠
Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.
Key Takeaways:
- Aberdeen Platinum Preferred excels in card offering a competitive rewards program, travel benefits, and access to exclusive experiences
- The Platinum Card® from American Express offers premium travel perks
- Capital One Venture X provides high rewards on travel bookings
- Chase Sapphire Reserve® features flexible travel credits and point redemptions
[[ CARD_LIST * {"ids": ["106","2888", "510"]} ]]
Consider Using Kudos
While the Aberdeen Platinum Preferred Rewards card offers impressive benefits, savvy consumers know that maximizing credit card rewards often requires juggling multiple cards. This is where Kudos comes in handy. Kudos is a free AI-powered browser extension that helps you get the most out of your credit cards whenever you shop online.
With Kudos, you can:
- Receive personalized credit card recommendations for each purchase
- Earn rewards at over 15,000 stores
- Multiply your rewards up to 5X during exclusive "Flash Boost" events
- Discover new cards that align with your spending habits
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Our Expert Takeaway
The Aberdeen Platinum Preferred Rewards credit card is a solid choice for frequent travelers and luxury enthusiasts who can take full advantage of its benefits. While the annual fee is substantial, the card's rewards program, travel perks, and exclusive experiences can provide significant value for the right cardholder.
However, it's essential to carefully consider your spending habits and travel frequency to ensure that the benefits outweigh the costs. For those who don't travel often or prefer a simpler rewards structure, there may be more suitable options available.
Ultimately, the Aberdeen Platinum Preferred Rewards card can be a valuable addition to your wallet if you're able to maximize its benefits and earn enough rewards to offset the annual fee.
[[ SINGLE_CARD * {"id": "1720", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Premium Visa Credit Card", "headerHint" : "Luxury Travel Perks" } ]]
Aberdeen Platinum Preferred Rewards FAQ
What is the annual fee for the Aberdeen Platinum Preferred Rewards card?
The annual fee for the Aberdeen Platinum Preferred Rewards card is $495. While this fee is on the higher end, it's comparable to other premium travel rewards cards in the market.
How does the rewards program work?
Cardholders earn points on qualified purchases, with bonus points in categories such as travel, dining, and entertainment. The exact earning structure may vary, so it's best to check the current offer for specific details.
Can I transfer my rewards points to airline or hotel partners?
Yes, the Aberdeen Platinum Preferred Rewards card typically allows point transfers to select airline and hotel loyalty programs, enhancing the flexibility of your rewards.
What travel benefits does the card offer?
The card provides various travel perks, including airport lounge access, travel insurance, hotel upgrades, and concierge services. These benefits can significantly enhance your travel experience and provide peace of mind during your trips.
Is there a foreign transaction fee?
No, the Aberdeen Platinum Preferred Rewards card does not charge foreign transaction fees, making it an excellent choice for international travel.
What credit score do I need to qualify for this card?
While the exact credit score requirements may vary, premium cards like the Aberdeen Platinum Preferred Rewards typically require an excellent credit score, generally 740 or higher.
Are there any welcome bonuses for new cardholders?
Welcome bonuses are often available for new cardholders, but these offers can change over time. Check the current promotion when applying to see what bonus you might be eligible for.
Remember, while the Aberdeen Platinum Preferred Rewards card offers attractive benefits, it's always wise to compare multiple options and consider using tools like Kudos to maximize your credit card rewards across all your spending.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
