Amex Platinum vs Marriott Bonvoy Bevy: Which Is Better In 2025?
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Amex Platinum vs Marriott Bonvoy Bevy: Which Is Better In 2025?

Deciding between a luxury travel card and a hotel-specific one can be a tough choice.

July 1, 2025

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American Express Platinum Card® Breakdown

[[ SINGLE_CARD * {"id": "106", "isExpanded": "true", "bestForCategoryId": "15", "bestForText": "Luxury Travel", "headerHint" : "Explore the World" } ]]

Why We Like It

Here's a breakdown of why we like the American Express Platinum Card® (See Rates & Fees).

  • It offers unparalleled access to a global network of airport lounges, making travel more comfortable.
  • The card provides a suite of annual statement credits for travel, dining, and entertainment.
  • Cardmembers receive elite benefits like room upgrades and property credits at luxury hotels and resorts worldwide.

Terms Apply.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Pros

  • Unmatched airport lounge access through the American Express Global Lounge Collection, considered the most comprehensive network offered by any card.
  • Automatic elite status with Marriott Bonvoy and Hilton Honors, plus access to benefits like room upgrades and property credits through the Fine Hotels + Resorts program.
  • A wide range of annual statement credits that help offset costs for travel, digital entertainment, and shopping.

Cons

  • It carries a significant annual fee, which requires cardholders to take full advantage of the available benefits to offset the cost.
  • Many of the card’s valuable statement credits and perks are not automatic and require manual enrollment and tracking.
  • Bonus reward categories are narrowly focused on travel, with limited earning potential for everyday spending.
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Marriott Bonvoy Bevy® American Express® Card Breakdown

[[ SINGLE_CARD * {"id": "3362", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "6x at Marriot" } ]]

Why We Like It

Here’s a closer look at what makes the Marriott Bonvoy Bevy® American Express® Card (See Rates & Fees) a compelling choice for frequent travelers.

  • Enjoy automatic Marriott Bonvoy Gold Elite status, which unlocks enhanced hotel perks without needing to meet the usual stay requirements.
  • Accelerate your point earnings with bonus rewards on every dollar spent at participating Marriott Bonvoy hotels, restaurants worldwide, and U.S. supermarkets.
  • The card is loaded with travel-friendly perks, offering a chance to earn an annual Free Night Award and relief from foreign transaction fees on international purchases.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Pros

  • Comes with automatic Marriott Bonvoy Gold Elite status, unlocking valuable hotel benefits like room upgrades and late checkout.
  • Accelerated point-earning on eligible purchases at Marriott Bonvoy properties, plus bonus points at restaurants and U.S. supermarkets.
  • Includes valuable travel protections like car rental loss and damage insurance and no foreign transaction fees, making it ideal for trips.

Cons

  • Carries an annual fee, and the annual Free Night Award is tied to a substantial spending requirement.
  • The card’s value is heavily skewed towards Marriott loyalists, offering limited benefits for travelers who don’t frequently stay at Marriott properties.
  • Lacks some premium travel perks like airport lounge access, and bonus rewards in certain spending categories are capped annually.
More:

Marriott Bonvoy Bevy® American Express® Card vs American Express Platinum Card®

Categories

Deciding which is better, Amex Platinum or Marriott Bonvoy Bevy, depends entirely on your travel and spending habits. Each card is tailored to a different type of consumer, from the luxury-seeking globetrotter to the dedicated hotel loyalist.

  • The Platinum Card® from American Express: This card is built for frequent travelers who can take full advantage of extensive luxury travel perks, including comprehensive airport lounge access and premium hotel benefits.
  • Marriott Bonvoy Bevy® American Express® Card: This card is best suited for travelers who regularly stay with Marriott and want to maximize their hotel-specific rewards and accelerate their elite status.

Redemption

American Express Platinum Card®: Points earned with this card offer great flexibility, allowing you to transfer them to a wide range of airline and hotel partners or book travel directly through American Express Travel.

