American Express Corporate Platinum Card Review: A Premium Business Travel Solution
Enter your ZIP code
+120 more
+120 more

How it works

Enter ZIP

Start by entering your ZIP code so we can find the best local rates.

Personalize

Enter a few quick details to personalize your quotes.

Compare

Instantly see side-by-side quotes from top providers.

Save

Choose the best option and start saving in minutes.

Why compare with Kudos?

Serious savings

Users save up to $1,025† on annual premiums when they compare with Kudos.

Discounts

Your best rates are just a few clicks away.

No hidden fees. No catch

What you see is what you get. Compare real quotes in one place.

Buy online or over the phone

We empower you to buy insurance the way you want to.
Get Started →

Ready to Save?

Use code:
GET20

to get $20.00 back after your first eligible purchase of $30.00 or more.

Get Started For Free
Level up your card search
Create a Kudos account to level up your card search experience
$100 Kudos Kickstart+: Unlock $100 in Kickstart+ by adding select eligible cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report
$100 Kudos Kickstart+
Welcome offer guarantee
Comprehensive approval odds
Get Started For Free
Use code:
GET20

to get $20.00 back after your first eligible purchase of $30.00 or more.

Get Started For Free
Join 400,000+ members simplifying their finances & maximizing their card rewards
Join 400,000+ members simplifying their finances
Maximize card rewards
Stay on top of your finances
Discover new credit cards
A black x icon
Get Started For Free
A hamburger menu for page navigation
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

American Express Corporate Platinum Card Review: A Premium Business Travel Solution

The Amex Corporate Platinum Card: Elite travel perks for businesses, but is the high fee worth it?

July 1, 2025

Small Kudos square logoAn upside down carrot icon
Man photographed inside an airport

What Is The American Express Corporate Platinum Card?

The American Express Corporate Platinum Card is a premium business credit card designed specifically for large organizations seeking to provide their executives and frequent business travelers with premium travel benefits and rewards. This card, backed by the New Hampshire Insurance Company (an AIG company), offers a comprehensive suite of travel perks, airport lounge access, and business-focused rewards that can significantly enhance the corporate travel experience.

[[ SINGLE_CARD * {"id": "116", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Premium Travel Benefits", "headerHint" : "Best for Business Owners" } ]]

Baggage Fees Are Everywhere. Here’s How to Use a Credit Card to Get Around Them

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

American Express Corporate Platinum Card Pros & Cons

Pros:

  • Extensive airport lounge access, including Centurion Lounges and Delta Sky Clubs
  • Comprehensive travel insurance coverage
  • Premium hotel benefits through Fine Hotels + Resorts program
  • Global Entry or TSA PreCheck application fee credit
  • International Airline Program discounts
  • Corporate expense management tools
  • 24/7 premium customer service
  • Terms Apply

Cons: 

  • High annual fee
  • Limited earning potential compared to personal Platinum Card
  • Must be part of a corporate program to qualify
  • Benefits may vary based on corporate agreement
  • Some benefits require enrollment
  • Cannot transfer points to airline partners
An icon of a lightbulb
Kudos Tip

Who Is The American Express Corporate Platinum Card For?

The American Express Corporate Platinum Card is ideal for:

  • Corporate executives who frequently travel for business
  • Organizations looking to provide premium travel benefits to employees
  • Businesses seeking comprehensive travel insurance coverage
  • Companies wanting centralized expense management
  • Frequent international business travelers
  • Organizations valuing airport lounge access for employees
More:

Comparing The American Express Corporate Platinum Card With Other Credit Cards

When considering the American Express Corporate Platinum Card, it's helpful to compare it with other popular options in the business credit card category:

Capital One Venture X Business:

  • Annual fee: $395
  • Welcome offer: Substantial miles bonus after meeting spending requirements
  • Key rewards: 10X miles on hotels and rental cars, and 5X on flights and vacation rentals booked through Capital One’s travel booking site
  • Standout feature: 10,000 bonus miles each account anniversary

Ink Business Unlimited® Credit Card:

  • Annual fee: $0
  • Welcome offer: Large points bonus after meeting spending requirements
  • Key rewards: Unlimited 1.5% for all purchases
  • Standout feature: Unlimited 1.5% cash back rate with no categories to manage for consistent rewards on all business spending.

