Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Can You Pay Acima with A Credit Card?

Yes, you can absolutely pay your Acima lease with a credit card.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answer

Acima lease payments cannot be made with a credit card; instead, they must be processed directly from a checking account.

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Should You Pay Acima With A Credit Card?

Let's weigh the pros and cons of using a credit card for Acima payments.

Benefits

  • Rewards Programs: You can earn points, miles, or cash back on your payment, depending on your credit card.
  • Consumer Protections: Credit cards often provide robust fraud protection and dispute resolution services.
  • Payment Convenience: Using a credit card allows for easy online payments and setting up automatic recurring charges.

Costs

  • High-Interest Debt: If you don't pay the credit card balance in full, you will accrue interest, increasing your total cost.
  • Potential Fees: Some payment processors may charge a convenience fee for credit card transactions.
  • Debt Shuffling: You are moving debt from a lease-to-own service to a high-interest credit card, which can complicate your finances.
An icon of a lightbulb
Kudos Tip
More:

How to Pay Acima With A Credit Card

Paying your Acima lease-to-own bill with a credit card can be a smart move for convenience and rewards. Here’s a general guide to help you navigate the process smoothly.

  1. Confirm Acima’s Payment Policy: Before proceeding, verify that Acima accepts credit card payments for your specific lease agreement. Check their official website or contact customer service to inquire about accepted card types and any potential processing fees.

  2. Choose the Right Card: To make the most of your payment, select a credit card that offers rewards or benefits for this type of transaction. You can use Kudos' explore cards tool to find a card that best fits your spending habits.

  3. Make the Payment Online: Log in to your account on the Acima customer portal. Navigate to the payment section, select the credit card payment option, and securely enter your card information as prompted to submit your payment.

  4. Verify the Transaction: After making the payment, look for a confirmation receipt from Acima. It's also wise to check your credit card statement within a few business days to ensure the payment was processed correctly.

More:

Impact On Your Credit Score

Using a credit card for your Acima payments can influence your credit score in a few different ways. It's important to consider the potential outcomes before proceeding.

  • Credit Utilization Ratio. This ratio measures your credit card balance against your total credit limit. Using your card for Acima payments increases your balance, which can raise this ratio and potentially lower your score.
  • Payment History. Making consistent, on-time credit card payments can positively affect your credit history. Conversely, any missed payments will be reported to credit bureaus and could damage your score.
  • Hard Inquiries. If you apply for a new credit card to cover your payments, it will trigger a hard inquiry. This can cause a temporary, minor dip in your overall credit score.

Alternative Ways To Pay Acima

Pay by Phone

For those who prefer not to handle payments online, Acima offers a direct payment option over the phone. You can contact their customer service department and provide your payment information to a representative. This method allows you to use a debit card or bank account information to complete the transaction securely without navigating the website or mobile app, offering a more traditional payment experience.

Automatic Payments

To avoid manual transactions, you can configure automatic payments through your account settings. By enabling autopay, your scheduled payments will be automatically deducted from your linked bank account or debit card on the due date. This approach ensures timely payments and helps you avoid late fees without requiring you to log in for each payment cycle, providing a convenient, hands-off alternative.

Choose the Right Card to Pay Acima

Paying off your Acima Leasing agreement is a smart financial move, and using the right credit card can make it even more rewarding. With nearly 3,000 cards in its database, the Kudos Explore Tool helps you cut through the noise. It offers personalized recommendations and side-by-side comparisons so you can find the best card for your specific situation, whether you're prioritizing low interest, cash back, or travel points.

If you want to get more from your credit cards, Kudos is the premier free tool for online shoppers. We're also offering $20 back after your first eligible purchase when you sign-up for free with the code 'GET20' and make a purchase at a Boost merchant.

Frequently Asked Questions

What types of credit cards does Acima accept?

Acima generally accepts all major credit cards, including Visa, Mastercard, American Express, and Discover for your payments.

Are there any fees for paying with a credit card?

Typically, Acima does not charge processing fees for credit card payments, but always confirm with your card provider.

How do I make a credit card payment to Acima?

You can make a credit card payment through the Acima customer portal online or by using their mobile app.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Can You Pay Acima with A Credit Card?

