Best Credit Cards for Lounge Access in 2025
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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

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Best Credit Cards for Lounge Access in 2025

Discover the top credit cards that unlock premium airport lounge access in 2025.

July 1, 2025

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Airport lounge

Are you a frequent traveler looking to elevate your airport experience? Airport lounges offer a haven of comfort, providing amenities like complimentary food and drinks, Wi-Fi, and a quiet space to relax or work. In this post, we'll explore the top credit cards that offer excellent lounge access benefits in 2025.

[[ CARD_LIST * {"ids": ["106","2888", "510", "781", "2410", "2290", "1189"]} ]]

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Best for: Luxury Travelers

American Express Platinum Card® (See Rates & Fees)

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Luxury Travelers", "headerHint": "Lavish Layovers"} ]]

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Best For: Straightforward Rewards

Capital One Venture X Rewards Credit Card

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Streamlined Travel Rewards", "headerHint": "Generous Guest Policy"} ]]

More:

Read our expert review of the American Express Platinum Card®.

Best for: Travel and Dining Rewards

Chase Sapphire Reserve®

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for Travel and Dining Rewards", "headerHint": "Unlock Lounge Access"} ]]

Best for: Delta Loyalists

Delta SkyMiles® Reserve American Express Card (See Rates & Fees).

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

[[ SINGLE_CARD * {"id": "781", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Delta Loyalists", "headerHint": "Sky-High Comfort"} ]]

Best for: United Travelers

The United Club℠ Card

[[ SINGLE_CARD * {"id": "2410", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "United Travelers", "headerHint": "Club Class Everywhere"} ]]

Best for: Marriott Loyalists

Marriott Bonvoy Brilliant® American Express® Card (See Rates & Fees)

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

[[ SINGLE_CARD * {"id": "1189", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Marriott Loyalists", "headerHint": "Elevated Relaxation"} ]]

Best for: Business Travelers

The Business Platinum Card® from American Express (See Rates & Fees)

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

[[ SINGLE_CARD * {"id": "2290", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Travelers", "headerHint": "Entertain Clients"} ]]

Comparing the Best Credit Cards for Lounge Access in 2025

The American Express Platinum leads in lounge access, offering entry to over 1,400 lounges worldwide, including exclusive Centurion Lounges, Priority Pass, and Delta Sky Clubs. Capital One Venture X provides a strong alternative with Priority Pass, Plaza Premium, and Capital One's own lounges. Chase Sapphire Reserve offers a solid Priority Pass Select membership. Amex Platinum and Venture X allow two free guests at most lounges, while Sapphire Reserve permits two guests at Priority Pass lounges. Amex Platinum excels in variety and exclusivity, Venture X balances comprehensive access with a lower annual fee, and Sapphire Reserve complements its lounge benefit with strong overall travel perks. The best choice depends on individual travel habits and preferences.

[[ COMPARE_CARD * {"ids": ["106", "2888", "510"], "bestCategoryIds": ["17", "18", "19"], "bestForTexts": ["Luxury Travelers", "Straightforward Rewards", "Travel and Dining Rewards"]} ]]

Bottom Line

Airport lounge access can significantly enhance your travel experience, and the right credit card can be your key to this premium perk. Whether you're a frequent international traveler or a domestic road warrior, there's likely a card that fits your needs and travel style. Happy travels, and enjoy your next lounge visit!

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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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