United Club Infinite vs Amex Green: Which Is Better In 2025?

American Express® Green Card Breakdown

‍

[[ SINGLE_CARD * {"id": "120", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Travel Rewards", "headerHint" : "Best for Frequent Travelers" } ]]

‍

Why We Like It

‍

Here’s a breakdown of why the American Express® Green Card (See Rates & Fees) is a compelling option for many travelers.

‍

• You'll earn bonus points across a uniquely broad range of travel and dining purchases.
• The points program offers excellent flexibility, allowing you to transfer points to many popular airline and hotel partners.
• It includes valuable statement credits for travel services and trip delay insurance for peace of mind (Terms apply).

‍

_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

‍

Pros

‍

• Generous rewards on travel and dining: The card offers high earning rates on a uniquely broad definition of travel—including everything from airfare and hotels to campgrounds and rideshares—plus restaurants worldwide.
• Flexible points program: Membership Rewards points can be transferred to a long list of airline and hotel partners, offering the potential for high-value redemptions.
• Valuable travel perks: Cardholders receive annual statement credits that can cover the cost of services like CLEAR Plus, along with travel protections like trip delay insurance. Terms apply.

‍

Cons

‍

• Annual fee may outweigh perks: The card has an annual fee, and its travel credits are for specific services that may not appeal to everyone. Additionally, a key lounge access benefit is being discontinued, which reduces its value. Terms apply.
• Maximizing rewards takes effort: To get the most out of your points, you'll need to transfer them to travel partners, as some redemption options offer poor value.

American Express® Green Card vs United Club

‍

Categories

‍

Deciding between a premium airline card and a flexible travel card can be tough. To help you figure out which is better, United Club Infinite or Amex Green, we've broken down what each card offers and who it's best for.

‍

• The United Club℠ Infinite Card is built for frequent United Airlines flyers and loyalists who prioritize airport comfort and premium travel experiences. It is particularly valuable for travelers who want lounge access and other benefits tied directly to the airline.
• American Express® Green Card is best for travelers and diners who want to earn rewards on a wide range of travel and restaurant purchases worldwide. This card is a strong choice for those who can maximize value by transferring points to various airline and hotel partners.

‍

Redemption

‍

United Club℠ Infinite Card: Rewards are earned as United MileagePlus miles, which are primarily redeemed for flights with United and its extensive network of Star Alliance partner airlines. Miles can also be used for other travel-related purchases, such as seat upgrades and in-flight amenities.

‍

American Express® Green Card: This card earns Membership Rewards points, which are known for their flexibility. You can transfer points to a wide variety of airline and hotel partners, book travel through the Amex portal, or redeem them for statement credits and gift cards.

‍

Travel Perks

‍

• United Club℠ Infinite Card: This card's ecosystem is centered entirely around United Airlines. Cardholders receive a full United Club membership, granting access to United Club locations and participating Star Alliance lounges worldwide. It also offers Premier Access services, which include priority check-in, security screening, baggage handling, and boarding. The card has no foreign transaction fees and includes two free checked bags for the cardholder and a companion on the same reservation.
• American Express® Green Card: The Amex Green Card offers a more flexible travel ecosystem. It provides an annual credit for CLEAR Plus to speed through airport security and a credit for LoungeBuddy to purchase lounge access on a per-visit basis. Cardholders can book travel through the versatile American Express Travel portal or transfer points to various partners. The card also comes with no foreign transaction fees. Terms Apply.

‍

Compare Top Rated Credit Cards with Kudos

‍

To find the best card for your wallet, you can use a tool like Kudos to compare top-rated cards based on your own spending.

‍

• Test drive credit cards: Use your real spending data to see personalized earnings projections before you apply, without impacting your credit score.
• Approval odds analysis: Get a detailed analysis of your approval chances based on your credit report.
• Welcome offer guarantee: If you find a better welcome offer within three months of getting a new card, Kudos will match it.
• Sign-up bonus tracking: Monitor your progress toward earning new card sign-up bonuses for free.
• Kudos Boost rewards: Earn extra rewards when you shop at your favorite stores.

Who Should Choose the United Club?

‍

The United Club℠ Card is tailored for frequent United Airlines flyers who want to elevate their travel experience with premium benefits. This includes both business travelers who are constantly on the move and leisure travelers who value airport lounge access and free checked bags for themselves and a companion. It's also an excellent fit for loyal customers chasing MileagePlus Premier status, as the card allows you to earn Premier Qualifying Points (PQPs) through spending.

Who Should Choose the American Express® Green Card?

‍

The American Express® Green Card is a great fit for frequent travelers and diners who are willing to maximize the value of transferable points and travel credits. This cardholder spends consistently on a wide array of travel purchases and at restaurants worldwide, capitalizing on the card's 3X points categories. Ultimately, this person is comfortable with the $150 annual fee, knowing they can offset it by using the card’s statement credits and redeeming points for high-value travel with airline and hotel partners.

Alternatives to Consider

‍

If the United Club Infinite Card vs. American Express® Green Card matchup doesn't produce a clear winner for your wallet, several other compelling travel cards are worth considering.

‍

[[ COMPARE_CARD * {"ids": ["2888", "2894"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Luxurious Travel Benefits", "2% Cash Back"]} ]]

Tips for Application Success

‍

Before You Apply

‍

• Check your credit score – Most premium travel cards require good to excellent credit for approval.
• Review your habits – Ensure your typical spending and travel patterns align with the card’s key benefits.
• Have a redemption plan – Know how you plan to use the rewards and credits to justify the card’s costs.

‍

Application Strategy

‍

• Know the issuer rules – Be aware of unwritten guidelines like Chase’s 5/24 rule or Amex’s once-per-lifetime bonus policy.
• Time your application – Apply before a large planned purchase to help meet the minimum spend for the welcome offer.
• Be patient and persistent – If you don’t get the best offer initially, try applying through different channels or at a later time.

Our Methodology

‍

We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

‍

Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

‍

What are the annual fees for the United Club Infinite Card and the American Express Green Card?

‍

The United Club℠ Infinite Card has a $525 annual fee, while the American Express® Green Card has a $150 annual fee. These fees grant access to different sets of benefits tailored to different types of travelers.

‍

Which card is better for lounge access?

‍

The United Club℠ Infinite Card is superior for lounge access, as it includes a full United Club membership. The American Express® Green Card offers an annual statement credit of up to $100 for LoungeBuddy purchases, which can be used to buy single-visit lounge passes.

‍

Can I transfer points from these cards to airline partners?

‍

The American Express® Green Card earns Membership Rewards points, which can be transferred to a wide array of airline and hotel partners. The United Club℠ Infinite Card earns United MileagePlus miles directly, which can be redeemed for flights on United and its Star Alliance partner airlines.

‍