United Quest vs Delta SkyMiles Platinum: Which Is Better In 2026?
Enter your ZIP code
+120 more
+120 more

How it works

Enter ZIP

Start by entering your ZIP code so we can find the best local rates.

Personalize

Enter a few quick details to personalize your quotes.

Compare

Instantly see side-by-side quotes from top providers.

Save

Choose the best option and start saving in minutes.

Why compare with Kudos?

Serious savings

Users save up to $1,025† on annual premiums when they compare with Kudos.

Discounts

Your best rates are just a few clicks away.

No hidden fees. No catch

What you see is what you get. Compare real quotes in one place.

Buy online or over the phone

We empower you to buy insurance the way you want to.
Get Started →

Ready to Save?

Use code:
GET70

to save $70 when you sign up:

$50 off a Premium plan

$20 back after your first eligible Kudos Boost purchase of $30+

Get Started For Free
Level up your card search
Create a Kudos account to level up your card search experience
$100 Kudos Kickstart+: Unlock $100 in Kickstart+ by adding select eligible cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report
$100 Kudos Kickstart+
Welcome offer guarantee
Comprehensive approval odds
Get Started For Free
Use code:
GET70

to save $70 when you sign up:

$50 off a Premium plan

$20 back after your first eligible Kudos Boost purchase of $30+

Get Started For Free
Join 400,000+ members simplifying their finances & maximizing their card rewards
Join 400,000+ members simplifying their finances
Maximize card rewards
Stay on top of your finances
Discover new credit cards
A black x icon
Get Started For Free
A hamburger menu for page navigation
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

United Quest vs Delta SkyMiles Platinum: Which Is Better In 2026?

Choosing between two top airline credit cards can be a tough choice for any frequent flyer.

July 1, 2025

Small Kudos square logoAn upside down carrot icon
Image representing financial and credit card concepts.

Editor's Picks

  • The United Quest℠ Card is best for frequent United Airlines flyers who want to earn bonus miles on travel and dining while enjoying premium travel perks.
  • The Delta SkyMiles® Platinum American Express Card is great for loyal Delta flyers looking to earn miles on travel, dining, and at U.S. supermarkets, while also benefiting from a valuable annual companion certificate.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

United Quest Breakdown

[[ SINGLE_CARD * {"id": "2892", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Mid-Tier Choice Card" } ]]

An icon of a lightbulb
Kudos Tip

Delta SkyMiles® Platinum American Express Breakdown

[[ SINGLE_CARD * {"id": "789", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Convenient Travels"} ]]

More:

Delta SkyMiles® Platinum American Express vs United Quest

Categories

Deciding which is better, United Quest or Delta SkyMiles Platinum, often comes down to your specific airline loyalty and travel habits. Both cards are designed for frequent flyers but cater to different airline ecosystems and offer distinct perks.

  • United Quest℠ Card: This is a premium, mid-tier choice for frequent United Airlines travelers. It offers robust travel perks and strong earning potential within the MileagePlus program.
  • Delta SkyMiles® Platinum American Express Card: This card is built for frequent travelers loyal to Delta. It provides a convenient travel experience with benefits geared toward earning status and rewards within the SkyMiles program.

Redemption

United Quest℠ Card: Rewards are redeemed through the United MileagePlus program, allowing you to use points for award flights on United and its Star Alliance partners, as well as for upgrades and other travel purchases.

Delta SkyMiles® Platinum American Express Card: Miles are redeemed via the Delta SkyMiles program for flights with Delta and its airline partners, upgrades to premium cabins, and other travel experiences like Delta Vacations.

Compare Top Rated Credit Cards with Kudos

If you're looking to simplify the decision-making process, a tool like Kudos can help you compare top-rated cards based on your own spending habits.

