Amex Green vs Marriott Bonvoy Brilliant: Which Is Better In 2025?
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Amex Green vs Marriott Bonvoy Brilliant: Which Is Better In 2025?

Deciding between a hotel card and a general travel card? We can help.

July 1, 2025

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American Express® Green Card Breakdown

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Why We Like It

Here’s a closer look at the features and benefits that make the American Express® Green Card (See Rates & Fees) a valuable addition to any traveler's wallet.

  • The card offers generous rewards on a wide range of travel purchases and at restaurants around the globe.
  • Points are highly versatile and can be transferred to a variety of airline and hotel partners, which can maximize their value.
  • It includes valuable statement credits for popular travel services like airport security and lounge access programs.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Pros

  • Flexible rewards program with high earning potential on a broad range of travel and dining purchases.
  • Points can be transferred to a wide variety of airline and hotel loyalty programs, offering high-value redemption opportunities.
  • Includes valuable travel perks like annual statement credits for airport services and no foreign transaction fees.

Cons

  • Carries a relatively high annual fee for a mid-tier travel card.
  • Maximizing point value requires navigating the complexities of transferring to travel partners, as other redemption options can be low-value.
  • Some travel credits are for niche services, and a key lounge access benefit is expiring soon.
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Marriott Bonvoy Brilliant® American Express® Breakdown

[[ SINGLE_CARD * {"id": "1189", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "High-End Travel Option"} ]]

Why We Like It

Below, we break down the key features and benefits that make the Marriott Bonvoy Brilliant® American Express® Card (See Rates & Fees) a standout choice.

  • You'll automatically receive Marriott Bonvoy Platinum Elite status, which unlocks valuable perks like room upgrades, late checkout, and lounge access at participating properties.

  • The card offers annual statement credits for dining and a Free Night Award, delivering significant value year after year.

  • It's an excellent companion for international trips, offering airport lounge access via a Priority Pass™ Select membership and no foreign transaction fees on purchases made abroad.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Pros

  • Automatic Platinum Elite status with Marriott Bonvoy unlocks premium hotel benefits, including complimentary room upgrades, late checkout, and lounge access at participating properties.

  • The card delivers consistent value through annual benefits like statement credits for dining and a Free Night Award redeemable at eligible hotels.

  • Earn points quickly on travel and dining, with flexible redemption options that include transferring points to dozens of airline partners.

Cons

  • The card comes with a premium price tag, and its benefits are heavily concentrated within the Marriott ecosystem, limiting its value for travelers who aren't loyal to the brand.

  • Key benefits, such as the annual dining credit, are distributed in monthly increments, which can make them difficult to maximize fully.

  • Marriott's dynamic award pricing means point values can fluctuate, making it challenging to predict the cost of a free night and get consistent value from redemptions.

More:

Marriott Bonvoy Brilliant® American Express® vs American Express® Green Card

Categories

Deciding which is better Amex Green or Marriott Bonvoy Brilliant comes down to your personal travel and spending habits. Each card is tailored for a different type of consumer, so let's break down their ideal use cases.

  • American Express® Green Card: This card is best for travelers and diners who want to earn flexible rewards on a wide range of travel and restaurant purchases globally. It's particularly valuable for those who enjoy the freedom of transferring points to various airline and hotel partners.
  • Marriott Bonvoy Brilliant® American Express® Card: This card is designed for frequent travelers who are loyal to the Marriott Bonvoy family of hotels. It is an excellent choice for those who want to maximize their stays with elite status, luxury travel perks, and rewards focused on the Marriott ecosystem.

Redemption

American Express® Green Card: Points earned with this card are part of the flexible American Express Membership Rewards program, allowing you to transfer them to various airline and hotel partners. This provides a wide range of redemption options for travel and other rewards.

Marriott Bonvoy Brilliant® American Express® Card: The points you earn are best used within the Marriott Bonvoy ecosystem for rewards like free hotel nights and room upgrades. Redemptions are centered on maximizing value at Marriott's extensive portfolio of properties.

