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Chase Sapphire Preferred Apple TV Benefit 2026: How to Get a Free Year
July 1, 2025
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Streaming subscriptions are one of those costs that quietly add up every month. So it's worth knowing when a credit card gives you one for free.
Through Dec. 31, 2026, the Chase Sapphire Preferred® Card comes with a complimentary one-year Apple TV subscription. It's a lesser-known perk, and one that can more than offset the card's $95 annual fee on its own.
Here's what the benefit actually covers and how to activate it.
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What Is the Chase Sapphire Preferred Apple TV Benefit?
Chase Sapphire Preferred cardholders can get a full year of Apple TV at no cost, as long as they activate the benefit by Dec. 31, 2026. This isn't a statement credit you have to wait to be reimbursed for. Once you activate it, you get direct access to the subscription. No paying upfront, no waiting for a credit to post.
Apple TV includes original shows like Ted Lasso, Severance, and The Morning Show, along with a growing library of movies and documentaries.
To activate, you'll need to do it through Chase and link an Apple ID.
How to Activate Your Free Apple TV Subscription
Activating takes just a couple of minutes, either through the Chase app or chase.com.
- Log into your Chase account
- Go to the Benefits section for your Sapphire Preferred card
- Find the Apple TV benefit and select Activate Now
- You'll be redirected to Apple TV and prompted to sign in with or link your Apple ID
- Once connected, your free year starts automatically
One thing worth knowing: if you're already paying for Apple TV directly through Apple, activating this benefit pauses your existing subscription. Once your complimentary year ends, your paid subscription resumes automatically at the current rate.
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Add every card you carry to your Kudos wallet, even ones you don't use often. The Kudos Benefits Tracker only knows what it can see, so a card sitting unconnected is a card with credits you're probably not using.
Is the Apple TV Benefit Worth It?
Apple TV normally costs $12.99 a month or $99.99 a year. That puts the value of this benefit at somewhere between $100 and $156, depending on whether you'd otherwise pay monthly or annually.
Either way, it covers the Sapphire Preferred's $95 annual fee by itself.
The catch is the same as with any card perk: it's only valuable if you'd actually use it. If Apple TV isn't something you'd normally watch, you're not getting the full value, though it's still a no-risk way to try out the platform for a year.
Sapphire Preferred cardholders also earn 3x points on streaming purchases, including Apple Music, Apple TV, Disney+, Hulu, Netflix, Spotify, and YouTube Premium. Note that the free year only applies to Apple TV, not Apple Music. If you want both covered, the Chase Sapphire Reserve includes a broader Apple benefit.
How Kudos Helps You Track It
Benefits like this are easy to overlook or forget to activate.
Kudos automatically tracks credits and benefits like this across every card in your wallet, so you always know what's active, what's expiring, and what you haven't used yet. No digging through your Chase account to check whether you already activated Apple TV this year.
Frequently Asked Questions
Does the Chase Sapphire Preferred include a free Apple TV subscription?
Yes. Cardholders who activate the benefit by Dec. 31, 2026 get a complimentary one-year Apple TV subscription.
How do I activate the Apple TV benefit on my Sapphire Preferred card?
Log into the Chase app or chase.com, go to the Benefits section for your card, select the Apple TV benefit, and activate it by linking your Apple ID.
Does this benefit include Apple Music too?
No. This benefit only covers Apple TV. The Chase Sapphire Reserve offers a version that includes both Apple TV and Apple Music.
What happens if I already pay for Apple TV?
Your existing subscription pauses automatically once you activate the Chase benefit. It resumes at the then-current rate once your complimentary year ends.
Is the Apple TV benefit worth more than the annual fee?
Yes. At $99.99 to $156 in value depending on how you'd otherwise pay, it covers the card's $95 annual fee on its own, assuming you'd actually use Apple TV.
Bottom Line
The Chase Sapphire Preferred's free year of Apple TV is an easy way to offset the card's annual fee, as long as you activate it before Dec. 31, 2026. It takes a few minutes, and it's worth doing even if you're not sure you'll use the full year.
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