Why the Amex Business Platinum Is the Ultimate Business Travel Card

How Hard Is It To Get an American Express Business Platinum Card?

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While not the easiest card to qualify for, the American Express Business Platinum Card is attainable for many business owners with good to excellent credit (typically a FICO score of 670 or higher). Factors like your business revenue, personal income, and credit history are considered in the application process. American Express doesn't disclose a specific income requirement for the Business Platinum Card. However, given its premium nature and high annual fee of $895, it's generally recommended that your business has a strong, established income to justify the cost and maximize the card's benefits.

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Can I Get Amex Platinum Business Card Without a Business?

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Technically, you need to have a business to qualify for the American Express Business Platinum Card. However, American Express has a broad definition of what constitutes a business. This can include sole proprietorships, freelance work, or even a side hustle. You don't necessarily need to have a registered company or full-time business to apply.

Is the American Express Business Platinum Worth It?

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The value of the American Express Business Platinum Card largely depends on your business spending habits and travel frequency. For many business owners, the card's benefits can far outweigh its annual fee:

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• Frequent travelers can easily recoup the fee through lounge access and travel credits

• High-spending businesses can earn substantial rewards on large purchases

• The card's prestige and concierge services can enhance business relationships

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However, if your business doesn't involve much travel or high-value purchases, you might find it challenging to justify the annual fee.

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What Are Excellent Alternatives to the American Express Business Platinum Card?

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American Express® Business Gold Card

[[ SINGLE_CARD * {"id": "111", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Premium Amenities", "headerHint" : "Versatile Travel Rewards" } ]]

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Capital One Venture X Business

[[ SINGLE_CARD * {"id": "3444", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Premium Travel", "headerHint" : "Luxury Travel Perks" } ]]

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Ink Business Premier® Credit Card

[[ SINGLE_CARD * {"id": "3412", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "High Business Spend", "headerHint" : "Streamlined Cash Back" } ]]

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^{All information about Ink Business Premier® Credit Card has been collected independently by Kudos. Ink Business Premier® Credit Card is no longer available through joinkudos.com.}

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Capital One Spark Miles for Business

[[ SINGLE_CARD * {"id": "3055", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Simplicity and Flexibility", "headerHint" : "Flat-rate Earning" } ]]

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[[ COMPARE_CARD * {"ids": ["111", "3444", "3412", "3055"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Overall Travel Rewards", "Luxury Travel Perks", "Versatile Rewards", "Business Cash Back", "Flat-Rate Earning"]} ]]

Conclusion: Is the American Express Business Platinum Card Right for You?

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The American Express Business Platinum Card offers unparalleled travel benefits and rewards for business owners who frequently hit the road (or skies). While its high annual fee might seem daunting, the card's extensive perks and rewards potential can provide significant value for the right user. Before applying, carefully consider your business's spending habits and travel needs. If you're a frequent business traveler who values luxury perks and can take advantage of the card's credits and benefits, the American Express Business Platinum Card could be a game-changer for your business travel experience. Happy travels and smart spending!

FAQ: American Express Business Platinum Card

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What is the annual fee for the American Express Business Platinum Card?

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The card has an annual fee of $895.

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What is the spending limit of the American Express Business Platinum Card?

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The card doesn't have a preset spending limit, but the amount you can spend adjusts based on factors like your payment and credit history, and spending habits.