Marriott Bonvoy Bevy® American Express® Card: Rewards are primarily redeemed for stays across Marriott's extensive portfolio of hotels, making it ideal for those loyal to the brand.

Travel Perks

  • The Platinum Card® from American Express: This card offers a vast travel ecosystem. Cardmembers can book travel through the American Express Travel portal and gain flexibility by transferring miles to a wide array of airline partners. A key feature is its extensive airport lounge access program. The card does not charge foreign transaction fees. Terms apply.
  • Marriott Bonvoy Bevy® American Express® Card: The travel ecosystem for this card is centered around the Marriott Bonvoy program. Miles are primarily redeemed for stays within Marriott's global portfolio of hotels. While it also has no foreign transaction fees, it does not offer the broad airport lounge access that comes with the Platinum Card®. Terms apply.

Compare Top Rated Credit Cards with Kudos

To make an informed decision, you can use a tool like Kudos to compare top-rated cards based on your own spending habits.

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  • Receive a detailed analysis of your approval odds based on your credit report.
  • Get personalized card recommendations that match your unique spending patterns.
  • Earn extra rewards, called Kudos Boost, when shopping at participating stores, which stack on top of your existing card rewards.
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Who Should Choose the American Express Platinum Card®?

The American Express® Platinum Card® is tailor-made for frequent travelers who value luxury experiences and can fully leverage a suite of premium perks. This cardholder is someone who regularly takes advantage of extensive airport lounge access, elite hotel status, and a wide array of annual statement credits for things like digital entertainment and Uber. Ultimately, it's for the individual who can naturally integrate the card's benefits into their lifestyle, easily justifying the annual fee through the value they receive from its travel and luxury offerings.

Who Should Choose the Marriott Bonvoy Bevy® American Express® Card?

The Marriott Bonvoy Bevy® American Express® Card is tailored for frequent Marriott guests who value elite status perks but may not travel enough to earn them organically. This cardholder is a moderate-to-high spender, capable of putting at least $15,000 on the card annually to earn the Free Night Award while also maximizing the 4X points on up to $15,000 in combined purchases at restaurants and U.S. supermarkets. Ultimately, it's a strong choice for travelers who can leverage the automatic Gold Elite status and the annual free night to easily offset the card's $250 annual fee. Terms Apply.

Alternatives to Consider

So, you've reviewed the Amex Platinum vs Marriott Bonvoy Bevy comparison and neither card quite hits the mark for your wallet. Fortunately, the world of travel rewards cards is vast, and there are plenty of other options that might be a better fit.

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Tips for Application Success

Before You Apply

  • Review your credit history, as a good to excellent score is generally needed.
  • Create a spending plan to meet the welcome offer requirements naturally.
  • Familiarize yourself with the card’s benefits to ensure they fit your lifestyle.

Application Strategy

  • Have your loyalty account ready - Some co-branded cards require an existing loyalty program number during application.
  • Prepare to manage your benefits - Many premium card perks require manual enrollment after approval to activate.
  • Consider your relationship with the issuer - Your existing history with the bank can influence the application decision.

Our Methodology

We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

Which card is better if I’m not loyal to a specific hotel brand?

The American Express® Platinum Card generally offers more flexibility for travelers who stay at various hotel chains, thanks to its broader travel credits and benefits. The Marriott Bonvoy Bevy™ American Express® Card is specifically designed to reward loyalty within the Marriott Bonvoy portfolio.

Is it a good idea to have both the Amex Platinum and Marriott Bonvoy Bevy cards?

Holding both cards can be a strategic choice for frequent travelers who are loyal to Marriott Bonvoy but also want the premium, flexible travel perks of the Platinum card. This combination allows you to maximize rewards and benefits across different types of travel spending.

What is the main difference in the rewards I can earn?

The Amex Platinum card earns Membership Rewards points, which can be transferred to many different airline and hotel partners. The Marriott Bonvoy Bevy™ card earns Marriott Bonvoy points, which are best used for stays and experiences within the Marriott ecosystem.

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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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