Triple-Dip Your Hotel Rewards: Rove Miles Just Changed the Game

The Math: How Triple-Dipping Actually Works

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Let's say you book a $300 hotel stay at a Marriott property through Rove using the Chase Sapphire Reserve®:

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Through October 31, 2025:

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• 3,000 Rove Miles (10x promotion)

• 3,000 Marriott Bonvoy points (10x base earning)

• 1 elite night credit toward status

• Eligible for elite benefits (upgrade, late checkout, etc.)

• 1,200 Chase Ultimate Rewards points (4x on travel with CSR)

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After October 31, 2025:

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• 1,500 Rove Miles (5x regular earnings)

• 3,000 Marriott Bonvoy points

• 1 elite night credit

• Elite benefits

• 1,200 Chase Ultimate Rewards points

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Compare that to booking direct through Marriott, where you'd only earn the Marriott points, elite credit, and credit card rewards—no Rove Miles.

Best Credit Cards for Triple-Dipping with Rove

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Since Rove bookings code as travel/hotel purchases, you'll want to maximize your credit card earnings on top of your Rove Miles and hotel loyalty points. Here are the best cards to use:

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Premium Travel Cards (Highest Earning)

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Chase Sapphire Reserve - 4x on travel

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• Best overall for triple-dipping

• Points transfer to airline partners

• $300 annual travel credit offsets the fee

• 10x on hotels and car rentals through Chase Travel

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Capital One Venture X Rewards Credit Card - 2x on everything (including hotels)

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• 10x on hotels and rental cars through Capital One Travel

• $300 annual travel credit

• Premium travel benefits 

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Luxurious Travel Benefits" } ]]

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Mid-Tier Travel Cards

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Chase Sapphire Preferred® Card - 3x on travel

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• Lower annual fee than Reserve

• Still earns transferable Ultimate Rewards

• 5x on Chase Travel bookings

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Exceptional Travel Value"} ]]

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American Express® Gold Card (See Rates & Fees) - 3x on flights (hotels excluded from bonus)

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• Better for flight bookings through Rove

• 4x on dining and groceries

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Generous Travel Rewards"} ]]

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Co-Branded Hotel Cards for Quadruple-Dipping

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If you're loyal to a specific hotel chain, consider using that chain's co-branded card for even more points:

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Marriott Bonvoy Brilliant® American Express® Card - 6x at participating Marriott properties

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• Earn 6x Bonvoy points + 10x Rove Miles + elite benefits

• Free night certificate annually

• Automatic Gold Elite status

[[ SINGLE_CARD * {"id": "1189", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "High-End Travel Option"} ]]

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The World of Hyatt Credit Card - 4x at Hyatt

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• Earn 4x Hyatt points + 10x Rove Miles + elite benefits

• Free night certificate annually

• Automatic Discoverist status

[[ SINGLE_CARD * {"id": "2854", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Attractive Rewards Rate and Benefits" } ]]

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Hilton Honors American Express Aspire Card - 14x at Hilton properties

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• Highest hotel earning rate

• Plus 10x Rove Miles through Oct 31

• Automatic Diamond status

[[ SINGLE_CARD * {"id": "1066", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "14x at Hilton Resorts"} ]]

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Other Options

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Capital One Venture Rewards Credit Card - 2x on everything

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• Simple earning structure

• $99 annual fee (lower annual fee than Venture X)

• No foreign transaction fees

[[ SINGLE_CARD * {"id": "438", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "High Travel Rewards" } ]]

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Bank of America® Travel Rewards Credit Card - 1.5x on everything

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• No annual fee

• Bonus multipliers if you're a BofA Preferred Rewards member

[[ SINGLE_CARD * {"id": "190", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Occasional Travelers", "headerHint": "Decent Travel Choice"} ]]

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Strategy Tips

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For maximum rewards during the 10x Rove promotion (through October 31):

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• Use the Chase Sapphire Reserve (4x) or Citi Strata Premier® Card (3x) for non-co-branded bookings

[[ SINGLE_CARD * {"id": "7783", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Robust Rewards Program"} ]]

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• Use hotel co-branded cards when booking your preferred chain

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After the promotion ends (November 1+):

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• Evaluate whether 5x Rove Miles + hotel points still beats direct booking

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Pro tip: Use Kudos to automatically identify which card in your wallet will maximize rewards for each Rove booking. The browser extension analyzes earning rates across all your cards and recommends the best one for each purchase.

How Rove Codes for Credit Cards

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According to early reports, Rove bookings code as hotel/travel purchases, meaning they'll earn bonus category spending on travel credit cards. This makes cards like the Chase Sapphire Reserve (4x travel), Chase Sapphire Preferred (3x travel), or Citi Strata Premier (3x travel) excellent choices for maximizing your triple-dip.

When to Use Rove

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Use Rove Loyalty Eligible rates when:

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• You want to maximize total rewards across multiple programs

• You're working toward hotel elite status

• The rate is competitive with direct booking (always compare!)

• You value transferable points for future flexibility

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Stick with direct bookings when:

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• Member rates are significantly cheaper

• You need customer service flexibility (OTA bookings can be harder to modify)

• The hotel offers a direct booking incentive

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Consider Rove's higher-earning rates when:

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• You don't care about hotel loyalty (earn up to 25x Rove Miles)

• You want to maximize Rove Miles for a specific redemption

• The discount offsets the lack of hotel points

Limited-Time 10x Promotion

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Through October 31, 2025, Rove is offering double Rove Miles (10x instead of 5x) on all Loyalty Eligible hotel bookings. This launch promotion significantly boosts the value proposition.

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After October 31, the earnings will drop to 5x Rove Miles per dollar—still compelling, but less lucrative. If you have hotel stays planned for the next few weeks, this is an excellent time to test the platform.

The Bigger Picture: Competition Heats Up

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Rove isn't the only player in this space. Gondola.ai offers similar functionality, though it provides credit toward future bookings rather than transferable points. American Express Fine Hotels & Resorts and Chase Luxury Hotels & Resorts have long offered this "double-dip" benefit, but those programs are limited to premium and luxury properties. Rove's approach is far broader, covering everyday brands like Courtyard by Marriott and Hampton Inn.

How to Get Started

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1. Create a Rove Miles account at rovemiles.com
2. Search for your hotel stay and look for "Loyalty Eligible" rates
3. Compare pricing with direct booking rates
4. Book and pay with your preferred rewards credit card
5. Provide your hotel loyalty number during booking or at check-in

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Remember: Rove bookings are processed as revenue bookings, so they're treated exactly like direct bookings by the hotel chains for loyalty purposes.

Bottom Line

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The ability to earn transferable points PLUS hotel loyalty benefits represents a meaningful innovation in travel rewards. While you'll want to compare rates carefully (sometimes direct bookings or other channels are cheaper), the 10x Rove Miles promotion through October 31 makes this an attractive option for maximizing your rewards across multiple programs.

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For credit card rewards optimizers, this opens up a new strategy: you're no longer forced to choose between hotel loyalty and flexible points. You can pursue both simultaneously—and throw credit card rewards on top for good measure. That's what we call a true triple-dip.