Walmart Black Friday 2026: Dates, Early Access, and Which Card to Pay With

Do You Need Walmart+ to Shop Walmart Black Friday?

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No. Every Walmart Black Friday deal opens to all shoppers. Walmart+ gets you a 24-hour head start online on select "hot Deal drops" during Early Black Friday and Black Friday, and some online-only deals are reserved for members for the first 24 hours, while supplies last.

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That head start matters most for the items most likely to sell out, like TVs, headphones and popular toys.

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What Else Walmart+ Includes

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Members also get free delivery on orders of $35 or more, one ad-supported streaming service every 90 days (Peacock Premium or Paramount+ Essential), fuel discounts, free pharmacy delivery and up to 10% Walmart Cash back on travel.

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Other perks include Burger King savings, Scan & Go checkout in stores and free returns from home. Our Walmart+ membership guide covers each benefit in detail.

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How Much Walmart+ Costs

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Walmart+ costs $12.95 a month or $98 a year. The new Walmart+ with Sam's Club Plus combined membership costs $120 a year and adds 2% Sam's Cash back on qualifying pre-tax, in-club Sam's Club purchases, capped at $750 per 12-month membership.

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If you have one of the American Express cards below, you may already be able to get the monthly plan for free.

What Deals Are Available During Walmart Black Friday 2026?

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Walmart hasn't released a full list of Black Friday deals yet. So far it has promised thousands of gifts under $20 and a Top Toys list of 25 toys under $25, with specific deals expected closer to each event.

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Some markdowns are already live. NJ.com spotted these Walmart prices on Oct. 26:

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• TCL 65-inch QM51L Series QD-Mini LED 4K Google TV: $498, down from $700
• Beats Studio Pro Wireless Headphones: $149, down from $299
• Bose TV Speaker (2nd Gen) Soundbar: $199, down from $299
• Dyson V12 Detect Slim Cordless Vacuum: $450, down from $730
• Dyson V8 Cyclone Cordless Vacuum with Car Cleaning Kit: $300, down from $450
• iRobot Roomba 105 Combo Robot Vacuum and Mop: $299, down from $370
• Frigidaire 33 lb Nugget Ice Maker: $149, down from $280
• Ninja Foodi 8 qt DualZone Air Fryer: $109, down from $149
• Crock-Pot 7 qt Manual Slow Cooker: $35, down from $80

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Walmart prices change quickly during the holidays, so check the current price before you buy. On a big-ticket item like a TV, the card you pay with matters too, and Kudos can show you which card in your wallet earns the most at Walmart before you check out.

Which Credit Cards Come With Walmart+?

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Two American Express cards cover a monthly Walmart+ membership with a statement credit. That means early access to Walmart's Black Friday deal drops at no extra cost, along with free shipping, delivery, gas savings and a streaming subscription.

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The Platinum Card® from American Express

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The Platinum Card® from American Express (See Rates & Fees) gives you a statement credit of up to $12.95 plus applicable taxes each month when you use the card to pay for one monthly Walmart+ membership. American Express values the credit at up to $155 a year. Enrollment is required, and Plus Ups are excluded. The card has an $895 annual fee.

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[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Walmart+ Members", "headerHint": "MONTHLY WALMART+ CREDIT"} ]]

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American Express® Business Gold Card

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The American Express® Business Gold Card has the same benefit: up to $12.95 plus applicable taxes back each month when you pay for a monthly Walmart+ membership with the card.

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[[ SINGLE_CARD * {"id": "111", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint": "MONTHLY WALMART+ CREDIT"} ]]

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Monthly Plans Only

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The Amex credit only applies to the monthly Walmart+ plan. If you pay annually, or switch to the new $120 Walmart+ with Sam's Club Plus plan, the statement credits stop. To have the membership active for the Black Friday Deals early access drop on Nov. 23, sign up for the monthly plan with your Amex card before then.

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^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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For the full rundown, see which credit cards come with Walmart+.

Which Card Should You Use at Walmart?

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Having Walmart+ through an Amex card and earning the most on your purchases are two separate questions. The Platinum Card® earns just 1X points on Walmart purchases, so it shouldn't be the card you pay with during the sale.

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OnePay CashRewards World Mastercard®

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Walmart's own credit card, the OnePay CashRewards World Mastercard®, earns unlimited 5% cash back at Walmart, in stores and online, if you're a Walmart+ member. Without Walmart+ it earns 3% at Walmart. Everywhere else it earns 1.5%, and the card has no annual fee.

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For applications submitted through Dec. 31, 2026, purchases outside Walmart earn 3% cash back for your first 90 days, then 1.5%. The card is issued by Synchrony Bank.

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[[ SINGLE_CARD * {"id": "20378", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Walmart Shoppers", "headerHint": "UP TO 5% AT WALMART"} ]]

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The Best Combo: Amex for Walmart+, OnePay for Checkout

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If you have the Platinum Card® or Business Gold Card, let it pay for monthly Walmart+ and use the OnePay card for your Walmart purchases. Your Walmart+ membership is what unlocks the OnePay card's 5% rate.

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On a $500 Black Friday haul, that's $25 back at 5%, compared with $10 on a flat 2% card and $5 in points on a 1X card.

^{Calculation formulated by Kudos, based on a $500 purchase at Walmart multiplied by each card's published earn rate.}

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Stack Kudos Boost on Top

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Walmart is a Kudos Boost partner, so you can earn extra cash back from Kudos on top of your card's rewards. When you shop Walmart through Kudos, eligible purchases earn Boost, which you can redeem for PayPal cash or Amazon gift cards (100 Boost equals $1).

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Boost stacks with whatever card you pay with, so the OnePay card's 5% plus Boost gets you more back than either one alone. Check the Kudos app or browser extension for Walmart's current Boost rate before you check out.

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No Walmart Card? Use a Flat-Rate Card

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If you don't want a store card, a flat-rate card is the simplest choice for a mixed cart. The Citi Double Cash® Card and the Wells Fargo Active Cash® Card both earn 2% cash back. Check your card's terms before relying on a grocery bonus category, since many exclude superstores like Walmart.

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[[ COMPARE_CARD * {"ids": ["20378", "580", "2894"], "bestCategoryIds": ["52", "52", "52"], "bestForTexts": ["Walmart Shoppers", "Flat 2% Cash Back", "Flat 2% Cash Back"]} ]]

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If you are planning several big purchases, our guide to building a credit card stack explains how to match each card to a category.

The Bottom Line

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Mark Nov. 12, Nov. 23 and Nov. 30 on your calendar. If you have the Platinum Card® or Business Gold Card, put a monthly Walmart+ membership on it to get early access at no cost. Then pay with the card that earns the most at Walmart: the OnePay card if you have it, or a flat 2% card if you don't. Shop through Kudos to add Boost cash back on top.

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Kudos can tell you which card in your wallet to use at checkout and tracks credits like your monthly Walmart+ credit, so you don't have to look up each card's rewards while the deal clock is running.