Capital One QuicksilverOne Cash Rewards Credit Card Review

Who Is the Capital One QuicksilverOne Cash Rewards Credit Card For?

‍

The Capital One QuicksilverOne Cash Rewards Credit Card is ideally suited for several types of cardholders:

‍

Credit Builders:

‍

If you have average credit and want to improve your score while earning rewards, this card offers a clear path forward. Regular on-time payments and responsible usage can lead to credit line increases and better credit scores.

‍

Everyday Spenders:

‍

The card's flat 1.5% cash back rate makes it attractive for those who want a simple rewards structure for daily purchases, from gas and groceries to auto expenses and maintenance.

‍

International Travelers:

‍

With no foreign transaction fees, the card is excellent for those who frequently travel abroad or make international purchases.

‍

Entertainment Enthusiasts:

‍

Cardholders gain access to the Capital One Entertainment ticketing platform, offering exclusive reservations and VIP packages for concerts, sporting events, and more.

Comparing the QuicksilverOne with Other Credit Cards

‍

When considering the Capital One QuicksilverOne Cash Rewards Credit Card, it's helpful to compare it with other popular options in the cashback credit card category:

‍

Chase Freedom Unlimited®:

‍

• Annual fee: $0

• Welcome offer: Cash bonus after meeting spending requirements

• Key rewards: 5% on travel purchased through Chase Travel℠, 3% on dining and drugstores, 1.5% on all other purchases

• Standout feature: Flexible redemption options including cash back, travel, and gift cards

‍

Capital One Savor Cash Rewards Credit Card:

‍

• Annual fee: $0

• Welcome offer: Cash bonus after meeting spending requirements

• Key rewards: 3% on dining, entertainment, popular streaming services, and grocery stores

• Standout feature: No foreign transaction fees

‍

Blue Cash Everyday® Card from American Express (See Rates & Fees):

‍

• Annual fee: $0

• Welcome offer: Cash bonus after meeting spending requirements

• Key rewards: 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout

• Standout feature: This card offers a generous intro of APR on purchases and balance transfers

‍

^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

‍

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

‍

Key Takeaways:

‍

• Capital One QuicksilverOne Cash Rewards Credit Card excels in helping people with average credit

• Chase Freedom Unlimited® offers diverse category bonuses

• Capital One Savor Cash Rewards Credit Card rewards dining and entertainment spending

• Blue Cash Everyday® Card from American Express provides strong rewards on everyday purchases

‍

[[ CARD_LIST * {"ids": ["497","3041", "260"]} ]]

Consider Using Kudos

‍

To maximize your rewards with the Capital One QuicksilverOne Cash Rewards Credit Card, consider downloading Kudos, a free AI-powered browser extension.

‍

Kudos can help you:

‍

• Automatically identify the best times to use your QuicksilverOne for maximum rewards

• Stack rewards with other available offers

• Track your rewards earning across all your credit cards

• Find exclusive "Flash Boost" events that can multiply your rewards up to 5X

‍

Currently, Kudos is offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Our Expert Takeaway

‍

The Capital One QuicksilverOne Cash Rewards Credit Card stands out as a solid choice for consumers with average credit who want to earn rewards while building their credit profile. Despite its $39 annual fee, the card's unlimited 1.5% cash back structure, combined with premium travel and entertainment benefits, makes it a valuable addition to your wallet. The lack of foreign transaction fees and access to Capital One Travel and Entertainment platforms adds significant value for frequent travelers and entertainment enthusiasts.

Capital One QuicksilverOne FAQ

‍

What credit score do I need for the QuicksilverOne?

‍

The card is designed for those with average credit, typically scores between 580-670.

‍

How does the cash back redemption work?

‍

You can redeem cash back for statement credits, checks, or gift cards with no minimum redemption requirement.

‍

Are there any balance transfer options?

‍

Yes, but there's no introductory APR offer, and balance transfers incur a fee.

‍

Can existing Capital One cardmembers apply?

‍

Existing cardmembers may have limited eligibility for new cardmember offers.

‍

How often does Capital One review credit limits?

‍

Capital One automatically reviews accounts for credit increases, typically starting at 6 months.