How to Get 15% Off Gift Cards with Chase Ultimate Rewards Points
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How to Get 15% Off Gift Cards with Chase Ultimate Rewards Points

Which cards qualify, best redemption options, and when points are better used elsewhere.

July 1, 2025

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Person using Chase Ultimate Rewards points to redeem discounted gift cards online in 2026

If you've been sitting on a stash of Chase Ultimate Rewards points, now's a great time to put them to work. Chase is currently offering discounts on select gift cards through the Ultimate Rewards portal, including 15% off DoorDash and One4all gift cards.

What's the Deal?

Through the Chase Ultimate Rewards gift card portal, cardholders can redeem points for gift cards at a discount:

  • DoorDash - 15% off (5,000 pts = 4,250 pts)
  • One4all - 15% off
  • The Home Depot - 10% off

You can access the deals at ultimaterewardspoints.chase.com.

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Which Cards Qualify?

Discounts may vary depending on which Chase card you have. Based on community reports:

[[ COMPARE_CARD * {"ids": ["3344", "497", "2883", "509"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Rotating Categories", "Fantastic Cash Back Perks", "Cash Back Rewards", "Exceptional Travel Value"]} ]]

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Kudos Tip

Best Ways to Redeem Credit Card Rewards Points (2026 Guide)

Pro Tip: Stack One4all for Even More Value

One4all is a multi-store gift card that can be redeemed at retailers like Home Depot. If Home Depot is only showing 10% off directly, you can grab a One4all card at 15% off and use it there instead, which works out to a better discount on Home Depot purchases.

More:

Is This a Good Use of UR Points?

It depends on your situation. Travel enthusiasts with a Sapphire card will typically get more value by transferring points to airline or hotel partners. But if you're not planning to travel, or you already have plenty of points banked, redeeming at 15% off for everyday spending like food delivery or home improvement is a solid move.

How Kudos Can Help

If you have a Chase Freedom, Sapphire, or other rewards card, Kudos helps you get more out of every purchase by showing you the best card to use at checkout. Keep track of all your cards and rewards in one place so you never miss out on points.

Download the Kudos browser extension and start getting more from your rewards today.

Offers may vary by account and are subject to change. Check the Ultimate Rewards portal for current availability.

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Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

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