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Pay Your Rent Through Venmo Starting 2026: Bilt Partnership Explained
July 1, 2025
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Big news for renters and homeowners: Venmo is partnering with Bilt Rewards to transform how you pay your rent and mortgages. Starting in early 2026, you'll be able to make housing payments directly through Venmo while earning valuable Bilt Points. Here's everything you need to know about this partnership.
What's Changing with Venmo and Bilt?
Venmo just announced a first-of-its-kind partnership with Bilt. This collaboration brings rent payments, mortgage payments, and neighborhood commerce into the Venmo app.
Key features launching in early 2026:
- Pay rent through Venmo: Make monthly rent payments using your Venmo balance or any linked payment method
- Mortgage payments: Process mortgage payments directly in the Venmo or Bilt app (launching alongside the partnership)
- Earn Bilt Points: Continue earning rewards on your largest monthly expense
- Split payments easily: Use Venmo's native splitting feature to divide rent with roommates
- Shop at 45,000+ merchants: Access Bilt's network of neighborhood businesses that accept Venmo
How the Venmo-Bilt Partnership Works
Bilt members will have multiple ways to make housing payments once the integration goes live:
Option 1: Pay within the Bilt app: Make rent or mortgage payments directly in the Bilt app with Venmo as your payment method, alongside existing options like ACH, debit, or linked credit cards.
Option 2: Pay within Venmo: Process payments entirely within the Venmo app using your Venmo balance or any linked payment method.
Both options allow you to earn Bilt Points on your payments, which can be redeemed for travel, fitness classes, home décor, and more. Bilt Points are consistently ranked as one of the highest-value rewards currencies available.
Who Benefits from This Partnership?
The numbers are staggering:
- 5 million Bilt members across the United States
- Nearly 100 million Venmo active accounts
- 1 in 4 residential buildings already in Bilt's network
- 45,000+ neighborhood merchants will accept Venmo through Bilt
This partnership creates a massive reach for both platforms. Renters and homeowners gain payment flexibility, while property managers and merchants get a reliable, trusted payment method that their customers already use.
The Bilt Mastercard and Growing Ecosystem
The Venmo partnership is the latest in Bilt's rapid expansion beyond rent rewards. Here's what you need to know about the Bilt ecosystem:
Bilt Mastercard Overview
The Bilt Mastercard® (See Rates & Fees) is the foundation of Bilt's rewards program:
Rewards Structure:
- 5X points on Lyft rides
- 3X points on dining (6X on Rent Day, excluding rent, up to 1,000 bonus points)
- 2X points on travel (4X on Rent Day excluding rent, up to 1,000 bonus points)
- 1X points on rent (up to 100,000 points in a calendar year, no transaction fees)
- 1X points on everything else (2X on Rent Day, excluding rent, up to 1,000 bonus points)
Key Details:
- No annual fee
- Must use the card 5 times each statement period to earn points
- Transfer partners include 17+ airlines (United, Alaska, Emirates, Southwest) and hotels (Hyatt, Marriott, Hilton, IHG)
- Redeem at 1.25 cents per point through the Bilt portal or use for rent, down payments, fitness, and groceries
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Recent Bilt Partnerships
Bilt has been aggressively expanding its rewards ecosystem in 2025:
Gopuff Integration (October 2025): Order groceries, snacks, and household essentials through Gopuff directly in the Bilt app with delivery in as fast as 15 minutes. Pay entirely with Bilt Points, regular credit cards, or mix both. This makes Bilt Points immediately useful for everyday expenses rather than saving up for travel.
Metropolis Parking (October 2025): Earn Bilt Points every time you park at 4,200+ Metropolis locations across 360+ markets. Drive in, drive out automatically—no tickets, no apps, no payment kiosks. Points hit your account automatically.
UWM Mortgage Rewards (Launching Early 2026): The Venmo partnership launches alongside Bilt's mortgage rewards program, expanding beyond their original rent-only focus.
