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Does MoMo Take Apple Pay?
May 14, 2025

Quick Answer
No, MoMo does not accept Apple Pay. MoMo operates as a standalone e-wallet in Vietnam, offering its own payment services without integration with Apple Pay.
How to Use Apple Pay at MoMo
- Open the Wallet app on your iPhone and select your preferred payment card.
- Hold your iPhone near the contactless reader at the MoMo checkout counter.
- Authenticate the payment using Face ID, Touch ID, or your passcode.
Alternative Payment Methods Accepted at MoMo
MoMo, Vietnam's leading e-wallet, accepts a variety of alternative payment methods to cater to its diverse user base:
- Credit Cards: Visa, MasterCard, and JCB are accepted for transactions.
- Mobile Wallets: Users can link and use other popular e-wallets like ZaloPay and Moca for seamless payments.
- Bank Transfers: MoMo supports transfers from major Vietnamese banks such as Vietcombank, VietinBank, and BIDV.
- QR Code Payments: Payments can be made using the national QR code standard, VietQR, for interoperability across various platforms.
- Cash: Cash can be deposited into MoMo accounts through partnered agents and ATMs.
- Gift Cards: MoMo offers and accepts gift cards for various services and retailers.
MoMo Online Payment Options
MoMo offers a variety of online payment options to cater to the diverse needs of its users:
- Money Transfers: Send and receive money instantly to other MoMo users.
- Bill Payments: Pay utility bills, phone bills, and more directly from the app.
- Online Shopping: Make purchases from partnered e-commerce platforms seamlessly.
- Mobile Top-Up: Recharge your mobile phone with just a few taps.
- QR Code Payments: Scan QR codes to pay at participating merchants quickly and securely.
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Frequently Asked Questions
Can I use Apple Pay with MoMo in Vietnam?
No, Apple Pay and MoMo are separate payment systems. MoMo is a local e-wallet, while Apple Pay is a contactless payment method using NFC technology.
Is Apple Pay widely accepted in Vietnam?
Apple Pay is not yet widely accepted in Vietnam. While it is available, its usage is limited compared to local e-wallets like MoMo and ZaloPay.
Can I link my MoMo account to Apple Pay?
No, you cannot link your MoMo account to Apple Pay. They operate independently and do not support direct integration with each other.
Can I use Apple Pay for online shopping in Vietnam?
Apple Pay can be used for online shopping in Vietnam, but its acceptance is limited compared to local e-wallets like MoMo and ZaloPay.
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