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How to Transfer Chase Points to Hyatt: A Step-by-Step Guide
July 1, 2025
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Transferring Chase Ultimate Rewards points to World of Hyatt is one of the smartest moves you can make with your credit card rewards. Unlike most hotel loyalty programs that offer poor redemption value, Hyatt consistently delivers exceptional worth—often 1.7 to 2 cents per point or more. With over 1,300 properties worldwide, from budget-friendly Hyatt Place locations to ultra-luxury Park Hyatt resorts, your Chase points can unlock incredible travel experiences.
This guide walks you through exactly how to transfer your points, which Chase cards are eligible, and when it makes sense to move your points to Hyatt versus keeping them in your Ultimate Rewards account.
Which Chase Cards Can Transfer Points to Hyatt?
Not all Chase cards allow you to transfer Ultimate Rewards points to travel partners. You need one of these premium cards to unlock transfer capabilities:
Personal Cards:
[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Exceptional Travel Value"} ]]
[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "$300 Annual Travel Credit"} ]]
Business Cards:
[[ SINGLE_CARD * {"id": "1100", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Valuable Rewards" } ]]
[[ SINGLE_CARD * {"id": "18167", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Annual Travel Credit" } ]]
If you only have no-annual-fee Chase cards like the Freedom Unlimited® or Freedom Flex℠, don't worry. You can combine those points with a Sapphire or Ink Preferred account, then transfer them from that premium card. Your points retain their full value when combined.
Important: The account names must match exactly between your Chase and Hyatt accounts. Even a middle initial discrepancy can cause transfer delays or failures.
Step-by-Step: How to Transfer Chase Points to Hyatt
The transfer process takes less than five minutes and points typically appear instantly. Here's exactly what to do:
Step 1: Log Into Chase Ultimate Rewards
Visit the Ultimate Rewards portal and sign in with your Chase credentials. If you have multiple Chase cards, select the account holding the points you want to transfer.
Step 2: Navigate to Transfer Partners
Click "Travel" in the top navigation menu, then select "Transfer points to partners" from the dropdown. You'll see this option only if you have a transfer-eligible card.
Step 3: Select World of Hyatt
Scroll to the "Hotels" section and click on "World of Hyatt." You'll see the current transfer ratio (always 1:1) and any available transfer bonuses (extremely rare for Hyatt).
Step 4: Connect Your Hyatt Account
If this is your first time transferring to Hyatt, you'll need to link your World of Hyatt account. You'll be asked to enter:
- Your World of Hyatt member number
- The account holder's name (must match your Chase account exactly)
Don't have a Hyatt account yet? Registration is free at worldofhyatt.com. Chase will remember your account details for future transfers.
Step 5: Enter Transfer Amount
Specify how many points you want to transfer. Important requirements:
- Minimum transfer: 1,000 points
- Must transfer in 1,000-point increments
- Transfer ratio: 1:1 (1,000 Chase points = 1,000 Hyatt points)
Step 6: Confirm and Submit
Review your transfer details carefully. Once you click "Confirm & Submit," the transfer cannot be reversed. You'll receive an email confirmation from Chase.
Step 7: Verify Points Arrived
In most cases, points appear instantly. To see them in your Hyatt account, log out and log back in—simply refreshing won't show the updated balance.
Managing points across multiple Chase cards and deciding when to transfer can get complicated. Kudos automatically tracks your Ultimate Rewards balances, monitors point expiration, and helps you determine the optimal card for every purchase—maximizing the points you earn before you even think about transferring them.
Understanding the Chase to Hyatt Transfer Ratio
Chase Ultimate Rewards transfers to World of Hyatt at a 1:1 ratio with no fees. This straightforward exchange is one reason Hyatt remains such a valuable Chase partner—you never lose points in the conversion.
Compare this to other hotel programs where points often transfer at unfavorable ratios or require significantly more points for award nights. Hyatt's category-based award chart means you can book hotels for as few as 3,500 points per night (Category 1 properties) or enjoy luxury resorts for 30,000-40,000 points.
Real-world value example: A standard room at the Park Hyatt New York costs $1,200+ per night during peak season. Using 40,000 Hyatt points for the same room delivers 3 cents per point value—far exceeding what you'd get booking through the Chase Travel portal.
When Should You Transfer Chase Points to Hyatt?
