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Savewise Review: Maximize Your Rewards With Smart Stacking Tools
July 1, 2025
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If you want to get more value out of your everyday spending, use a rewards credit card and a few cash-back portals, such as Kudos, Rakuten, and TopCashback. But comparing them to get the best value can be tedious. Savewise, a rewards aggregator, allows users to compare offers across credit cards and cash-back portals to find the top deals in a single place. Users can also stack rewards, view historical trends, and set alerts to unlock the best deals.
In our review, we'll cover the details of what Savewise can do and how you can use it to maximize rewards.
What Is Savewise?
Savewise is a rewards aggregator designed to help you find the best rewards return for your spending. Savewise doesn't issue rewards but aggregates deals from shopping portals. It's particularly useful for stacking offers, such as Amex Offers, with portals like Kudos, to get the best payout.
It recently added new features, including automatic activation for major card-linked offers and full-year offer history.
Savewise is great for:
- Casual shoppers who want to check which portal offers the most cash-back or points. You can set up alerts for your favorite retailers and check Savewise before you make a purchase.
- Credit card users who want to stack cash-back portal offers with credit card rewards and airline miles. You can spot stacking opportunities and card-linked offers.
Savewise is similar to CashbackMonitor.com, though Savewise includes stackable card-linked offers with Amex and Chase and automatic activation of offers with the Pro account, which costs $70 annually or $149 if you want it forever
How Savewise Works
Start by searching for a retailer, such as Nike, to see which shopping portals and card offers have the highest cash-back, points, or miles. Then, click your preferred portal to shop.
You can set a retailer as a favorite and set alerts for deals for each retailer. Savewise flags card-linked offers, including stacking opportunities, if you've added your Amex or Chase account. Some stores offer discounted gift cards on the Savewise platform, and you can earn points by purchasing them. Let’s jump into the features on Savewise that can help you save money and earn more rewards when you shop online.
Compare Offers Across Portals
You can compare payouts from major portals, including Kudos, Rakuten, TopCashback, ShopBack, Rove Miles, and SimplyMiles, while toggling between earning types. With Savewise Pro, it's possible to customize how much you value earning types. You can also save preferences in your profile to filter out portals you don't use and highlight your preferred portals first in every search.
Kudos often stands out among portals for its AI-powered card optimization that helps you automatically use the best credit card for maximum rewards at each merchant.
Card Offers Index
With the Savewise card offers section, you can search for real-time card-linked offers. You can see available Amex Offers and Chase Offers, including the offer, minimum spend required, maximum reward available, the expiration date, and which of your cards the offer applies to.
For example, you can connect your Chase Business account and see offers for your Ink Business Preferred® Credit Card and UnitedSM Business Card.
[[ COMPARE_CARD * {"ids": ["1100", "2403"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Valuable Rewards", "Strong Business Perks"]} ]]
Automatically Activate Card Offers
Logging in to your credit card account to add Amex Offers or Chase Offers one by one is a chore. With Savewise Pro, you can automatically activate card-linked offers from Amex and Chase. Support is coming soon for Citi Merchant Offers and My Wells Fargo Deals. You can also add offers from portals like Rakuten In-Store and SimplyMiles.
In the card offers dashboard, you can search, sort, and filter your Amex and Chase deals to see what's live, expiring, and stackable.
If you use the Savewise browser extension, it can auto-activate grocery store offers at more than 2,300 stores in the U.S.
Offer Stacking
In the Savewise Offer Stacking HQ, you can see a list of stores with stackable offers. For example, you could earn rewards with Kudos while also taking advantage of a $100 cash-back with Amex.
You can sort through offers for stacking with various combinations of portals and card-linked offers.
You can see the store, side-by-side offers, and expiration dates for all deals.
Offer History
Savewise offers up to a year of historical data on offer payouts. That can help you identify whether an offer is rare and worth redeeming or if you should hold out for a better deal. With a free account, you see 2 weeks of offers, or up to 365 days with a Pro account.
Product Search
If you're shopping for a specific item, you can use Savewise's product search to see which store and portal combination offers the best value. The search also shows whether an offer is stackable and if there's a card offer available to you, even if it's just standard rewards earning.
Alerts and Favorites
Waiting on a good deal? You can set alerts for your favorite stores and reward types, with multiple alerts per store. You can set an offer rate threshold and offer type, as well as an expiration date for how long you want to get alerts for the store.
Pro users get notifications for stacking opportunities. Savewise sends weekly emails with card-linked offers at your saved stores.
