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ABNB Visa Preferred Review: A Rewarding Choice for Frequent Travelers
July 1, 2025
What Is the ABNB Visa Preferred Credit Card?
The ABNB Visa Preferred Credit Card is a travel-oriented rewards card offered by ABNB Federal Credit Union. This card is designed to cater to frequent travelers and those who appreciate travel perks. With no annual fee and competitive rewards on everyday purchases, the ABNB Visa Preferred aims to provide value to cardholders while helping them earn points towards their next adventure.
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ABNB Visa Preferred Credit Card Pros & Cons
Pros:
- No annual fee
- Generous rewards on travel and everyday purchases
- No foreign transaction fees
- Travel-related perks and protections
- Visa credit card benefits
Cons:
- Requires ABNB Federal Credit Union membership
- Higher APR compared to some competitors
- Balance transfer fee applies
- Cash advance fee for ATM withdrawals
Who Is the ABNB Visa Preferred For?
The ABNB Visa Preferred Credit Card is ideal for:
- Frequent travelers: With no foreign transaction fees and travel-related perks, this card suits those who often journey abroad.
- Everyday spenders: The card offers rewards on eligible purchases, making it beneficial for daily use.
- ABNB Federal Credit Union members: Existing members can easily qualify for this card.
- Those with good to excellent credit: A strong credit score increases approval chances.
- Fee-conscious consumers: The lack of an annual fee appeals to those looking to maximize value.
Comparing the ABNB Visa Credit Card Preferred With Other Credit Cards
When considering the ABNB Visa Preferred Credit Card, it's helpful to compare it with other popular options in the mid-tier travel card category:
Chase Sapphire Preferred® Card:
- Annual fee: $95
- Sign-up bonus: Substantial points bonus after meeting spending requirements
- Key rewards: 5x on travel purchased through Chase Travel℠, 3X on dining, select streaming services and online groceries, 2X on all other travel purchases, and 1x on all other purchases
- Standout feature: The Chase Sapphire Preferred now offers boosted point values through its travel portal: 1.5 cents per point for select flights and hotels (up from 1.25 cents), and up to 1.75 cents for premium cabin tickets.
Capital One Venture Rewards Credit Card:
- Annual fee: $95
- Sign-up bonus: Large miles bonus after meeting spending requirements
- Key rewards: 2X miles on all purchases
- Standout feature: Miles transferable to travel partners
American Express® Gold Card [rates & fees]:
- Annual fee: $325
- Welcome offer: Substantial points bonus after meeting spending requirements
- Key rewards: 4X points at restaurants worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X) and 3X on booked directly with airlines or on AmexTravel.com
- Standout feature: Up to $120 dining credit and up to $120 Uber Cash annually. An Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.
Key Takeaways:
- ABNB Visa Preferred excels in provide value to cardholders while helping them earn points towards their next travel
- Chase Sapphire Preferred® offers versatile travel rewards
- Capital One Venture provides simple, flat-rate miles earning
- American Express® Gold Card features strong dining and groceries rewards
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Consider Using Kudos
While the ABNB Visa Preferred Credit Card offers attractive benefits, savvy cardholders can maximize their rewards even further by using Kudos, a free AI-powered browser extension. Kudos helps you get the most out of your credit cards whenever you shop online by:
- Providing personalized credit card recommendations for each purchase
- Working with over 15,000 stores to ensure wide coverage
- Offering opportunities to multiply your rewards up to 5X during "Flash Boost" events
- Helping you discover new cards that align with your spending habits
By using Kudos alongside your ABNB Visa Preferred Credit Card, you can potentially earn even more rewards and make smarter purchasing decisions.
Our Expert Takeaway
The ABNB Visa Preferred Credit Card stands out as a solid choice for frequent travelers and everyday spenders who want to earn rewards without paying an annual fee. Its no foreign transaction fee feature makes it particularly appealing for international travelers. While it may not offer the most luxurious perks compared to premium travel cards, its combination of travel benefits and everyday rewards make it a valuable addition to many wallets.
However, to truly maximize your credit card rewards, consider pairing your ABNB Visa Preferred with Kudos. This free shopping app can help you optimize your rewards across all your credit cards, ensuring you're always using the best card for each purchase.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
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ABNB Visa Preferred Credit Card FAQ
What is the foreign transaction fee for the ABNB Visa Preferred Credit Card?
The ABNB Visa Preferred Credit Card has no foreign transaction fees, making it an excellent choice for international travelers.
Is there a balance transfer fee?
Yes, the ABNB Visa Preferred Credit Card does charge a balance transfer fee. The exact percentage may vary, so it's best to check with ABNB Federal Credit Union for the most current information.
How do I qualify for the ABNB Visa Preferred Credit Card?
To qualify, you need to be a member of ABNB Federal Credit Union and have a good to excellent credit score. The specific credit score requirements may vary.
What are the rewards rates for the ABNB Visa Preferred Credit Card?
The ABNB Visa Preferred offers competitive rewards on eligible purchases, with potentially higher rates for travel-related spending. For the most up-to-date rewards structure, please check with ABNB Federal Credit Union.
Is there a sign-up bonus for new cardholders?
Sign-up bonuses can change over time. Check with ABNB Federal Credit Union for any current promotions for new ABNB Visa Preferred cardholders.
What travel perks does the ABNB Visa Preferred Credit Card offer?
The ABNB Visa Preferred includes travel-related benefits such as travel accident insurance, auto rental collision damage waiver, and emergency card replacement. It also comes with Visa's standard credit card protections.
Can I redeem my rewards for cash back?
Yes, typically you can redeem your rewards for cash back, travel, or merchandise. However, the best value is often found in travel redemptions.
What is the cash advance fee for the ABNB Visa Preferred?
The ABNB Visa Preferred Credit Card does charge a cash advance fee for ATM withdrawals. The exact fee may vary, so it's best to confirm with ABNB Federal Credit Union.
How does the ABNB Visa Preferred Credit Card compare to other Visa credit cards?
The ABNB Visa Preferred Credit Card offers competitive features compared to other Visa credit cards, particularly with its no annual fee and no foreign transaction fees. However, some premium Visa cards may offer more extensive travel perks for a higher annual fee.
Is the ABNB Visa Preferred Credit Card a good option for balance transfers?
While the ABNB Visa Preferred Credit Card does allow balance transfers, it may not be the best option due to its balance transfer fee. Cards specifically designed for balance transfers might offer more favorable terms.
Remember, credit card terms and conditions can change over time. Always verify the most current information directly with ABNB Federal Credit Union before applying for the ABNB Visa Preferred credit card.
Supercharge Your Credit Cards
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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