Yes, you can absolutely pay your Acima lease with a credit card.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answer

Acima lease payments cannot be made with a credit card; instead, they must be processed directly from a checking account.

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Should You Pay Acima With A Credit Card?

Let's weigh the pros and cons of using a credit card for Acima payments.

Benefits

  • Rewards Programs: You can earn points, miles, or cash back on your payment, depending on your credit card.
  • Consumer Protections: Credit cards often provide robust fraud protection and dispute resolution services.
  • Payment Convenience: Using a credit card allows for easy online payments and setting up automatic recurring charges.

Costs

  • High-Interest Debt: If you don't pay the credit card balance in full, you will accrue interest, increasing your total cost.
  • Potential Fees: Some payment processors may charge a convenience fee for credit card transactions.
  • Debt Shuffling: You are moving debt from a lease-to-own service to a high-interest credit card, which can complicate your finances.
An icon of a lightbulb
Kudos Tip
More:

How to Pay Acima With A Credit Card

Paying your Acima lease-to-own bill with a credit card can be a smart move for convenience and rewards. Here’s a general guide to help you navigate the process smoothly.

  1. Confirm Acima’s Payment Policy: Before proceeding, verify that Acima accepts credit card payments for your specific lease agreement. Check their official website or contact customer service to inquire about accepted card types and any potential processing fees.

  2. Choose the Right Card: To make the most of your payment, select a credit card that offers rewards or benefits for this type of transaction. You can use Kudos' explore cards tool to find a card that best fits your spending habits.

  3. Make the Payment Online: Log in to your account on the Acima customer portal. Navigate to the payment section, select the credit card payment option, and securely enter your card information as prompted to submit your payment.

  4. Verify the Transaction: After making the payment, look for a confirmation receipt from Acima. It's also wise to check your credit card statement within a few business days to ensure the payment was processed correctly.

More:

Impact On Your Credit Score

Using a credit card for your Acima payments can influence your credit score in a few different ways. It's important to consider the potential outcomes before proceeding.

  • Credit Utilization Ratio. This ratio measures your credit card balance against your total credit limit. Using your card for Acima payments increases your balance, which can raise this ratio and potentially lower your score.
  • Payment History. Making consistent, on-time credit card payments can positively affect your credit history. Conversely, any missed payments will be reported to credit bureaus and could damage your score.
  • Hard Inquiries. If you apply for a new credit card to cover your payments, it will trigger a hard inquiry. This can cause a temporary, minor dip in your overall credit score.

Alternative Ways To Pay Acima

Pay by Phone

For those who prefer not to handle payments online, Acima offers a direct payment option over the phone. You can contact their customer service department and provide your payment information to a representative. This method allows you to use a debit card or bank account information to complete the transaction securely without navigating the website or mobile app, offering a more traditional payment experience.

Automatic Payments

To avoid manual transactions, you can configure automatic payments through your account settings. By enabling autopay, your scheduled payments will be automatically deducted from your linked bank account or debit card on the due date. This approach ensures timely payments and helps you avoid late fees without requiring you to log in for each payment cycle, providing a convenient, hands-off alternative.

Choose the Right Card to Pay Acima

Paying off your Acima Leasing agreement is a smart financial move, and using the right credit card can make it even more rewarding. With nearly 3,000 cards in its database, the Kudos Explore Tool helps you cut through the noise. It offers personalized recommendations and side-by-side comparisons so you can find the best card for your specific situation, whether you're prioritizing low interest, cash back, or travel points.

If you want to get more from your credit cards, Kudos is the premier free tool for online shoppers. We're also offering $20 back after your first eligible purchase when you sign-up for free with the code 'GET20' and make a purchase at a Boost merchant.

Frequently Asked Questions

What types of credit cards does Acima accept?

Acima generally accepts all major credit cards, including Visa, Mastercard, American Express, and Discover for your payments.

Are there any fees for paying with a credit card?

Typically, Acima does not charge processing fees for credit card payments, but always confirm with your card provider.

How do I make a credit card payment to Acima?

You can make a credit card payment through the Acima customer portal online or by using their mobile app.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Can You Pay Acima with A Credit Card?

