Chase Sapphire Preferred vs Marriott Bonvoy Bevy: Which Is Better In 2025?

Marriott Bonvoy Bevy American Express Card Breakdown

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Why We Like It

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This section breaks down the key reasons why we like the Marriott Bonvoy Bevy™ American Express® Card.

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• Cardholders automatically receive Marriott Bonvoy Gold Elite status, which provides perks like room upgrades and late checkout without meeting stay requirements.
• The card offers strong earning rates, including 6X points on eligible purchases at Marriott Bonvoy properties and 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per year, then 2X).
• By spending $15,000 in a calendar year, you can earn an Annual Free Night Award worth up to 50,000 points that can easily offset the card's $250 annual fee (See Rates & Fees). (publisher-formulated estimate)

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Pros

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• Receive annual Elite Night Credits to help you reach the next tier of Marriott Bonvoy status faster.
• Travel with peace of mind thanks to benefits like no foreign transaction fees and car rental loss and damage insurance.
• Enjoy reward flexibility by transferring points to a wide range of airline partners.

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Cons

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• The annual fee is not waived in the first year.
• The Free Night Award requires meeting a significant annual spending threshold and is not an automatic perk.
• Offers limited value for travelers who do not regularly stay at Marriott properties.

Marriott Bonvoy Bevy American Express Card vs Chase Sapphire Preferred®

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Categories

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Deciding which is better, Chase Sapphire Preferred or Marriott Bonvoy Bevy, comes down to your travel style and brand loyalty. Each card excels in a different area, catering to distinct types of travelers.

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• Chase Sapphire Preferred® Card is a top choice for those new to travel rewards or seeking strong value. It's an excellent entry-level travel card with flexible rewards that aren't tied to a single hotel brand.
• Marriott Bonvoy Bevy™ American Express® Card is designed for frequent travelers who are loyal to the Marriott brand. It offers benefits and rewards that are most valuable when used within the Marriott Bonvoy ecosystem.

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Redemption

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Chase Sapphire Preferred® Card: Points earned with this card are highly flexible and can be redeemed for travel through the Chase portal or transferred to a variety of airline and hotel partners. This versatility allows you to book travel across numerous brands, not just one specific chain.

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Marriott Bonvoy Bevy™ American Express® Card: Rewards are primarily redeemed within the Marriott Bonvoy program for things like free hotel nights, room upgrades, and other experiences at Marriott properties. The value of your points is maximized when staying within the Marriott ecosystem.

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Travel Perks

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• Travel Ecosystem: The Chase Sapphire Preferred® Card provides access to the flexible Chase Ultimate Rewards® portal, allowing you to book travel directly or transfer points to numerous airline and hotel partners. In contrast, the Marriott Bonvoy Bevy™ American Express® Card operates within the Marriott Bonvoy ecosystem, with points primarily used for stays and upgrades at Marriott properties worldwide.
• Foreign Transaction Fees: Both cards are ideal for international travel, as neither charges foreign transaction fees on purchases made abroad.
• Airport Lounge Access: Neither of these cards includes complimentary airport lounge access as a standard benefit, a perk typically reserved for more premium travel cards.
• Elite Status: The Bonvoy Bevy card automatically grants you Marriott Bonvoy Gold Elite status, which includes perks like room upgrades and late checkout at participating properties (Terms apply). The Sapphire Preferred does not offer automatic elite status with any hotel program, focusing instead on the flexibility of its points.

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Compare Top Rated Credit Cards with Kudos

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To make the decision easier, you can use a tool like Kudos to compare nearly 3,000 credit cards based on your own spending habits.

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• Test Drive Feature: Simulate your potential earnings with different cards using your actual spending history—all before you apply and without impacting your credit score.
• Personalized Recommendations: Discover new cards that match your spending patterns and get a detailed analysis of your approval odds for each.
• Welcome Offer Guarantee: If you find a better public welcome offer for a card within three months of applying, Kudos will match it.
• Reward Maximization: Earn extra rewards with Kudos Boost when shopping at participating stores and use the browser extension to autofill the best card at checkout to maximize your earnings on every purchase.

Who Should Choose the Chase Sapphire Preferred®?

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The Chase Sapphire Preferred® Card is an excellent choice for frequent travelers and individuals looking to maximize their rewards on common spending categories. It's particularly well-suited for those who value flexible redemption options, like transferring points to airline and hotel partners, and want to earn accelerated points on dining and a wide range of travel purchases. With no foreign transaction fees and strong travel protections, it stands out as one of the most popular entry-level travel cards available.

Who Should Choose the Marriott Bonvoy Bevy American Express Card?

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The Marriott Bonvoy Bevy™ American Express® Card is an excellent choice for frequent Marriott guests looking to maximize hotel rewards and enjoy automatic Gold Elite status. It also caters to moderate-to-high spenders who can leverage strong earning rates on dining and at U.S. supermarkets and meet the $15,000 annual spend to earn a Free Night Award. As our comprehensive review details, this card is ideal for those who want more than an entry-level card but don’t need the premium perks of a luxury travel card.

Alternatives to Consider

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After reviewing the Chase Sapphire Preferred vs Marriott Bonvoy Bevy comparison, you may have decided that neither card is the right fit. Fortunately, there are several other compelling travel rewards cards to consider.

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Tips for Application Success

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Before You Apply

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• Check your credit score: You’ll generally need good to excellent credit for approval.
• Review application rules: Be aware of issuer policies like the Chase 5/24 rule or Amex’s welcome offer restrictions.
• Have a redemption plan: Know how you’ll use the points, whether for travel partners or hotel elite status benefits.

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Application Strategy

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• Time your application: Plan to apply before a large purchase to help meet the welcome offer’s spending requirement.
• Use a trusted platform: Find the best available welcome offers and streamline your application with a dedicated tool.
• Decline a subpar offer: Some issuers let you see your offer before you accept, allowing you to decline without a hard credit inquiry.

Our Methodology

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We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

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Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

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Can I transfer points from the Chase Sapphire Preferred to Marriott Bonvoy?

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Yes, Chase Ultimate Rewards points earned with the Sapphire Preferred can be transferred to the Marriott Bonvoy program, typically at a 1:1 ratio. This gives you the flexibility to top off your Marriott account for a specific redemption.

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Which card is better for everyday spending?

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The Chase Sapphire Preferred generally offers more value on everyday spending categories like dining and online groceries. The Marriott Bonvoy Bevy's earning structure is more focused on purchases at Marriott properties and a few other specific categories.

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Is the Marriott Bonvoy Bevy card worth it if I don't stay at Marriott hotels often?

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If you are not a frequent guest at Marriott Bonvoy hotels, you may find it difficult to maximize the value of the Marriott Bonvoy Bevy card. A more general travel card like the Sapphire Preferred might be a better fit for travelers who value flexibility.

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