Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Amex Green vs Capital One Savor: Which Is Better In 2025?
July 1, 2025
Editor's Picks
- American Express® Green Card: This card is great for frequent travelers and diners who can maximize rewards through AmEx's transfer partners.
- Capital One Savor Cash Rewards Credit Card: This card is ideal for those who spend a lot on dining, entertainment, and at grocery stores.
American Express® Green Card Breakdown
[[ SINGLE_CARD * {"id": "120", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Travel Rewards", "headerHint" : "Best for Frequent Travelers" } ]]
Why We Like It
Let's break down why the American Express® Green Card (See Rates & Fees) stands out in a crowded field of travel rewards cards.
/
- This card offers generous rewards on a broad range of travel and transit purchases, as well as on dining out globally.
- Its flexible rewards program allows you to transfer points to a variety of airline and hotel partners, which can unlock significant value.
- The card includes valuable statement credits for expedited airport security and eliminates foreign transaction fees on international purchases.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Pros
- Its Membership Rewards® points are highly flexible and can be transferred to a long list of airline and hotel partners, often unlocking greater value for your travel.
- The card offers annual statement credits for popular travel services and has no foreign transaction fees, making it a strong choice for frequent flyers and international travelers.
- Cardholders get access to flexible payment options for managing large purchases, along with valuable travel protections like trip delay insurance.
Cons
- Its annual fee is relatively high for a mid-tier card, and maximizing its value requires effort to navigate travel partners and use its specific credits.
- Some redemption options offer poor value, and its travel credits may have limited usefulness compared to the more common TSA PreCheck or Global Entry credits offered by competitors.
Capital One Savor Cash Rewards Breakdown
[[ SINGLE_CARD * {"id": "3041", "isExpanded": "true", "bestForCategoryId": "4", "bestForText": "Food & Entertainment", "headerHint" : "Enliven your Tastebuds" } ]]
Why We Like It
Here’s a closer look at the features that make the Capital One Savor Cash Rewards (See Rates & Fees) one of our top picks.
- It features a simple rewards structure that automatically earns cash back on popular categories like dining, entertainment, and at grocery stores.
- You can redeem your rewards at any time for any amount, and even convert them to miles with a companion Capital One travel card.
- Cardholders gain access to exclusive events and experiences through the Capital One Entertainment program.
Pros
- A cost-effective card that helps you save on both annual costs and international purchases.
- Rewards are earned automatically in bonus categories without needing to track rotating schedules or activate offers.
- Redeem your cash back for any amount with flexible options that include statement credits and direct deposits.
Cons
- Approval typically requires a good to excellent credit history.
- Some grocery category exclusions apply, such as purchases at superstores and wholesale clubs.
- It may not be the best fit if your spending doesn't align with the card's bonus categories.
Capital One Savor Cash Rewards vs American Express® Green Card
Categories
Deciding which is better, Amex Green or Capital One Savor, depends entirely on your spending habits. Each card excels in different areas, catering to distinct types of consumers.
- American Express® Green Card: This card is geared toward frequent travelers who can take advantage of its broad definition of travel, which includes everything from airfare and hotels to transit and rideshares. It also offers strong rewards on dining worldwide.
- Capital One Savor Cash Rewards Credit Card: This card is designed for food enthusiasts and entertainment seekers. It provides excellent value for those who spend a significant portion of their budget on dining out, popular streaming services, and entertainment.
Redemption
American Express® Green Card: You'll earn Membership Rewards points that offer great flexibility. These points can be redeemed for travel through Amex's portal, transferred to airline and hotel partners, or used for gift cards and statement credits.
Capital One Savor Cash Rewards Credit Card: This card earns straightforward cash back on your purchases. You can redeem your rewards for a statement credit or request a check, providing a simple way to get value back from your spending.
Travel Perks
- American Express® Green Card: This card offers a travel portal and allows you to transfer rewards to airline partners for miles. It also includes a credit toward lounge access. A foreign transaction fee applies to purchases made abroad.
- Capital One Savor Cash Rewards Credit Card: This card also has a travel portal for making reservations. Its rewards are cash back, not part of a miles-based transfer ecosystem. It does not include lounge access, but it shines by having no foreign transaction fees, making it a strong option for international use.
Compare Top Rated Credit Cards with Kudos
Kudos is a financial tool that helps you compare thousands of credit cards to find the best fit for your spending.
- Get a detailed analysis of your approval odds for different cards based on your credit report.
- Use the “Test Drive” feature to see how much you could earn with a new card based on your actual spending history before you apply.
- Receive personalized card recommendations that match your spending patterns to maximize your earnings.
- Track your progress toward earning credit card welcome offers.
- Monitor your transactions, spending habits, and credit score all in one place.
- Take advantage of a welcome offer guarantee, where Kudos will match a better offer if you find one within three months.
- Unlock rewards like the $100 Kudos Kickstart+ for adding approved cards to your wallet.
Who Should Choose the American Express® Green Card?
The American Express® Green Card is an excellent choice for frequent travelers who spend significantly on dining and transit and can leverage the card's travel-centric credits. It's particularly valuable for cardholders willing to put in the effort to maximize rewards by transferring points to Amex's airline and hotel partners for high-value redemptions. Those seeking a simple, low-maintenance card may find the $150 annual fee difficult to offset if they don't take full advantage of its specific benefits. Terms apply.
Who Should Choose the Capital One Savor Cash Rewards?
The Capital One Savor Cash Rewards Credit Card is tailor-made for social butterflies and home chefs alike, specifically those who frequently spend on dining out and entertainment. This card benefits urban professionals and active families who can maximize the unlimited 3% cash back on their spending at restaurants, grocery stores (excluding superstores like Walmart and Target), and on popular streaming services. Furthermore, it's an excellent choice for travelers seeking to avoid foreign transaction fees and for anyone who appreciates straightforward cash back redemption without an annual fee.
Alternatives to Consider
If this Amex Green vs Capital One Savor comparison has you concluding that neither the American Express® Green Card nor the Capital One Savor Cash Rewards is the right choice, don't fret. Let's explore a few other top-tier rewards cards that might better align with your wallet.
[[ COMPARE_CARD * {"ids": ["510", "509"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Annual Travel Credit", "Exceptional Value"]} ]]
Tips for Application Success
Before You Apply
- Check your credit score - Most cards require good to excellent credit for approval.
- Plan your spending - Ensure you can meet the welcome offer spending requirement without overspending.
- Review the rewards program - Understand how you will redeem points or cash back to maximize value.
Application Strategy
- Time your application - Align it with a large planned purchase to help meet the welcome offer spending requirement.
- Look beyond the bonus - Ensure your regular spending habits align with the card’s strongest reward categories.
- Know the issuer - Some card issuers consider factors beyond just your credit score during the approval process.
Our Methodology
We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.
Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.
Frequently Asked Questions
How do these cards fit into their respective rewards ecosystems?
The Amex Green card is part of the Membership Rewards program, which is known for its valuable airline and hotel transfer partners. The Capital One Savor card earns cash back that can be used as a statement credit or paired with other Capital One cards for travel rewards.
Is one card generally better for use outside the United States?
Both cards are good options for international use as neither typically charges foreign transaction fees. However, acceptance can vary, with Visa and Mastercard often being more widely accepted abroad than American Express.
Can I have both the Amex Green and Capital One Savor cards?
Yes, it is entirely possible to have both cards, and it can be a strategic way to maximize rewards across different spending categories. This allows you to leverage the unique strengths of each card's rewards structure.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
.webp)
.webp)