Yes, you can absolutely pay your Acima lease with a credit card.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answer

Acima lease payments cannot be made with a credit card; instead, they must be processed directly from a checking account.

More:

Should You Pay Acima With A Credit Card?

Let's weigh the pros and cons of using a credit card for Acima payments.

Benefits

  • Rewards Programs: You can earn points, miles, or cash back on your payment, depending on your credit card.
  • Consumer Protections: Credit cards often provide robust fraud protection and dispute resolution services.
  • Payment Convenience: Using a credit card allows for easy online payments and setting up automatic recurring charges.

Costs

  • High-Interest Debt: If you don't pay the credit card balance in full, you will accrue interest, increasing your total cost.
  • Potential Fees: Some payment processors may charge a convenience fee for credit card transactions.
  • Debt Shuffling: You are moving debt from a lease-to-own service to a high-interest credit card, which can complicate your finances.
An icon of a lightbulb
Kudos Tip
More:

How to Pay Acima With A Credit Card

Paying your Acima lease-to-own bill with a credit card can be a smart move for convenience and rewards. Here’s a general guide to help you navigate the process smoothly.

  1. Confirm Acima’s Payment Policy: Before proceeding, verify that Acima accepts credit card payments for your specific lease agreement. Check their official website or contact customer service to inquire about accepted card types and any potential processing fees.

  2. Choose the Right Card: To make the most of your payment, select a credit card that offers rewards or benefits for this type of transaction. You can use Kudos' explore cards tool to find a card that best fits your spending habits.

  3. Make the Payment Online: Log in to your account on the Acima customer portal. Navigate to the payment section, select the credit card payment option, and securely enter your card information as prompted to submit your payment.

  4. Verify the Transaction: After making the payment, look for a confirmation receipt from Acima. It's also wise to check your credit card statement within a few business days to ensure the payment was processed correctly.

More:

Impact On Your Credit Score

Using a credit card for your Acima payments can influence your credit score in a few different ways. It's important to consider the potential outcomes before proceeding.

  • Credit Utilization Ratio. This ratio measures your credit card balance against your total credit limit. Using your card for Acima payments increases your balance, which can raise this ratio and potentially lower your score.
  • Payment History. Making consistent, on-time credit card payments can positively affect your credit history. Conversely, any missed payments will be reported to credit bureaus and could damage your score.
  • Hard Inquiries. If you apply for a new credit card to cover your payments, it will trigger a hard inquiry. This can cause a temporary, minor dip in your overall credit score.

Alternative Ways To Pay Acima

Pay by Phone

For those who prefer not to handle payments online, Acima offers a direct payment option over the phone. You can contact their customer service department and provide your payment information to a representative. This method allows you to use a debit card or bank account information to complete the transaction securely without navigating the website or mobile app, offering a more traditional payment experience.

Automatic Payments

To avoid manual transactions, you can configure automatic payments through your account settings. By enabling autopay, your scheduled payments will be automatically deducted from your linked bank account or debit card on the due date. This approach ensures timely payments and helps you avoid late fees without requiring you to log in for each payment cycle, providing a convenient, hands-off alternative.

Choose the Right Card to Pay Acima

Paying off your Acima Leasing agreement is a smart financial move, and using the right credit card can make it even more rewarding. With nearly 3,000 cards in its database, the Kudos Explore Tool helps you cut through the noise. It offers personalized recommendations and side-by-side comparisons so you can find the best card for your specific situation, whether you're prioritizing low interest, cash back, or travel points.

If you want to get more from your credit cards, Kudos is the premier free tool for online shoppers. We're also offering $20 back after your first eligible purchase when you sign-up for free with the code 'GET20' and make a purchase at a Boost merchant.

Frequently Asked Questions

What types of credit cards does Acima accept?

Acima generally accepts all major credit cards, including Visa, Mastercard, American Express, and Discover for your payments.

Are there any fees for paying with a credit card?

Typically, Acima does not charge processing fees for credit card payments, but always confirm with your card provider.

How do I make a credit card payment to Acima?

You can make a credit card payment through the Acima customer portal online or by using their mobile app.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Can You Pay Acima with A Credit Card?

