Chase Sapphire Reserve Calm Offer: Get 100% Cashback on Premium Meditation App (Through March 2026)

How to Activate This Offer

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Step 1: Check Your Chase Offers

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Log in to your Chase account or mobile app and navigate to "Offers for You." Look for the Calm cashback promotion on your Chase Sapphire Reserve card or Chase Sapphire Preferred Card.

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Step 2: Add the Offer to Your Card

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Click "Activate" or "Add to Card" to ensure the offer is linked to your account.

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Step 3: Purchase through calm.com

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• Visit calm.com directly (not through a third-party app store)

• Select the annual subscription plan ($69.99/year)

• Use your Chase Sapphire Reserve card as your payment method

• Complete your purchase

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Step 4: Receive Your Statement Credit

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Within 5-7 business days, you should see a $69.99 statement credit posted to your Chase account. This effectively makes your subscription free.

Important Fine Print

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What's Covered

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✅ First payment only (annual subscription)

✅ Purchases made directly on calm.com

✅ U.S. purchases only

✅ Valid one time per card

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What's NOT Covered

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❌ Purchases through app stores (Apple, Google Play)

❌ Third-party payment services or buy-now-pay-later options

❌ Recurring renewal payments (only the first payment qualifies)

❌ Sales tax (you'll still pay applicable taxes)

Pro Tip: Gift Subscriptions Count

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According to user reports on Doctor of Credit, purchasing Calm as a "gift subscription" (which sends a code via email) also triggers the cashback credit. This could be useful if you want to give the subscription as a gift while still earning the statement credit.

Should You Keep the Subscription After Year One?

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After your free year expires, Calm will attempt to auto-renew at $69.99/year. Here's what to consider:

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Cancel Immediately Strategy

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You can cancel your subscription immediately after signing up and still keep access for the full paid year. This prevents accidental renewal charges.

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How to Cancel:

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1. Log in to your Calm account
2. Navigate to Settings > Subscription
3. Select "Cancel Subscription"
4. Confirm cancellation

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Keep It If You Use It

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If you find yourself using Calm regularly (3+ times per week) and it genuinely improves your sleep or stress levels, the $69.99 annual renewal may be worthwhile. That breaks down to less than $6/month for unlimited access.

Chase Sapphire Reserve: Is This Card Right for You?

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This Calm offer is just one of many perks that come with the Chase Sapphire Reserve card. If you're considering this premium travel card, here's what you should know:

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Want to see how the Sapphire Reserve stacks up? Check out our comprehensive Chase Sapphire Reserve review or compare it head-to-head with the Chase Sapphire Preferred.

Other Mental Wellness App Alternatives

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If you don't have the Chase Sapphire Reserve or want to explore other options:

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Free Alternatives

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• Insight Timer: Large library of free guided meditations

• Smiling Mind: Free mindfulness app developed by psychologists

• YouTube: Thousands of free meditation and sleep videos

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Paid Alternatives Worth Considering

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• Headspace: Similar to Calm, often around $69.99/year

• Waking Up (Sam Harris): Philosophy-focused meditation app with a scholarship program for those who can't afford it

• Balance: First year free, then paid subscriptio

Maximize Your Chase Sapphire Reserve with Kudos

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If you're a Chase Sapphire Reserve cardholder, Kudos can help you maximize rewards across all your purchases, not just promotional offers like this Calm deal.

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How Kudos Helps:

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• Automatic card optimization: Kudos tells you which card to use at checkout for maximum rewards

• Track Chase Offers: Never miss promotions like this Calm cashback

• Boost rewards: Stack Kudos Boost on top of your card's base earning rate at 15,000+ merchants

• Spending insights: Understand where your rewards are coming from

Frequently Asked Questions

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Can I use this offer if I'm already a Calm subscriber?‍

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This offer is valid for first-time annual subscriptions only. If you're currently on a monthly plan, you may need to cancel and wait for your subscription to expire before purchasing the annual plan with this offer.

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Will this affect my Chase 5/24 status?

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‍No. This is simply a Chase Offer, not a new credit card application. It won't impact your 5/24 count.

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Can I use multiple Chase Sapphire Reserve cards to get this multiple times?‍

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Yes, if you have multiple Chase Sapphire Reserve cards (e.g., you and your partner each have one), you can each activate the offer and each get your own free year.

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What happens if Calm splits my payment into multiple transactions?‍

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According to the fine print, the cashback will apply to the first qualifying transaction only.

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Do I need to keep the card open for the full year?‍

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While Chase's terms don't explicitly require this, it's generally advisable to keep cards open for at least one year after receiving any promotional benefits.

Bottom Line

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The Chase Sapphire Reserve Calm offer represents genuine value: a completely free year of a premium meditation and wellness app worth $69.99. Whether you're looking to reduce stress, improve sleep quality, or simply explore mindfulness practices, this offer provides a risk-free opportunity to try Calm Premium for a full year.