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AmaZing Cash for Business Credit Card Review: Maximizing Rewards for Your Business Expenses
What is the AmaZing Cash for Business credit card?
The AmaZing Cash for Business credit card is a rewards-focused business credit card designed to help entrepreneurs and small business owners earn cash back on their everyday business expenses. Offered by Zions Bancorporation, this card aims to provide a straightforward way for businesses to maximize their rewards on common purchases, from office supplies to utilities and more.
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AmaZing Cash for Business Pros & Cons
Pros:
- No annual fee
- Generous cash back rewards on common business expenses
- 0% intro APR on purchases and balance transfers for the first 6 months
- Free employee cards
- No foreign transaction fees
Cons:
- Cash back redemption minimum of $25
- Requires good to excellent credit for approval
- Limited travel benefits compared to some competitor cards
Who is the AmaZing Cash for Business Credit Card For?
The AmaZing Cash for Business credit card is ideal for:
- Small business owners and entrepreneurs looking to maximize cash back on everyday business expenses
- Companies with significant spending on office supplies, internet, cable, and phone services
- Businesses that prefer cash back rewards over travel points or miles
- Those who want a business credit card with no annual fee
- Entrepreneurs who frequently travel internationally and want to avoid foreign transaction fees
This card is particularly well-suited for businesses that align with its bonus categories, allowing them to earn substantial cash back on their most common purchases.
Comparing AmaZing Cash for Business with Other Credit Cards
When considering the AmaZing Cash for Business, it's helpful to compare it with other popular options in the business credit card category:
Capital One Venture X Business (rates & fees):
- Annual fee: $395
- Sign-up bonus: Substantial miles bonus after meeting spending requirements
- Key rewards: 10X miles on hotels and rental cars, and 5X on flights and vacation rentals booked through Capital One Travel
- Standout feature: 10,000 bonus miles each account anniversary
Ink Business Preferred® Credit Card:
- Annual fee: $95
- Sign-up bonus: Large points bonus after meeting spending requirements
- Key rewards: 3X points on travel, shipping, internet, cable, phone services, and advertising purchases made with social media sites and search engines on the first $150,000 spent
- Standout feature: Cell phone protection when you pay your monthly cell phone bill with your card
The Business Platinum Card® from American Express (rates & fees):
- Annual fee: $695
- Welcome offer: Substantial points bonus after meeting spending requirements
- Key rewards: 5X points on flights and prepaid hotels booked through Amex Travel, 1.5X points on eligible purchases of $5,000 or more
- Standout feature: Access to over 1,400 airport lounges worldwide
Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.
Key Takeaways:
- AmaZing Cash excels in helping small business owners earn cash back on their everyday business expenses
- Capital One Venture X Business offers high travel rewards
- Ink Business Preferred® provides strong points on business-related categories
- The Business Platinum Card® from American Express features premium travel perks
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Consider Using Kudos
While the AmaZing Cash for Business credit card offers attractive rewards, savvy business owners might want to consider using Kudos, a free AI-powered browser extension, to maximize their credit card rewards even further. Kudos works with over 15,000 stores and automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
With Kudos, you can:
- Receive personalized credit card recommendations for each purchase
- Multiply your rewards up to 5X during exclusive "Flash Boost" events
- Discover new cards that align with your business spending habits
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. They're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Our Expert Takeaway
The AmaZing Cash for Business credit card presents a solid option for small business owners seeking to earn cash back on their everyday expenses without paying an annual fee. Its bonus categories align well with common business purchases, making it particularly attractive for companies with significant spending on office supplies and telecommunications services.
However, the card's true value depends on your business's specific spending patterns and financial needs. While it offers competitive rewards and the convenience of no foreign transaction fees, businesses with more diverse expenses or those seeking premium travel benefits might find other options more suitable.
For businesses that primarily want to maximize cash back on common expenses without the burden of an annual fee, the AmaZing Cash for Business card is certainly worth considering. Remember to compare it with other business credit cards and consider using tools like Kudos to ensure you're always getting the most value from your business spending.
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AmaZing Cash for Business FAQ
Is there an annual fee for the AmaZing Cash for Business credit card?
No, the AmaZing Cash for Business credit card does not charge an annual fee.
What are the bonus categories for the AmaZing Cash for Business card?
The card offers bonus cash back on categories such as office supply stores, internet, cable, and phone services. The exact percentages may vary, so it's best to check the current offer.
Does the AmaZing Cash for Business card charge foreign transaction fees?
No, this card does not charge foreign transaction fees, making it a good option for international business travel or purchases.
Can I get additional cards for my employees?
Yes, you can request free employee cards to help manage your business expenses more effectively.
What credit score do I need to qualify for the AmaZing Cash for Business card?
While the exact requirements may vary, you typically need a good to excellent credit score (670 or higher) to qualify for this card.
Is there a welcome bonus for new cardholders?
Welcome bonuses can change over time. Check the current offer to see if there's a sign-up bonus available for new cardholders.
How can I redeem my cash back rewards?
Cash back rewards can typically be redeemed as a statement credit or deposited into a linked bank account. There's usually a minimum redemption amount of $25.
Remember, while the AmaZing Cash for Business card offers valuable rewards, using a tool like Kudos can help you maximize your earnings across all your credit cards, ensuring you always get the best return on your business spending.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