  • Test Drive Cards: Kudos offers a unique “Test Drive” feature that lets you simulate potential earnings from a new credit card using your actual spending data—all before you apply and without impacting your credit score.
  • Personalized Recommendations: The platform analyzes your transaction history to recommend cards that will genuinely maximize your rewards based on where you spend your money.
  • Unified Wallet: You can manage all your credit cards in one place, making it easier to track spending, monitor perks, and stay on top of your finances.
  • Exclusive Bonuses: Registered users can access special offers, including welcome offer guarantees and additional rewards for shopping at partner stores.

Who Should Choose the United Quest?

The United Quest℠ Card is tailor-made for frequent United Airlines flyers who are invested in the MileagePlus loyalty program.

Who Should Choose the Delta SkyMiles® Platinum American Express?

The Delta SkyMiles® Platinum American Express card is an excellent choice for dedicated Delta loyalists who fly with the airline several times per year.

Alternatives to Consider

If our comparison of the United Quest℠ Card vs. the Delta SkyMiles® Platinum American Express Card has you feeling like neither is the perfect co-pilot for your travel goals, don't worry. There are other excellent travel rewards cards on the market that might be a better fit for your wallet and your wanderlust.

[[ COMPARE_CARD * {"ids": ["509", "118"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Exceptional Value", "Generous Travel Rewards"]} ]]

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Tips for Application Success

Before You Apply

  • Check your credit score: Most premium travel cards require a good to excellent credit history for approval.
  • Plan your spending: Ensure you can naturally meet any spending requirements for welcome offers or annual benefits.
  • Review the card’s ecosystem: Co-branded cards offer the most value when you are loyal to that specific airline or hotel partner.

Application Strategy

  • Know the issuer’s rules: Be aware of application policies that may affect your eligibility for a new card or its welcome offer.
  • Time your application strategically: Align your application with large planned purchases to help meet spending requirements for a welcome offer.
  • Look for pre-approval tools: Many card issuers offer tools to see if you’re pre-qualified without impacting your credit score.

Our Methodology

We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

Which card is better if I fly with partner airlines?

The United Quest℠ Card is part of the Star Alliance network, while the Delta SkyMiles® Platinum American Express Card is tied to the SkyTeam alliance. Your choice should depend on which airline alliance offers more convenient routes and partners for your travel patterns.

Do either of these cards offer airport lounge access?

The Delta SkyMiles® Platinum American Express Card allows cardholders to pay a per-visit fee to access Delta Sky Clubs when flying with Delta; terms apply. The United Quest℠ Card does not include any lounge access benefits.

Is there a companion ticket benefit with these cards?

Yes, the Delta SkyMiles® Platinum American Express Card offers a Companion Certificate each year upon card renewal, which is valid for one round-trip domestic Main Cabin flight; note that taxes, fees, and terms apply. The United Quest℠ Card does not offer a similar companion ticket benefit.

Unlock your extra benefits when you become a Kudos member

$100 Kudos Kickstart+: Unlock $100 in Kickstart+ Rewards by adding select approved cards to your Kudos Wallet.
Welcome offer guarantee: Found a better public welcome offer in your first 3 months? We'll match it.
Approval odds: See exactly which cards you'll likely qualify for, based on your credit report.
Create a free account
Save up to $70 when you join Kudos with code GET70$50 off Kudos Premium, plus $20 after your first eligible Kudos Boost purchase of $30+

Turn your online shopping into even more rewards

Stack your rewards like a pro: Earn even more, on top of your credit card’s rewards, just by shopping with Kudos.
Maximize rewards without thinking twice: At checkout, Kudos autofills your best card, so you always earn the most rewards.
Add to Chrome—it’s Free
Maximize your wallet beyond shopping. Kudos helps you track your spending, stay on top of your credit card perks, and provides you actionable insights based on your spend.

Join over 400,000 members simplifying their finances

Maximize card rewards: Earn Kudos Boost rewards when you shop at your favorite stores.
Stay on top of your finances: Monitor your transactions, spend, and credit score.
Discover new credit cards: Get personally matched for a card that will earn you the most based on your spend history.
Create a free account
Save up to $70 when you join Kudos with code GET70 — $50 off Kudos Premium, plus $20 after your first eligible Kudos Boost purchase of $30+

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.