Don't transfer points until you're ready to book. Here's why:
Transfer ONLY when:
- You've found available award nights you want to book
- The redemption value exceeds 1.7 cents per point
- You've confirmed the dates work for your travel plans
- You need just enough points to complete a booking
Wait to transfer if:
- You're not ready to book immediately
- You might need points for a different travel partner
- The redemption value is below 1.5 cents per point
- You're considering booking through the Chase Travel portal instead
Chase points are incredibly flexible while sitting in your Ultimate Rewards account. Once transferred to Hyatt, they're locked in that program forever. Always verify award availability on Hyatt's website before initiating any transfer.
Common Transfer Mistakes to Avoid
- Name mismatch: The most common transfer failure happens when names don't match exactly between Chase and Hyatt accounts. Double-check spelling, middle initials, and suffixes.
- Transferring speculatively: Never transfer points "just in case." Hyatt occasionally devalues their award chart, and you'll lose flexibility if your travel plans change.
- Ignoring the Chase Travel portal: Sometimes booking through Chase Travel with the Sapphire Reserve (1.5 cents per point) delivers better value than transferring, especially for lower-category Hyatt properties.
- Forgetting to log out: After transferring, you must log out of your Hyatt account and log back in to see updated point balances. Refreshing the page won't work.
- Not combining points first: If you have points scattered across multiple Chase cards, combine them into one transfer-eligible account before moving them to Hyatt.
How Long Do Chase to Hyatt Transfers Take?
Officially, Chase states transfers can take up to seven business days. In reality, transfers to Hyatt are nearly always instant—your points appear within seconds to minutes of completing the transfer.
If your points haven't appeared after one hour, contact Chase customer service. Have your confirmation number ready from the email Chase sent after your transfer request.
Chase Travel Portal vs. Direct Hyatt Transfer
You have two options for using Chase points at Hyatt properties:
Option 1: Transfer to Hyatt
- Redemption value: 1.7-3+ cents per point (depending on property)
- Earn World of Hyatt points and elite qualifying nights
- Access to award night pricing and potential upgrades
- Best for: Luxury properties and extended stays
Option 2: Book through Chase Travel
- Redemption value: 1 cent per point (1.25 cents with Sapphire Preferred, 1.5 cents with Sapphire Reserve)
- No Hyatt elite benefits earned
- Often higher point requirements for same room
- Best for: Quick bookings when transfer math doesn't work out
Run the numbers before deciding. If a Hyatt Category 4 property costs 15,000 points per night as an award but $300 as a paid rate, transferring delivers 2 cents per point value. Compare this to the 1.5 cents you'd get using Sapphire Reserve points through Chase Travel.
Frequently Asked Questions
Can I transfer Chase points to someone else's Hyatt account?
No. You can only transfer Chase points to your own Hyatt account or to the Hyatt account of an authorized user on your Chase card who is a member of your household.
Do Chase points or Hyatt points expire?
Chase Ultimate Rewards points don't expire as long as your card account remains open. Once transferred to Hyatt, points expire after 24 months of account inactivity, but any earning or redeeming activity resets the clock.
Can I reverse a Chase to Hyatt transfer?
No. Point transfers from Chase to any partner are permanent and irreversible. This is why it's critical to only transfer when you're ready to book.
What happens if my Chase card name doesn't match my Hyatt account name?
The transfer will fail or be delayed. Contact Chase customer service to resolve name discrepancies before attempting to transfer.
Is there ever a transfer bonus from Chase to Hyatt?
Transfer bonuses to Hyatt are exceptionally rare and haven't occurred in recent years. Hyatt points are already so valuable that Chase and Hyatt haven't needed to incentivize transfers with bonuses.
Maximize Your Chase Points Strategy
Transferring Chase Ultimate Rewards points to World of Hyatt unlocks some of the best value in the points and miles world. The 1:1 transfer ratio, instant processing, and Hyatt's exceptional redemption opportunities make this one of the smartest ways to use your Chase points.
Remember these key principles: only transfer when you're ready to book, always verify award availability first, and run the math to ensure you're getting at least 1.7 cents per point value. With these strategies, your Chase points can deliver luxury hotel experiences that would otherwise cost thousands of dollars.
Ready to make your Chase points work smarter? Download Kudos to automatically track your Ultimate Rewards balances across all your Chase cards, get alerts when points are about to expire, and discover which card earns maximum rewards on every purchase. Stop leaving points on the table—Kudos ensures you're always maximizing your rewards before you even think about transferring them.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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