Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Your Card Offers, Now on Autopilot
July 1, 2025
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Your credit cards hide hundreds of dollars in offers. Kudos finds and activates them for you, automatically.
The Problem with Card-Linked Offers
Card-linked offers (CLOs) deliver 25-30% savings at brands you already shop with. Think 4% back at Amazon, 10% off at Whole Foods, $20 back at Sephora, or 15% cashback at Target. The problem is that they’re buried in issuer portals across Amex, Chase, Citi, Capital One, Wells Fargo, and Bank of America.
They require manual activation. They refresh every few days. But they're buried across Amex, Chase, Citi, Capital One, Wells Fargo, and Bank of America portals. They require manual activation. They refresh every few days. Most people never use them because they don't know they exist, or it's too much work to activate hundreds of offers.
What Makes Kudos Different
Other apps activate offers. We activate your offers and remind you to use them at checkout.
- We're already at checkout: Kudos surfaces the right offer at the exact moment you're buying and automatically picks your best card.
- We know what you actually buy: We match activated offers to your real purchase history so you see offers that matter to you, not a list of 500 merchants you'll never shop at.
- We change which card you should use: A 25% offer beats a 2% rewards rate every time. Kudos recalculates recommendations in real-time based on active offers.
- It's your entire wallet, not just offers: CLO activation is one feature in a complete system including Boost cashback stacking, AI insights, welcome bonus tracking, and 2 years of spending data.
How It Works
- Auto-Activation: Visit your issuer portal with the Kudos extension installed, and we automatically detect and activate all available CLOs across your supported cards. No clicking through hundreds of tiles.
- Smart Checkout Reminders: Shopping online? Kudos surfaces active offers at checkout, then recommends the card that maximizes your total savings.
- Unified Benefits Tracker: See all your activated offers, statement credits, and card benefits in one dashboard. Track the value you're unlocking as you shop.
- Fresh Offers, Always: New offers drop every few days. Kudos prompts you to refresh at checkout so you never miss the latest deals.
Plus, a Revamped Benefits Tracker
Your cards have hundreds of dollars in annual credits buried in fine print: airline fee credits, streaming credits, statement credits. Most expire unused.
Kudos tracks them automatically:
- Auto-detects benefits across your cards
- Shows exactly what you've redeemed vs. what's still available
- Alerts you before benefits expire
- Matches benefits to your spending patterns
Track benefits on your highest-value card (for the last 30 days) for free, or unlock unlimited tracking across all cards with Kudos Premium.
What's Included
Kudos Free:
- 1 auto-activation to experience the feature
- Benefits tracking on 1 card (your most active card)
- See relevant offers at checkout from your single activation
- All existing free features: card recommendations, autofill, Boost cashback, approval odds, Dream Wallet, Test Drive, and the last 30 days of transactions
Kudos Premium:
- Unlimited CLO auto-activation across all supported cards
- Advanced AI insights tailored to your spending
- Full benefits tracking for all cards you hold
- Value tracking showing total savings from activated CLOs
- 2 years of transaction history
- Automated welcome bonus tracking
- Early access to new features
Coming Soon: More Autopilot Features
Premium is getting even more powerful with features that pay for themselves:
- Automatically cancel unwanted subscriptions
- Negotiate bills and fees on your behalf
- Monitor flight and hotel prices and auto-rebook when rates drop
- Location-aware recommendations
- Bill statement integration
Secure Your Early Access Rate
Try Kudos Premium with a 7-day free trial:
- $41.99/year (normally $119.99) - Save 65%!
- $7.99/month (normally $9.99/month)
1 week free. Cancel anytime. We'll never auto-charge you.
Upgrade to Kudos Premium | Add to Chrome for Free
Questions?
Which issuers are supported?
American Express, Chase, Citi, Capital One, Wells Fargo, and Bank of America. More coming soon.
How often should I refresh offers?
New offers drop every few days. We recommend refreshing weekly for maximum value.
Does this work in-store?
Yes! CLOs work for both online and physical purchases.
Need help? Contact us at support@joinkudos.com
Put your card offers on autopilot. Never miss savings again.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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