The Business Platinum Card® from American Express (See Rates & Fees):

  • Annual fee: $695
  • Welcome offer: Substantial points bonus after meeting spending requirements
  • Key rewards: Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
  • Standout feature: Access to over 1,400 airport lounges worldwide, access is limited to eligible Card Members

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Capital One Venture X Business offers high travel rewards
  • Ink Business Unlimited® Credit Card provides strong points on business-related categories
  • The Business Platinum Card® from American Express features premium travel perks

[[ CARD_LIST * {"ids": ["3444","1098", "2290"]} ]]

Consider Using Kudos

While the American Express Corporate Platinum Card offers excellent benefits, you can maximize your rewards even further by using Kudos, a free AI-powered browser extension.

Kudos helps you:

  • Automatically identify which credit card will earn the most rewards for each purchase
  • Track and optimize your rewards across all your credit cards
  • Access exclusive Flash Boost events that multiply your rewards up to 5X
  • Discover new credit card opportunities that align with your spending patterns

Currently, Kudos is offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Our Expert Takeaway

The American Express Corporate Platinum Card stands out as a premium business travel card that offers exceptional value for organizations prioritizing travel benefits and expense management. While the annual fee is substantial, the comprehensive suite of travel perks, lounge access, and insurance coverage can more than justify the cost for frequent business travelers.

[[ SINGLE_CARD * {"id": "116", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Premium Travel Benefits", "headerHint" : "Best for Business Owners" } ]]

American Express Corporate Platinum Card FAQ

Does the card include Priority Pass membership?

Yes, cardholders receive complimentary Priority Pass Select membership, offering access to over 1,300 airport lounges worldwide (enrollment required).

What travel insurance benefits are included?

The card provides trip delay insurance, trip cancellation coverage, car rental loss and damage insurance, and baggage insurance plan.

Can employees transfer points to airline partners?

No, point transfers to airline partners are not available on the corporate version of the Platinum Card.

How does the International Airline Program work?

The program offers discounts on international first class, business class, and premium economy tickets on participating airlines when booked through American Express Travel.

What are the Fine Hotels + Resorts benefits?

Benefits include daily breakfast for two, room upgrades when available, guaranteed 4 PM late checkout, noon check-in when available, and unique property amenities.

Is Global Entry or TSA PreCheck reimbursement included?

Yes, the card offers a statement credit for Global Entry ($100) or TSA PreCheck ($85) application fee every 4 years.

Are there any foreign transaction fees?

No, the card does not charge foreign transaction fees on international purchases.

What expense management tools are available?

The card provides detailed spending reports, integration with expense management systems, and the ability to set spending limits for employee cards.

Unlock your extra benefits when you become a Kudos member

$100 Kudos Kickstart+: Unlock $100 in Kickstart+ Rewards by adding select approved cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Turn your online shopping into even more rewards

Stack your rewards like a pro: Earn even more, on top of your credit card’s rewards, just by shopping with Kudos.
Maximize rewards without thinking twice: At checkout, Kudos autofills your best card, so you always earn the most rewards.
Add to Chrome—it’s Free
Maximize your wallet beyond shopping. Kudos helps you track your spending, stay on top of your credit card perks, and provides you actionable insights based on your spend.

Join over 400,000 members simplifying their finances

Maximize card rewards: earn Kudos Boost rewards when you shop at your favorite stores.
Stay on top of your finances: monitor your transactions, spend, and credit score.
Discover new credit cards: get personally matched for a card that will earn you the most based on your spend history.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.