Capital One QuicksilverOne vs Hawaiian Airlines World Elite: Which Is Better In 2026?

Hawaiian Airlines® World Elite Mastercard® Breakdown

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Why We Like It

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This section breaks down the key reasons why we like the Hawaiian Airlines® World Elite Mastercard®.

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• The Hawaiian Airlines® World Elite Mastercard® provides a generous companion discount that can significantly reduce the cost of traveling with a partner.
• Cardholders can earn miles on a wide range of everyday purchases, not just on airline spending.
• It also includes a valuable checked bag benefit and expanded travel options through a key airline partnership.

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Pros

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• Annual companion discount for travel between Hawaii and North America.
• Complimentary checked bag allowance for the primary cardmember on Hawaiian Airlines flights.
• Expanded travel options through the airline's partnership with JetBlue.

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Cons

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• The card charges an annual fee, which may not be ideal for infrequent travelers.
• Its overall value is heavily concentrated on travel to and from Hawaii, limiting its appeal for other destinations.
• Key travel perks, such as the companion discount and checked bag allowance, come with notable restrictions and do not fully extend to travel partners.

Hawaiian Airlines® World Elite Mastercard® vs Capital One QuicksilverOne Cash Rewards

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Categories

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Deciding which is better, Capital One QuicksilverOne or Hawaiian Airlines World Elite, depends entirely on your spending habits and financial goals.

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• Capital One QuicksilverOne Cash Rewards is best for credit builders. It's designed for individuals with average credit who want to improve their score while earning rewards on their spending.
• Hawaiian Airlines® World Elite Mastercard® is an airline credit card designed for travel rewards. It's a strong choice for frequent travelers, especially those who fly to and from Hawaii.

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Redemption

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Capital One QuicksilverOne Cash Rewards: Redemption is straightforward, allowing you to receive your cash back rewards as a statement credit or a check.

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Hawaiian Airlines® World Elite Mastercard®: Rewards are earned as miles that can be redeemed for flights on Hawaiian Airlines and its partners, as well as for other travel-related purchases.

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Compare Top Rated Credit Cards with Kudos

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To eliminate the guesswork, you can use a data-driven tool like Kudos to compare thousands of cards based on your actual spending.

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• Test drive credit cards: Simulate your potential earnings with different cards using your real transaction history before you apply, with no impact on your credit score.
• Get personalized recommendations: Discover new cards that match your spending habits and unlock exclusive offers.
• Receive a welcome offer guarantee: If you find a better public welcome offer for a card you got through Kudos within three months, Kudos will match it.
• Unlock a $100 Kickstart+ reward: Add select approved cards to your Kudos Wallet to earn a $100 reward.
• Check your approval odds: Get a detailed analysis based on your credit report to see how likely you are to be approved for a card.
• Earn extra rewards: Get Kudos Boost rewards when you shop at participating stores, which stack on top of your existing credit card rewards.

Who Should Choose the Capital One QuicksilverOne Cash Rewards?

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The Capital One QuicksilverOne Cash Rewards credit card is primarily designed for individuals looking to build their credit, particularly those with scores in the average range of 580-670. It's also a great fit for everyday spenders who value a straightforward, unlimited 1.5% cash back rate on all purchases and for international travelers who can take advantage of the no foreign transaction fees. Additionally, entertainment enthusiasts can benefit from exclusive access to events and VIP packages through Capital One Entertainment.

Who Should Choose the Hawaiian Airlines® World Elite Mastercard®?

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This card is a strong choice for frequent travelers to Hawaii, particularly those who fly with a companion. Cardholders can take advantage of a one-time 50% companion discount and an annual $100 companion discount thereafter, making it ideal for couples or families. With perks like two free checked bags for the primary cardholder and accelerated miles on gas, dining, and groceries, the card provides significant value for anyone regularly flying Hawaiian Airlines routes.

Alternatives to Consider

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So, our Capital One QuicksilverOne Cash Rewards vs. Hawaiian Airlines® World Elite Mastercard® comparison didn't reveal your perfect match? No problem—let's look at a few other cards that might be a better fit for your financial needs.

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_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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Tips for Application Success

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Before You Apply

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• Check your credit score - Most cards list a recommended credit range, from average to excellent.
• Review issuer rules - Some issuers limit welcome offers for existing cardholders or based on recently opened accounts.
• Align benefits with your spending - Ensure the card’s perks, like airline companion passes or cash back categories, fit your lifestyle.

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Application Strategy

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• Time your application - Applying before a large planned purchase can help you meet a welcome offer's spending requirement.
• Don't settle - You can often decline an offer without impacting your credit if the terms aren't what you expected.
• Target the right card - Some cards are designed for building credit, while others offer niche benefits like airline companion discounts.

Our Methodology

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We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

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Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

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Is the Capital One QuicksilverOne card good for building credit?

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The Capital One QuicksilverOne Cash Rewards Credit Card is designed for individuals with fair or average credit, making it a solid option for those looking to improve their credit score with responsible use. Consistent, on-time payments can help build a positive credit history.

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What is the annual fee for the Hawaiian Airlines World Elite Mastercard?

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The Hawaiian Airlines World Elite Mastercard typically comes with an annual fee. This fee helps cover the cost of the card's travel-centric benefits, such as companion discounts and free checked bags.

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Can I use the miles from the Hawaiian Airlines card on other airlines?

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HawaiianMiles earned with the card can be redeemed for flights with partner airlines, such as JetBlue and Japan Airlines. However, redemption options and values may vary depending on the partner airline.

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