Does Navy Federal Credit Union Take Apple Pay?
Enter your ZIP code
+120 more
+120 more

How it works

Enter ZIP

Start by entering your ZIP code so we can find the best local rates.

Personalize

Enter a few quick details to personalize your quotes.

Compare

Instantly see side-by-side quotes from top providers.

Save

Choose the best option and start saving in minutes.

Why compare with Kudos?

Serious savings

Users save up to $1,025† on annual premiums when they compare with Kudos.

Discounts

Your best rates are just a few clicks away.

No hidden fees. No catch

What you see is what you get. Compare real quotes in one place.

Buy online or over the phone

We empower you to buy insurance the way you want to.
Get Started →

Ready to Save?

Use code:
GET20

to get $20.00 back after your first eligible purchase of $30.00 or more.

Get Started For Free
Level up your card search
Create a Kudos account to level up your card search experience
$100 Kudos Kickstart+: Unlock $100 in Kickstart+ by adding select eligible cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report
$100 Kudos Kickstart+
Welcome offer guarantee
Comprehensive approval odds
Get Started For Free
Use code:
GET20

to get $20.00 back after your first eligible purchase of $30.00 or more.

Get Started For Free
Join 400,000+ members simplifying their finances & maximizing their card rewards
Join 400,000+ members simplifying their finances
Maximize card rewards
Stay on top of your finances
Discover new credit cards
A black x icon
Get Started For Free
A hamburger menu for page navigation
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Does Navy Federal Credit Union Take Apple Pay?

Discover if Navy Federal Credit Union supports Apple Pay and find top payment options.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answer

Yes, Navy Federal Credit Union accepts Apple Pay. Members can link their Navy Federal Debit Cards to Apple Pay for contactless transactions at NFC-enabled ATMs and point-of-sale terminals.

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

How to Use Apple Pay at Navy Federal Credit Union

  1. Open the Wallet app on your iPhone and select your Navy Federal card.
  2. Hold your iPhone near the contactless reader at the checkout.
  3. Authenticate the payment using Face ID, Touch ID, or your passcode.
An icon of a lightbulb
Kudos Tip

Alternative Payment Methods Accepted at Navy Federal Credit Union

Navy Federal Credit Union offers a variety of alternative payment methods to ensure members have flexible and convenient options for managing their finances.

  • Credit Cards: Navy Federal Visa Debit Cards, CUCARDs
  • Mobile Wallets: Apple Pay®, Google Pay™, Samsung Pay®
  • Cash: Cash withdrawals, cash deposits (first $200 available immediately, remaining funds by the second business day)
  • Gift Cards: Available for purchase online or at branches
More:

Navy Federal Credit Union Online Payment Options

Navy Federal Credit Union offers several online payment options through its website and mobile app:

  • Bill Pay: Schedule and pay bills directly from your account.
  • Transfers: Move funds between Navy Federal accounts or to external accounts.
  • Mobile Deposits: Deposit checks using the mobile app's camera feature.
  • Person-to-Person Payments: Send money to friends and family using Zelle®.
  • Loan Payments: Make payments on your Navy Federal loans online.

When managing your finances with Navy Federal Credit Union online, use Kudos to ensure you're maximizing your rewards. Kudos helps you identify which credit card will earn you the most points or cash back for each transaction, with some cards offering up to 6% cash back at select retailers.

Use Kudos When You Shop Online at Navy Federal Credit Union

Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy. We focus on helping you maximize your credit card rewards:

  • Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
  • Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
  • Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
  • Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.

If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase—just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Frequently Asked Questions

Can I use Apple Pay at Navy Federal ATMs?

Yes, you can use Apple Pay at Navy Federal ATMs that support NFC technology for contactless transactions.

Can I link my Navy Federal Debit Card to Apple Pay?

Yes, you can link your Navy Federal Debit Card to Apple Pay for contactless transactions at NFC-enabled ATMs and point-of-sale terminals.

Can I use Apple Pay for cardless ATM transactions at Navy Federal?

No, cardless ATM transactions at Navy Federal require the use of the Navy Federal mobile app to generate a unique QR code for authentication.

Can I use Apple Pay for online transactions with my Navy Federal Debit Card?

Yes, you can use Apple Pay for online transactions by linking your Navy Federal Debit Card to your Apple Pay digital wallet.

Unlock your extra benefits when you become a Kudos member

$100 Kudos Kickstart+: Unlock $100 in Kickstart+ Rewards by adding select approved cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Turn your online shopping into even more rewards

Stack your rewards like a pro: Earn even more, on top of your credit card’s rewards, just by shopping with Kudos.
Maximize rewards without thinking twice: At checkout, Kudos autofills your best card, so you always earn the most rewards.
Add to Chrome—it’s Free
Maximize your wallet beyond shopping. Kudos helps you track your spending, stay on top of your credit card perks, and provides you actionable insights based on your spend.

Join over 400,000 members simplifying their finances

Maximize card rewards: earn Kudos Boost rewards when you shop at your favorite stores.
Stay on top of your finances: monitor your transactions, spend, and credit score.
Discover new credit cards: get personally matched for a card that will earn you the most based on your spend history.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.