Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Does Cato Fashions Take Apple Pay?
May 14, 2025

Quick Answer
No, Cato Fashions does not accept Apple Pay for purchases as of September 25, 2023. For more details on their accepted payment methods, please refer to their official website.
Alternative Payment Methods Accepted at Cato Fashions
Here's a detailed overview of the alternative payment methods accepted by Cato Fashions:
- Credit Cards: Visa, MasterCard, American Express, and Discover are accepted for both online and in-store purchases.
- Mobile Wallets: As of September 25, 2023, Cato does not accept Apple Pay or Google Pay.
- Gift Cards: Cato offers gift cards that can be purchased in-store or online, with no expiration dates and available in various denominations.
- Online vs. In-Store Payment Methods: Both online and in-store purchases accept major credit cards, Cato gift cards, and the Cato credit card.
- Contactless Payments (NFC): There is no specific information available regarding Cato's acceptance of contactless payments via NFC technology.
- Cash: Cash is accepted for in-store purchases.
- Alternative Payment Methods: Cato offers a layaway plan for in-store purchases, allowing customers to reserve items and pay over time; this option is not available for online purchases.
Cato Fashions Online Payment Options
Cato Fashions offers several convenient online payment options for their customers:
- Visa: Widely accepted credit card for secure online transactions.
- MasterCard: Popular credit card option for online purchases.
- American Express: Preferred by many for its rewards and security features.
- Discover: Known for its cashback rewards and customer service.
- Cato Gift Cards: Can be purchased online and used for any online order.
When shopping at Cato Fashions online, use Kudos to ensure you're using the credit card that will earn you the most rewards when purchasing items, as some cards offer up to 6% cash back at certain stores.
Use Kudos When You Shop Online at Cato Fashions
Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy. We focus on helping you maximize your credit card rewards:
- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
- Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Frequently Asked Questions
Does Cato Fashions accept Apple Pay?
No, as of September 25, 2023, Cato Fashions does not accept Apple Pay for purchases.
Does Cato Fashions accept Google Pay?
No, as of September 25, 2023, Cato Fashions does not accept Google Pay for purchases.
Can I use Apple Pay for online purchases at Cato Fashions?
No, Cato Fashions does not accept Apple Pay for online purchases as of September 25, 2023.
Can I use Apple Pay for in-store purchases at Cato Fashions?
No, Cato Fashions does not accept Apple Pay for in-store purchases as of September 25, 2023.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.