Does JCPenney Take Apple Pay? (2025 Guide)

Online Payment Options at JCPenney

‍

While JCPenney's mobile app supports Apple Pay, their desktop website does not. When shopping on JCPenney.com, you can use:

‍

• Credit cards

• JCPenney Credit Card

• Debit cards

• PayPal

• Gift cards

• Affirm financing

‍

💡 Shopping Online? Before you checkout at JCPenney.com, install Kudos (free) to automatically earn more rewards. Kudos is a free AI-powered smart wallet that helps you optimize your credit card usage when shopping online. It's compatible with over 15,000 stores and offers the potential to earn up to 25% back during special promotional events. That's higher than Rakuten, Honey, and Capital One Shopping.

Tips for Shopping at JCPenney

‍

• Download the JCPenney app to use Apple Pay for mobile purchases

• Link your rewards credit card to Apple Pay for additional benefits

• Consider the JCPenney Credit Card for exclusive discounts

• Use contactless payment for faster checkout in stores

‍

Pro tip: Install Kudos before shopping online at JCPenney to ensure you're using the best credit card for maximum rewards on your purchase.

How to Save Money at JCPenney

‍

• Join JCPenney Rewards for exclusive member pricing

• Shop during major sales events (Black Friday, Labor Day, etc.)

• Use JCPenney coupons (often available in their app)

• Check price matching with competitor ads

• Sign up for email newsletters for special offers

‍

💡 Want to stack your savings? Use Kudos while shopping at JCPenney.com to automatically find the credit card that offers the highest rewards rate for department store purchases.

Maximize Your Rewards at JCPenney

‍

Kudos focuses on helping you maximize your credit card rewards:

‍

• Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.

• Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.

• Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.

• Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.

‍

Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy.

‍

If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Frequently Asked Questions

‍

Does JCPenney take contactless payments?

‍

Yes, JCPenney accepts contactless payments at all store locations, including Apple Pay, Google Pay, and Samsung Pay.

‍

Can I use Apple Pay at all JCPenney locations?

‍

Yes, Apple Pay is accepted at all JCPenney retail stores nationwide.

‍

What other digital wallets does JCPenney accept?

‍

JCPenney accepts Google Pay, Samsung Pay, and PayPal in addition to Apple Pay.

‍

Is there a limit on Apple Pay transactions at JCPenney?

‍

No, JCPenney doesn't set specific limits on Apple Pay transactions, but your credit card's usual limits apply.

‍

What's the best way to maximize rewards at JCPenney?

‍

Install Kudos before shopping online at JCPenney to automatically determine which of your credit cards will earn the most rewards. Combine this with JCPenney Rewards membership for maximum benefits.