Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Does Kowalski's Markets Take Apple Pay?
May 14, 2025

Quick Answer
Yes, Kowalski's Markets accepts Apple Pay, allowing customers to make contactless payments using their mobile devices at all store locations.
How to Use Apple Pay at Kowalski's Markets
- Open the Wallet app on your iPhone.
- Hold your iPhone near the contactless reader.
- Authenticate using Face ID, Touch ID, or your passcode.
Alternative Payment Methods Accepted at Kowalski's Markets
At Kowalski's Markets, a variety of alternative payment methods are accepted to ensure a convenient shopping experience for all customers:
- Credit Cards: Visa, MasterCard, American Express, and Discover.
- Debit Cards: Accepted at all locations.
- Mobile Wallets: Apple Pay and Google Pay are accepted, facilitating contactless transactions.
- Checks: Personal checks are accepted at most locations.
- Cash: Accepted at all locations.
- EBT/SNAP: Electronic Benefit Transfer (EBT) and Supplemental Nutrition Assistance Program (SNAP) benefits are accepted.
- Gift Cards: Kowalski's Markets offers gift cards for purchase, which can be used for in-store purchases.
- Contactless Payment (NFC): Supports Near Field Communication (NFC) technology, allowing for contactless payments through mobile wallets like Apple Pay and Google Pay.
- Alternate Forms of Payment: Flexible Spending Account (FSA) cards for eligible items.
Kowalski's Markets Online Payment Options
When shopping online at Kowalski's Markets, customers have several convenient payment options available:
- Credit Cards: Visa, MasterCard, American Express, and Discover are accepted.
- Debit Cards: Use your bank-issued debit card for secure transactions.
- Mobile Payments: Apple Pay and Google Pay offer quick, contactless payments.
- Gift Cards: Redeem Kowalski's Markets gift cards for online purchases.
- EBT/SNAP: Eligible for online grocery orders, subject to program rules.
When shopping at Kowalski's Markets online, use Kudos to ensure you're using the credit card that will earn you the most rewards when purchasing items, as some cards offer up to 6% cash back at certain stores.
Use Kudos When You Shop Online at Kowalski's Markets
Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy. We focus on helping you maximize your credit card rewards:
- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
- Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Frequently Asked Questions
Can I use Apple Pay at all Kowalski's Markets locations?
Yes, Apple Pay is accepted at all Kowalski's Markets locations, allowing for convenient and secure contactless transactions.
Are there any restrictions on using Apple Pay for certain items at Kowalski's Markets?
No, there are no specific restrictions on using Apple Pay for any items at Kowalski's Markets. You can use it for all your purchases.
Can I use Apple Pay for online purchases at Kowalski's Markets?
Online payment options may vary, so it's best to check the specific payment methods available during the online checkout process.
Can I use Apple Pay for purchases made with Kowalski's Markets gift cards?
Yes, you can use Apple Pay to purchase items with Kowalski's Markets gift cards, making your shopping experience even more convenient.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.