Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Chase Cards With DoorDash Benefits Compared (2026): Sapphire vs Freedom vs Ink
July 1, 2025
Food delivery has become a regular part of everyday spending, whether it’s a quick weeknight meal, a group order at work, or a late-night craving. If you’re already using DoorDash, pairing it with the right Chase credit card can unlock meaningful savings through DashPass memberships, statement credits, and elevated rewards on dining purchases.
Chase has maintained one of the longest-running partnerships with DoorDash, offering varying benefits across its Sapphire, Freedom, and Ink card families. However, these benefits are not identical, and their value depends heavily on how often you use DoorDash, how much you spend, and whether you’re earning cash back or Ultimate Rewards points.
This guide provides a complete, up-to-date comparison of Chase DoorDash benefits in 2025, breaking down exactly what each card offers, how the rewards stack, and which option makes the most sense for different types of users.
Understanding the Chase–DoorDash Partnership
Chase and DoorDash have partnered for several years to offer cardholders:
- Complimentary or discounted DashPass memberships
- Monthly statement credits (on select cards)
- Elevated earning rates on dining, which typically includes food delivery services
DashPass is DoorDash’s subscription program, normally costing around $9.99 per month. It provides:
- $0 delivery fees on eligible orders over a minimum purchase threshold
- Reduced service fees
- Occasional exclusive offers
The value of DashPass alone can exceed $100 per year if you order frequently, making it one of the most tangible everyday perks offered by Chase cards.
Overview: DoorDash Benefits by Chase Card Family
Before diving into each card in detail, here’s a high-level view of how Chase card families compare:
- Sapphire cards offer the strongest DoorDash perks, including extended DashPass access and (for Sapphire Reserve) monthly credits.
- Freedom cards provide short-term DashPass trials and strong cash back or bonus-category earning.
- Ink business cards do not include DashPass benefits but can still earn competitive rewards on DoorDash purchases that code as dining.
The best card depends less on prestige and more on how often you order and how you prefer to earn rewards.
Chase Sapphire Cards: Premium DoorDash Benefits
The Chase Sapphire line is designed for travelers and high-value spenders, but it also delivers the most robust DoorDash benefits.
Chase Sapphire Reserve® DoorDash Benefits
The Chase Sapphire Reserve offers the most valuable DoorDash package available from Chase.
[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "$300 Annual Travel Credit"} ]]
DashPass Membership
Cardholders are eligible for a complimentary DashPass membership when activated within the current Chase-specified promotion period. This provides free delivery and reduced service fees on eligible orders.
Because DashPass pricing alone can approach $120 per year, this benefit carries real, recurring value.
Monthly DoorDash Statement Credits
In addition to DashPass, Sapphire Reserve cardholders receive:
- Up to $15 in DoorDash statement credits per calendar month
These credits:
- Apply automatically when you pay with your Sapphire Reserve
- Reset monthly (unused credits do not roll over)
- Can offset delivery fees, service fees, or food costs
Used consistently, this adds up to up to $180 per year in value.
Rewards on DoorDash Purchases
DoorDash orders typically code as dining. As a result:
- Sapphire Reserve earns 3X Ultimate Rewards points on eligible DoorDash purchases
- Points are earned on spending beyond any statement credits applied
Ultimate Rewards points can be redeemed for travel through Chase or transferred to airline and hotel partners, often yielding more than 1.5–2 cents per point in value.
Who Should Choose Sapphire Reserve for DoorDash?
The Sapphire Reserve makes the most sense if:
- You order DoorDash multiple times per month
- You want monthly, predictable savings
- You value transferable travel rewards
- You can offset the annual fee through credits and perks
Chase Sapphire Preferred® Card DoorDash Benefits
The Chase Sapphire Preferred offers a strong middle ground between premium perks and affordability.
[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Exceptional Value"} ]]
DashPass Membership
Sapphire Preferred cardholders are eligible for a complimentary DashPass membership when activated during the applicable promotion period. While it does not include monthly statement credits, the DashPass benefit alone can still provide meaningful savings.
Rewards on DoorDash Purchases
Like the Reserve:
- Sapphire Preferred earns 3X Ultimate Rewards points on dining
- Most DoorDash orders qualify under this category
This makes the Sapphire Preferred one of the strongest earners for food delivery among mid-tier travel cards.
Who Should Choose Sapphire Preferred?
