Amex Green vs Wyndham Earner Plus: Which Is Better In 2025?

Wyndham Rewards Earner Plus Breakdown

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Why We Like It

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Here’s a closer look at the specific benefits and perks that make the Wyndham Rewards Earner Plus card a standout option.

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• The card offers generous rewards on everyday spending categories, including gas, dining, and groceries.
• Cardholders automatically receive valuable Platinum elite status in the Wyndham Rewards program, which comes with perks like early check-in and late checkout.
• You'll get closer to your next vacation with bonus points awarded each anniversary year and a discount when redeeming points for free nights.

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Pros

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• Earn accelerated rewards on common spending categories, including gas, dining, and groceries.
• Automatic Platinum status in the Wyndham Rewards program provides valuable travel perks like early check-in and potential upgrades.
• Receive a yearly anniversary bonus and get a discount when redeeming points for award nights, helping you earn free stays faster.

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Cons

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• Unlike many competing hotel cards, this card charges an annual fee but doesn’t offer a complimentary anniversary night award.
• Points are most valuable when used for Wyndham stays, limiting redemption flexibility for those who aren’t loyal to the hotel brand.

Wyndham Rewards Earner Plus vs American Express® Green Card

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Categories

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Deciding which is better Amex Green or Wyndham Earner Plus depends entirely on your spending habits and travel style, as one is a flexible travel card while the other is tailored for hotel brand loyalists.

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• American Express® Green Card: This is a travel and dining rewards card. It is best suited for people who spend frequently on a wide variety of travel purchases and at restaurants around the world.
• Wyndham Rewards Earner® Plus Card: This is a hotel rewards card. It is designed for those who want to earn rewards on stays at Wyndham properties and on everyday spending categories like gas, dining, and groceries.

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Redemption

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American Express® Green Card: Points are flexible and can be transferred to a variety of airline and hotel loyalty programs. Cardholders can also redeem points directly for travel booked through American Express Travel.

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Wyndham Rewards Earner® Plus Card: Rewards are redeemed for stays across Wyndham's extensive portfolio of hotels, resorts, and vacation rentals. This offers a direct path to free or discounted nights for brand-loyal travelers.

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Travel Perks

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• American Express® Green Card: This card provides a broader travel ecosystem. Cardholders receive an annual credit for CLEAR Plus membership and a credit for LoungeBuddy to purchase lounge access. Points are redeemed through the flexible American Express Travel portal or can be transferred to partner programs. It also has no foreign transaction fees, making it a good option for international travel. Terms apply.
• Wyndham Rewards Earner® Plus Card: The travel perks are centered entirely on the Wyndham brand. The primary benefit is automatic Wyndham Rewards Gold status, which includes perks like late checkout when available. This card does not offer travel credits or lounge access and charges a foreign transaction fee.

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Compare Top Rated Credit Cards with Kudos

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If you're still unsure which card is right for you, a tool like Kudos can help you compare top-rated cards based on your actual spending.

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• See a detailed analysis of your approval odds for new cards based on your credit report.

Who Should Choose the American Express® Green Card?

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The American Express® Green Card is an excellent choice for frequent travelers who spend heavily on dining and are willing to put in the effort to maximize their rewards. Its generous 3x points on travel and restaurants worldwide make it ideal for those who want to turn everyday spending into high-value travel redemptions through Amex's transfer partners. Cardholders who can take full advantage of the annual credits, such as up to $209 for a CLEAR+® membership, will find that the benefits can easily outweigh the $150 annual fee (Terms apply).

Who Should Choose the Wyndham Rewards Earner Plus?

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The Wyndham Rewards Earner® Plus Card is tailor-made for travelers who are loyal to the Wyndham family of hotels, vacation rentals, and timeshares. This card is a strong choice for those looking to maximize their earnings on Wyndham stays and gas purchases, while also benefiting from automatic Platinum elite status perks like early check-in. Ultimately, if your travel plans consistently involve Wyndham properties, this card offers a straightforward way to accumulate points and enjoy enhanced benefits within that ecosystem.

Alternatives to Consider

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If our Amex Green vs Wyndham Earner Plus comparison has left you feeling like neither card is the perfect match, don't worry. There are plenty of other excellent travel rewards cards on the market that might better suit your spending habits and travel goals.

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Tips for Application Success

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Before You Apply

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• Check your credit score, as most travel rewards cards require good to excellent credit.
• Plan your spending to ensure you can meet the welcome offer requirement naturally, without carrying a balance.
• Understand the rules, especially issuer-specific policies like the American Express once-per-lifetime bonus rule that can impact eligibility.

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Application Strategy

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• Time your application with a large planned purchase to help meet the welcome offer spending requirement.
• Choose the right card that aligns with your spending habits to maximize rewards and benefits.
• Decline a subpar offer if possible, as some issuers let you reapply without impacting your credit.

Our Methodology

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We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

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Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

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What are the annual fees for the American Express® Green Card and the Wyndham Earner® Plus Card?

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The American Express® Green Card has a $150 annual fee (Terms Apply), while the Wyndham Earner® Plus Card has a $75 annual fee. You should always confirm the current fees before applying for either card.

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Which card offers better hotel-specific benefits?

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The Wyndham Earner® Plus Card provides direct hotel benefits, including automatic Wyndham Rewards Platinum status and anniversary bonus points. The Amex Green card offers broader travel credits but lacks hotel-specific perks like elite status.

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Can I transfer points from the Amex Green card to Wyndham Rewards?

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Yes, you can transfer American Express Membership Rewards points earned with the Amex Green card to the Wyndham Rewards program. It is wise to check the current transfer ratio on the American Express portal before moving your points.

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