Yes, you can absolutely pay your Acima lease with a credit card.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answer

Acima lease payments cannot be made with a credit card; instead, they must be processed directly from a checking account.

More:

Should You Pay Acima With A Credit Card?

Let's weigh the pros and cons of using a credit card for Acima payments.

Benefits

  • Rewards Programs: You can earn points, miles, or cash back on your payment, depending on your credit card.
  • Consumer Protections: Credit cards often provide robust fraud protection and dispute resolution services.
  • Payment Convenience: Using a credit card allows for easy online payments and setting up automatic recurring charges.

Costs

  • High-Interest Debt: If you don't pay the credit card balance in full, you will accrue interest, increasing your total cost.
  • Potential Fees: Some payment processors may charge a convenience fee for credit card transactions.
  • Debt Shuffling: You are moving debt from a lease-to-own service to a high-interest credit card, which can complicate your finances.
An icon of a lightbulb
Kudos Tip
More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

How to Pay Acima With A Credit Card

Paying your Acima lease-to-own bill with a credit card can be a smart move for convenience and rewards. Here’s a general guide to help you navigate the process smoothly.

  1. Confirm Acima’s Payment Policy: Before proceeding, verify that Acima accepts credit card payments for your specific lease agreement. Check their official website or contact customer service to inquire about accepted card types and any potential processing fees.

  2. Choose the Right Card: To make the most of your payment, select a credit card that offers rewards or benefits for this type of transaction. You can use Kudos' explore cards tool to find a card that best fits your spending habits.

  3. Make the Payment Online: Log in to your account on the Acima customer portal. Navigate to the payment section, select the credit card payment option, and securely enter your card information as prompted to submit your payment.

  4. Verify the Transaction: After making the payment, look for a confirmation receipt from Acima. It's also wise to check your credit card statement within a few business days to ensure the payment was processed correctly.

More:

Impact On Your Credit Score

Using a credit card for your Acima payments can influence your credit score in a few different ways. It's important to consider the potential outcomes before proceeding.

  • Credit Utilization Ratio. This ratio measures your credit card balance against your total credit limit. Using your card for Acima payments increases your balance, which can raise this ratio and potentially lower your score.
  • Payment History. Making consistent, on-time credit card payments can positively affect your credit history. Conversely, any missed payments will be reported to credit bureaus and could damage your score.
  • Hard Inquiries. If you apply for a new credit card to cover your payments, it will trigger a hard inquiry. This can cause a temporary, minor dip in your overall credit score.

Alternative Ways To Pay Acima

Pay by Phone

For those who prefer not to handle payments online, Acima offers a direct payment option over the phone. You can contact their customer service department and provide your payment information to a representative. This method allows you to use a debit card or bank account information to complete the transaction securely without navigating the website or mobile app, offering a more traditional payment experience.

Automatic Payments

To avoid manual transactions, you can configure automatic payments through your account settings. By enabling autopay, your scheduled payments will be automatically deducted from your linked bank account or debit card on the due date. This approach ensures timely payments and helps you avoid late fees without requiring you to log in for each payment cycle, providing a convenient, hands-off alternative.

Choose the Right Card to Pay Acima

Paying off your Acima Leasing agreement is a smart financial move, and using the right credit card can make it even more rewarding. With nearly 3,000 cards in its database, the Kudos Explore Tool helps you cut through the noise. It offers personalized recommendations and side-by-side comparisons so you can find the best card for your specific situation, whether you're prioritizing low interest, cash back, or travel points.

If you want to get more from your credit cards, Kudos is the premier free tool for online shoppers. We're also offering $20 back after your first eligible purchase when you sign-up for free with the code 'GET20' and make a purchase at a Boost merchant.

Frequently Asked Questions

What types of credit cards does Acima accept?

Acima generally accepts all major credit cards, including Visa, Mastercard, American Express, and Discover for your payments.

Are there any fees for paying with a credit card?

Typically, Acima does not charge processing fees for credit card payments, but always confirm with your card provider.

How do I make a credit card payment to Acima?

You can make a credit card payment through the Acima customer portal online or by using their mobile app.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.