Travel Perks

  • Travel Ecosystem: The American Express® Green Card is part of the flexible American Express Membership Rewards ecosystem, with bookings often made through the AmexTravel.com portal. The Marriott Bonvoy Brilliant® Card is centered on the Marriott Bonvoy travel program, though it also has access to broader Amex travel benefits. Terms apply.
  • Foreign Transaction Fees: Both cards help you save on international spending by not charging foreign transaction fees. Terms apply.
  • Airport Lounge Access: The Green Card offers a credit toward purchasing lounge passes via LoungeBuddy. The Brilliant Card provides a more comprehensive benefit with an included Priority Pass™ Select membership, which unlocks access to a global network of lounges. Terms apply.
  • Expedited Security: For a faster trip through the airport, the Green Card gives you a credit for a CLEAR® Plus membership. The Brilliant Card offers a statement credit to cover the application fee for either Global Entry or TSA PreCheck®. Terms apply.
  • Airline Miles: Rewards earned with both cards can be converted to miles. The Green Card’s rewards can be transferred to a wide range of airline partners. The Brilliant Card’s rewards can also be converted to miles with many airlines, sometimes including a bonus on the transfer. Terms apply.

Compare Top Rated Credit Cards with Kudos

To make the right choice, you can use a tool like Kudos to compare top-rated cards based on your own spending.

  • Use the “Test Drive” feature to see how much you could earn with a new card based on your actual spending history, all without a hard credit pull.
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  • Take advantage of a welcome offer guarantee, where Kudos will match a better offer if you find one within three months.
  • Receive a detailed analysis of your approval odds based on your credit report.
  • Earn extra Kudos Boost rewards on top of your regular card rewards when shopping at participating stores.
  • Get personalized card recommendations that match your unique spending habits.

Who Should Choose the American Express® Green Card?

The American Express® Green Card is a great fit for travelers who are willing to put in the effort to maximize rewards through its valuable transfer partners and generous credits. It's designed for those who frequently spend on travel and dining and want to earn a high rewards rate on those purchases. Ultimately, this card is best for people who enjoy the challenge of optimizing points and perks, not for those seeking a simple, low-maintenance travel card.

Who Should Choose the Marriott Bonvoy Brilliant® American Express®?

The Marriott Bonvoy Brilliant® American Express® Card is tailored for frequent travelers who are loyal to the Marriott brand and seek to elevate their stays with top-tier benefits and elite status. It's a strong fit for individuals who dine out regularly enough to maximize the $300 Brilliant Dining Credit and who value the automatic Platinum Elite status for perks like room upgrades and late checkout. Additionally, international travelers who want to avoid foreign transaction fees and those who appreciate luxury benefits like airport lounge access will find significant value in this card; terms apply to all benefits.

Alternatives to Consider

Perhaps this Amex Green vs Marriott Bonvoy Brilliant comparison has made it clear that neither card is the right choice for you. Fortunately, the travel rewards card market is full of strong contenders that might be a better fit.

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Tips for Application Success

Before You Apply

  • Check your credit score - Most premium travel cards require good to excellent credit for approval.
  • Review application rules - Be aware of issuer-specific policies that may affect your eligibility for a welcome offer.
  • Plan your spending - Make sure you can meet the minimum spend requirement for the welcome offer without forcing purchases.

Application Strategy

  • Time your application - Align your application with a large purchase to meet the spend requirement naturally.
  • Assess the benefits - Ensure you will use the card’s specific perks, like travel credits or elite status.
  • Search for elevated offers - Use different browsers or links to find the best available Welcome Offer.

Our Methodology

We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

Which card is better for a traveler who isn't loyal to a specific hotel brand?

The American Express Green card offers flexible travel rewards that can be used across various airlines and hotels, making it a strong choice for travelers who value optionality.

Should I get the Marriott Bonvoy Brilliant card if I want cash back rewards?

The Marriott Bonvoy Brilliant card is primarily designed for earning hotel points within the Marriott ecosystem. If your main goal is cash back, a different type of rewards card might be more suitable for your spending habits.

Is one card's rewards program simpler to use than the other?

The Amex Green card's rewards are part of the broader Membership Rewards program, offering great flexibility but also some complexity. The Marriott Bonvoy Brilliant card's points are more straightforward as they are primarily used for stays within the Marriott portfolio.

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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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