Chase Sapphire Preferred vs Amex Green: Which Is Better In 2025?

American Express® Green Card Breakdown

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Why We Like It

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Here's a closer look at what makes the American Express® Green Card (See Rates & Fees) a compelling option for travelers.

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• It earns elevated rewards on a wide range of travel, transit, and dining purchases worldwide.
• Cardholders can transfer points to numerous airline and hotel partners, which can maximize their value.
• The card offers valuable travel credits and protections that can enhance your trips.

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_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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Pros

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• High rewards rate on a broad definition of travel, transit, and dining.
• Points can be transferred to a large number of airline and hotel partners, offering high-value redemption potential.
• Annual statement credits for popular travel services and complimentary trip delay insurance.

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Cons

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• The annual fee is relatively high for a non-premium travel card.
• Maximizing rewards requires some effort, and certain redemption options offer low value.
• The card’s travel credits are for specific services that may not be useful for everyone.

American Express® Green Card vs Chase Sapphire Preferred®

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Categories

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When considering which is better, Chase Sapphire Preferred or Amex Green, it's important to look at their core strengths. Both are top-tier travel cards, but they excel in different areas and appeal to different types of users.

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• Chase Sapphire Preferred® Card is considered a top entry-level travel card. It's ideal for individuals just starting with travel rewards, offering a strong combination of valuable benefits and flexible points without a premium price tag.
• American Express® Green Card excels as a travel and dining rewards card. It's geared toward people who spend significantly in these categories and want to maximize their earnings on a wide variety of travel and restaurant purchases.

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Redemption

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Chase Sapphire Preferred® Card: Points can be redeemed for cash back or travel through the Chase Ultimate Rewards® portal, where they often have increased value. You can also transfer points to a variety of airline and hotel partners for potentially even greater returns.

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American Express® Green Card: Rewards are earned as Membership Rewards® points, which offer great flexibility. These points can be transferred to numerous airline and hotel loyalty programs or used for travel, gift cards, and statement credits.

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Travel Perks

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• Chase Sapphire Preferred® Card: This card's ecosystem is centered around the Chase Ultimate Rewards® portal for booking travel. It's a strong choice for international use as it does not have foreign transaction fees. However, it does not offer airport lounge access as a built-in perk.
• American Express® Green Card: Travel can be booked via AmexTravel.com. It also comes with no foreign transaction fees. For airport convenience, the card provides an annual statement credit for LoungeBuddy to purchase lounge access on a per-visit basis and a separate credit that can cover the cost of a CLEAR® Plus membership. Terms Apply.

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Compare Top Rated Credit Cards with Kudos

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To make sure you're choosing the right card for your spending habits, a tool like Kudos can help you compare top-rated cards side-by-side.

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• Test drive credit cards using your real spending data to see projected earnings before you apply.
• Get a detailed analysis of your approval odds based on your credit report.
• Receive a welcome offer guarantee, ensuring you get the best bonus available.
• Track your progress toward earning credit card sign-up bonuses for free.
• Access exclusive offers and stack rewards on top of what your card already provides.

Who Should Choose the Chase Sapphire Preferred®?

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The Chase Sapphire Preferred® Card is an excellent choice for frequent travelers who want to earn significant rewards without committing to a premium annual fee. This card is best suited for individuals seeking robust travel protections and flexible point redemption options, making it a strong entry-level travel card. It's also ideal for those who spend regularly on dining and travel, and who want the ability to maximize value by transferring points to airline and hotel partners.

Who Should Choose the American Express® Green Card?

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The American Express® Green Card is an excellent choice for travelers who enjoy the challenge of maximizing rewards through a flexible points program. This card is a great fit for individuals who frequently spend on travel and dining and can make full use of the card's generous travel credits to offset the annual fee. It's best suited for the savvy consumer willing to put in the effort to transfer points to airline and hotel partners for high-value redemptions, rather than someone seeking simple, straightforward rewards.

Alternatives to Consider

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The Chase Sapphire Preferred® Card vs. American Express® Green Card comparison highlights two strong contenders in the travel rewards space. However, if neither card aligns with your specific needs, several worthy alternatives might be a better fit.

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Tips for Application Success

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Before You Apply

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• Check your credit score: Most travel rewards cards require a good to excellent credit profile for approval.
• Plan your spending: Make sure you can comfortably meet the minimum spend requirement for the Welcome Offer without overspending.
• Know the rules: Be aware of issuer-specific application rules, like the Chase 5/24 rule, before submitting your application.

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Application Strategy

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• Use a trusted source: Apply through a platform that can help you find the best available offer.
• Be persistent: Try different browsers or application links if you don't see the highest offer at first.
• Time it right: Align your application with a planned large purchase to help meet the spending requirement.

Our Methodology

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We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

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Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

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Which card is better for frequent international travelers?

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The Chase Sapphire Preferred® Card is often favored for international travel due to its lack of foreign transaction fees and strong travel insurance protections. The American Express® Green Card also has no foreign transaction fees, but its benefits (Terms Apply) are more focused on transit and travel within a broader range of categories.

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Can I hold both the Sapphire Preferred and the Amex Green Card?

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Yes, you can absolutely have both cards in your wallet, as they are issued by different banks. This strategy can allow you to maximize rewards across the different spending categories each card offers.

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How do the points ecosystems for Chase and Amex compare?

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Both Chase Ultimate Rewards® and American Express Membership Rewards® are highly valuable and flexible points programs with numerous airline and hotel transfer partners. Your preference may depend on which partners align best with your travel goals and home airport.

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