Browser Extension
The Savewise browser extension (available on Chrome, Safari, and Firefox) can help you earn rewards without remembering to visit Savewise first. The extension pops up any time you visit a store with a deal, allowing you to activate card offers as you shop.
Special Kudos Offer Through Savewise
If you're new to Kudos, signing up through Savewise comes with an exclusive bonus. When you sign up for Kudos through Savewise and enter referral code SAVEWISE_KUDOS, you'll earn $30 when you spend $30 or more at a partnered store (Kudos partners with over 15,000 stores). This is a great way to maximize your rewards right from the start while using Savewise to compare the best portal offers.
Kudos is particularly valuable because it goes beyond traditional cash-back portals by using AI to automatically recommend which credit card to use at each merchant for maximum rewards. This means you're optimizing both your portal earnings and your credit card rewards at the same time.
Savewise Pricing
Savewise offers a free and paid membership tier. The Pro membership is $70 per year, paid annually, or $149 for a lifetime membership with a one-time payment.
Here's how those features stack up:
Savewise Free:
- Compare all portals
- 14 days of offer history
- 3 alerts
- Sync Amex Offers and Chase Offers
Savewise Pro:
- Compare all portals
- 365 days of offer history
- Unlimited alerts
- Sync Amex Offers and Chase Offers
- Browser extension
- Custom points valuations
- Favorite portal filtering
Is Savewise Pro Worth It?
Whether Savewise Pro is worth it depends on how much you want to maximize rewards earning, but it can pay for itself if you take advantage of offers frequently. You might benefit from Savewise Pro if you want to:
- Track multiple rewards programs
- Automate card offer activations
- View extended offer history
- Get alerts for numerous offers
- Frequently shop online for deals
If you only check offers occasionally, a free plan can offer good value without the expense.
Savewise has a refer-a-friend program, offering 1 free month of Savewise Pro when your referral signs up and installs the browser extension.
Final Thoughts
Though you won't earn rewards directly from Savewise, it can be a helpful tool for identifying the best rewards for every online purchase. You can use it to compare online shopping portals, with Kudos being a standout option for its intelligent card optimization features alongside traditional portals like Rakuten and TopCashback. Savewise also helps you stack credit card-linked offers and search for deals on specific products and retailers.
The free version is enough for casual users who want to see which portal offers the best payout before making a purchase. If you want to make the most of it, a Pro plan can help you automate with automatically activated offers, customized point valuations, and a year-long offer history.
For the best overall rewards experience, consider pairing Savewise with Kudos to benefit from both comprehensive offer comparison and AI-powered card recommendations. Don't forget to use referral code SAVEWISE when signing up for Kudos to earn your $30 bonus.
Frequently Asked Questions
What is Savewise?
Savewise is a comparison tool that helps you identify rewards for online shopping. It aggregates offers from online shopping portals like Kudos, Rakuten, and TopCashback, as well as card-linked offers from Amex and Chase. Although you don't earn rewards from Savewise, it can direct you to the best place to shop to earn maximum rewards.
What features are included with Savewise Free vs. Pro?
With the free plan, you can compare portals, set limited alerts, and view up to 14 days of offer history. You can also sync your offers on Amex and Chase accounts. Savewise Pro unlocks features including auto-activation of card-linked offers, 365 days of offer history, unlimited alerts, custom points valuations, and favorite portal filtering.
Can I stack rewards with Savewise?
Yes, you can identify stacking opportunities with Savewise, combining shopping portal offers with linked credit card offers. For example, you can use Kudos for portal rewards while also earning Amex Offers.
Is it safe to sync my card information with Savewise?
It's safe to sync your card information with Savewise, as it uses encrypted and secure methods. You don't provide your actual card numbers to Savewise. It's possible to use Savewise without syncing cards, but you can't see card-linked offers unless you sync a card account.
Can I earn rewards from Savewise?
Savewise doesn't issue rewards, but you can click through to portals such as Kudos, Rakuten, and TopCashback using Savewise to earn points or cash back.
How do I get the Kudos bonus through Savewise?
Sign up for Kudos through Savewise and enter referral code SAVEWISE_KUDOS. You'll earn $30 when you spend $30 or more at a Boost store.
Why should I use Kudos with Savewise?
Kudos offers unique AI-powered card optimization that automatically recommends the best credit card to use at each merchant. When combined with Savewise's offer comparison, you can maximize both your portal earnings and credit card rewards for the best overall value.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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