Amex Business Gold vs Marriott Bonvoy Bevy: Which Is Better In 2026?

Marriott Bonvoy Bevy® American Express® Breakdown

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Why We Like It

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This section breaks down why we like the Marriott Bonvoy Bevy® American Express® Card (See Rates & Fees).

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• It grants you automatic Marriott Bonvoy Gold Elite status, a great perk for frequent guests of the hotel chain.
• Cardholders can earn an Annual Free Night Award after meeting a yearly spending threshold.
• The card offers strong earning rates on both Marriott stays and everyday spending categories like dining and groceries.

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_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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Pros

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• Automatic Marriott Bonvoy Gold Elite status provides access to valuable hotel perks like room upgrades.
• Cardholders have the opportunity to earn a Free Night Award annually after meeting a spending requirement.
• The card includes useful travel protections and does not charge foreign transaction fees.

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Cons

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• The card comes with an annual fee, and its Free Night Award is tied to a high annual spending requirement.
• Benefits are heavily concentrated on the Marriott brand, making it less valuable for travelers who aren't loyal to the chain.
• It lacks some premium travel perks, like airport lounge access, that are often included with other travel cards.

Marriott Bonvoy Bevy® American Express® vs American Express® Business Gold Card

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Categories

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Deciding which is better Amex Business Gold or Marriott Bonvoy Bevy comes down to understanding the primary user each card is designed to serve.

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• American Express® Business Gold Card - This card is best for business owners, serving as a versatile tool for companies looking to maximize rewards on their business-related spending.
• Marriott Bonvoy Bevy® American Express® Card - This card is tailored for frequent travelers, specifically those who often stay at Marriott properties and want to maximize their hotel rewards and benefits.

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Redemption

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American Express® Business Gold Card: Points earned with this card are highly flexible and can be transferred to a wide array of airline and hotel partners. They can also be redeemed for statement credits, making them versatile for various business needs.

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Marriott Bonvoy Bevy® American Express® Card: Rewards are primarily redeemed for stays and upgrades across the global portfolio of Marriott Bonvoy hotels, which is the main draw for brand loyalists. While points can be transferred to airline partners, the best value is typically found in hotel-related redemptions.

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Compare Top Rated Credit Cards with Kudos

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For those looking to eliminate the guesswork, Kudos offers a comprehensive tool that compares nearly 3,000 credit cards to help you make data-backed decisions based on your personal spending habits.

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• Test drive credit cards: You can simulate potential earnings from any card using your real transaction data—without a hard credit pull or application.
• Approval odds analysis: Get a detailed breakdown of your chances of being approved for different cards based on your credit report.
• Welcome offer guarantee: If you find a better welcome offer within three months of applying through Kudos, they will match it.
• Exclusive rewards: Earn extra rewards through Kudos Boost when shopping at your favorite stores, plus get a $20 reward for signing up with a specific code and making an eligible purchase.
• Personalized monitoring: Keep track of your transactions, spending habits, and credit score all in one place.

Who Should Choose the American Express® Business Gold Card?

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The American Express® Business Gold Card is designed for established businesses with variable expenses that value a flexible rewards structure. It's particularly well-suited for companies with over $50,000 in annual business spending that can consistently maximize the 4X points categories on their top two expenses each month. Ultimately, this card appeals to entrepreneurs who want to automatically earn premium rewards on their largest spending areas without the hassle of managing rotating categories. Terms Apply.

Who Should Choose the Marriott Bonvoy Bevy® American Express®?

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The Marriott Bonvoy Bevy® American Express® Card is designed for frequent Marriott guests who want to elevate their stays with automatic Gold Elite status but don't travel enough to earn it organically. It also appeals to everyday reward maximizers by offering 4X points at restaurants worldwide and at U.S. supermarkets on up to $15,000 in combined purchases annually, then 2X points. Ultimately, the card is best suited for moderate-to-high spenders who can comfortably meet the $15,000 annual spending requirement to earn a Free Night Award. (Terms apply.)

Alternatives to Consider

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If our Amex Business Gold vs Marriott Bonvoy Bevy comparison has left you feeling like neither card is the perfect match, don't worry. There are plenty of other excellent travel and business cards on the market that might better suit your needs.

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_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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Tips for Application Success

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Before You Apply

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• Check your credit score - Most American Express cards require a good to excellent credit history.
• Plan your spending - Make sure you can naturally meet the minimum spend for the welcome offer.
• Understand the rewards - Research how you will use the points for maximum value.

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Application Strategy

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• Time your application - Align your application with a large planned purchase to help meet the spend requirement.
• Review card-specific requirements - Some cards are for business use or require a loyalty program account.
• Don't settle for a low offer - You can often decline an offer with no impact and try again later.

Our Methodology

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We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

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Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

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Can I transfer points from the American Express® Business Gold Card to Marriott Bonvoy?

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Yes, you can transfer American Express Membership Rewards points earned with the Business Gold card to the Marriott Bonvoy program. Be sure to check the current transfer ratio as it can change, and remember that terms apply.

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What are the annual fees for these cards?

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The American Express® Business Gold Card has a $375 annual fee, while the Marriott Bonvoy Bevy™ American Express® Card has a $250 annual fee. Terms apply.

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Which card is better for someone who isn't loyal to a specific hotel brand?

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The American Express® Business Gold Card is generally the better option for travelers who value flexibility, as its Membership Rewards points can be transferred to numerous airline and hotel partners. The Marriott Bonvoy Bevy™ card is best for those who frequently stay at properties within the Marriott Bonvoy portfolio.

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