This card is best for users who:
- Order DoorDash regularly but not heavily enough to justify Sapphire Reserve
- Want travel rewards with a lower annual fee
- Value simplicity without tracking monthly credits
Chase Freedom Cards: No Annual Fee, Strong Everyday Value
Chase Freedom cards focus on cash back and everyday spending. While their DoorDash perks are more limited, they can still offer strong value, especially for occasional users.
Chase Freedom Flex® DoorDash Benefits
[[ SINGLE_CARD * {"id": "2883", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "No-Fee Card Seekers", "headerHint" : "No Annual Fee" } ]]
DashPass Trial
Freedom Flex cardholders are eligible for:
- A complimentary DashPass trial period, followed by
- A discounted DashPass rate for an additional period (terms vary by promotion)
This structure allows users to test DashPass without committing to the full subscription cost.
Best For:
- Users who order DoorDash occasionally
- Those who actively track rotating bonus categories
- Anyone wanting strong rewards with no annual fee
Chase Freedom Unlimited® DoorDash Benefits
[[ SINGLE_CARD * {"id": "497", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Cash Back Seekers", "headerHint": "Fantastic Cash Back Card"} ]]
DashPass Trial
Freedom Unlimited offers the same DashPass trial and discount structure as Freedom Flex, subject to current promotions.
Rewards on DoorDash Purchases
- Earns 3% cash back on dining, including eligible DoorDash purchases
- Earns 1.5% cash back on non-dining spend
This consistent earning structure makes it ideal for users who don’t want to track categories.
Best For:
- Casual DoorDash users
- People who prefer simplicity over optimization
- No-annual-fee cardholders who still want solid dining rewards
Chase Ink Business Cards: DoorDash for Business Spending
Chase Ink cards are designed for business expenses. They do not include DashPass benefits, but they can still earn competitive rewards on DoorDash orders used for work purposes.
Ink Business Preferred® DoorDash Earning
[[ SINGLE_CARD * {"id": "1100", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Valuable Rewards" } ]]
- Earns 1X Ultimate Rewards point per dollar on DoorDash
- Primary value lies in travel transfers and business bonus categories, not food delivery
The Ink Business Preferred® is best for businesses that already use the card for advertising, travel, or shipping spend.
Ink Business Cash® Credit Card DoorDash Earning
[[ SINGLE_CARD * {"id": "1099", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Small Business Owners", "headerHint" : "Maximize Cash Back" } ]]
- Earns 2% cash back on restaurant purchases, up to an annual cap
- DoorDash orders may qualify if coded as restaurant transactions (coding can vary)
This can be an excellent option for:
- Team meals
- Client lunches
- Office food orders
Direct Comparison: Sapphire vs Freedom vs Ink
DashPass Access
- Sapphire Reserve / Preferred: Extended complimentary DashPass
- Freedom Flex / Unlimited: Short-term DashPass trial + discount
- Ink Cards: No DashPass benefits
Monthly Credits
- Sapphire Reserve: Up to $15 per month
- All others: None
Rewards on DoorDash
- Sapphire Reserve / Preferred: 3X points
- Freedom Flex: Up to 5% (when category applies), otherwise 3%
- Freedom Unlimited: 3%
Ink Cash: 2% (if restaurant-coded)
How to Activate Chase DoorDash Benefits
Activating DashPass
- Log in to your Chase account or DoorDash app
- Follow the Chase-specific DashPass activation link
- Add your eligible Chase card as the default payment method
- Confirm activation in DoorDash
Using Monthly Credits (Sapphire Reserve)
- No manual activation required
- Use your Sapphire Reserve at checkout
- Credits apply automatically after the transaction posts
Choosing the Right Chase Card for Your DoorDash Habits
Frequent DoorDash Users
Best Choice: Chase Sapphire Reserve
Monthly credits + DashPass + 3X points offer unmatched value.
Moderate Users Who Want Travel Rewards
Best Choice: Chase Sapphire Preferred
Strong earning, lower annual fee, and DashPass savings.
Occasional Users / No Annual Fee
Best Choice: Freedom Flex or Freedom Unlimited
Great value without commitment.
Business Owners
Best Choice: Ink Business Cash (if restaurant-coded) or Ink Unlimited
Optimized for work-related food orders.
Final Thoughts
Chase remains one of the strongest ecosystems for DoorDash users, but the best card depends entirely on how you order, how often, and what kind of rewards you value.
The key takeaway for 2025:
- Sapphire cards deliver the best benefits
- Freedom cards deliver the best flexibility
- Ink cards deliver the best business utility
Before applying, always confirm current DoorDash terms through Chase, and choose the card that aligns with your real spending habits, not just the headline perks.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
.webp)
.webp)
.webp)
.webp)