Why This Matters for the Venmo Integration
These partnerships show Bilt's strategy: make points easy to earn AND easy to spend. The Venmo integration fits perfectly into this model by:
- Simplifying earning: Use the payment app you already have for your biggest monthly expense
- Expanding redemption: Points earned through Venmo rent payments can now be spent on Gopuff groceries, Metropolis parking, or transferred to travel partners
- Creating stickiness: The more ways you can earn and spend Bilt Points, the more valuable the ecosystem becomes
Why This Matters for Your Wallet
1. Streamlined Payment Experience
No more juggling multiple apps or payment methods. If you already use Venmo for everyday transactions, your rent or mortgage becomes just another payment in a familiar interface.
2. Roommate-Friendly
Venmo's built-in splitting feature makes dividing rent with roommates effortless. No more chasing people down for their share or dealing with multiple payment apps.
3. Rewards on Your Biggest Expense
Housing is typically Americans' largest monthly expense. Earning Bilt Points on rent or mortgage payments adds significant value over time.
4. Neighborhood Commerce Integration
Beyond housing payments, you'll be able to use Venmo at thousands of local restaurants, gyms, pharmacies, and retailers within Bilt's merchant network.
Important Details to Know
The partnership goes live in early 2026, but exact dates haven't been announced yet. Mortgage rewards through Bilt are launching simultaneously with the Venmo integration in early 2026. This is a major expansion from Bilt's current rent-only focus.
Specific details about transaction fees and how rewards will apply to Venmo-initiated payments haven't been fully disclosed. This is crucial information to watch for, especially regarding:
- Whether credit card payments through Venmo incur the typical 3% processing fee
- If ACH/bank account payments remain fee-free
- How Bilt Points earning rates compare across payment methods
You'll be able to fund payments through:
- Venmo balance
- Linked bank accounts
- Linked debit cards
- Linked credit cards (fees likely apply)
The key advantage is convenience and consolidation, especially for users who already rely heavily on Venmo for other transactions.
Questions Still Unanswered
While this partnership is exciting, several critical details remain unclear:
- Fee structure: Will using a credit card through Venmo to pay rent/mortgage trigger the typical 3% processing fee?
- Points earning rates: Do Venmo-initiated payments earn Bilt Points at the same rate as other methods?
- Property manager adoption: How quickly will landlords and mortgage servicers integrate Venmo as an accepted payment option?
- Transaction limits: Are there caps on payment amounts through Venmo?
These answers will determine whether this integration is truly advantageous or simply adds another payment option.
What You Should Do Now
If you're a current Bilt member:
- Wait for official launch details before changing your payment method
- Watch for communications from Bilt about fee structures and reward rates
- Continue using your current payment method until the integration is live
- Consider how the Gopuff and Metropolis integrations make your points more useful in the meantime
If you're not a Bilt member yet:
- Consider signing up for free at joinkudos.com/bilt
- Research whether your apartment building or mortgage servicer works with Bilt
- Download Venmo if you haven't already
- Evaluate whether the Bilt Mastercard makes sense for your spending (no annual fee, but requires 5 purchases per statement period)
If you use Venmo regularly:
- Keep an eye out for early 2026 announcements
- Consider how consolidating housing payments into Venmo might simplify your finances
The Bottom Line
The Venmo-Bilt partnership represents a significant shift in how you can manage your largest monthly expense. By bringing rent and mortgage payments into Venmo's familiar, social interface while maintaining Bilt's rewards structure, this collaboration offers genuine convenience for millions of users.
When combined with Bilt's recent partnership with UWM for mortgage payments, expansions into groceries with Gopuff, and parking with Metropolis, the ecosystem continues to grow.
However, the devil is in the details. Transaction fees, rewards earning rates, and property manager adoption will ultimately determine whether this partnership delivers real value or simply adds another payment option to an already crowded field.
Mark your calendar for early 2026! We'll keep you posted as soon as we know more!
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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