Capital One QuicksilverOne vs Amex Blue Cash Everyday: Which Is Better In 2026?

Blue Cash Everyday® Card from American Express Breakdown

‍

[[ SINGLE_CARD * {"id": "260", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Cash Back", "headerHint" : "No Annual Fee" } ]]

‍

Why We Like It

‍

This section breaks down why we like the Blue Cash Everyday® Card from American Express (See Rates & Fees).

‍

• It offers a straightforward way to earn cash back on everyday spending without the commitment of an annual fee.
• The card provides valuable rewards on common spending categories like groceries, gas, and online shopping.
• New cardholders can take advantage of an attractive welcome offer and an introductory interest-free period on both purchases and balance transfers.

‍

_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

‍

Pros

‍

• No annual fee, making it easy to keep the card long-term without worrying about ongoing costs.
• Offers bonus cash back in key everyday spending categories, including at U.S. supermarkets, U.S. gas stations, and for U.S. online retail purchases.
• New cardholders can take advantage of a welcome offer and an introductory interest-free period on purchases and balance transfers.

‍

Cons

‍

• Bonus cash back categories have annual spending caps.
• Foreign transaction fees apply, making it less than ideal for international travel.
• Cash back redemption options are limited.

Blue Cash Everyday® Card from American Express vs Capital One QuicksilverOne Cash Rewards

‍

Categories

‍

When deciding which is better, Capital One QuicksilverOne or Amex Blue Cash Everyday, it's important to look at what each card is designed for and who it serves best.

‍

• Capital One QuicksilverOne Cash Rewards: This card is best for credit builders, offering a straightforward way for those with average credit to earn rewards while improving their score.
• Blue Cash Everyday® Card from American Express: This card falls squarely in the cash back category, designed for everyday spenders with good to excellent credit who want to earn rewards on common purchases.

‍

Redemption

‍

Capital One QuicksilverOne Cash Rewards: Cardholders can redeem their cash back at any time and for any amount. Redemption is flexible, with options that can include a statement credit or a check.

‍

Blue Cash Everyday® Card from American Express: Cash back is received in the form of Reward Dollars. These can be easily redeemed as a statement credit on your account.

‍

Compare Top Rated Credit Cards with Kudos

‍

To make the right choice, a tool like Kudos can help you compare top-rated cards based on your own spending.

‍

• Test drive a credit card before you apply to see personalized earnings projections based on your real spending data.
• Receive a detailed analysis of your approval odds based on your credit report.
• Discover new credit cards with personalized matches designed to maximize your earnings based on your spending history.
• Monitor your transactions, spending, and credit score to stay on top of your finances.
• Get a welcome offer guarantee, ensuring that if you find a better offer within three months, Kudos will match it.

Who Should Choose the Capital One QuicksilverOne Cash Rewards?

‍

The Capital One QuicksilverOne Cash Rewards card is tailor-made for individuals with fair or average credit who are looking to build a stronger credit history through responsible use. It’s also a great fit for anyone who wants a no-fuss cash back card, as it offers a simple, flat 1.5% cash back on every purchase without tracking bonus categories. While it carries a $39 annual fee, the card is also a good companion for international travel since it charges no foreign transaction fees.

Who Should Choose the Blue Cash Everyday® Card from American Express?

‍

The Blue Cash Everyday® Card from American Express is an excellent choice for individuals with good to excellent credit who want to earn cash back on their daily purchases without paying an annual fee. It's particularly well-suited for families and savvy shoppers who spend regularly at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. Because of its straightforward rewards structure, it also serves as a great entry point for those new to the world of credit card rewards.

Alternatives to Consider

‍

So, you've weighed the Capital One QuicksilverOne Cash Rewards card against the Blue Cash Everyday® Card from American Express and neither feels quite right. Fortunately, the world of cash back credit cards is vast, and there are several other excellent alternatives to consider.

‍

[[ COMPARE_CARD * {"ids": ["509", "118"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Exceptional Value", "Generous Travel Rewards"]} ]]

‍

_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

‍

Tips for Application Success

‍

Before You Apply

‍

• Check your credit score: Card requirements can range from average to excellent credit.
• Review your card history: Some issuers limit welcome offer eligibility for existing or previous cardmembers.
• Plan your spending: Ensure you can comfortably meet any minimum spending requirements for a welcome offer.

‍

Application Strategy

‍

• Time your application to coincide with large planned purchases.
• Search across different platforms to find the highest available welcome offer.
• Understand issuer-specific rules that may affect your eligibility for a new card or bonus.

Our Methodology

‍

We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

‍

Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

‍

What credit score do I need for the Capital One QuicksilverOne?

‍

The Capital One QuicksilverOne Cash Rewards Credit Card is designed for individuals with fair or average credit, which typically means a FICO score in the 580 to 669 range.

‍

What kind of credit is needed for the American Express Blue Cash Everyday Card?

‍

To qualify for the American Express® Blue Cash Everyday® Card, you will generally need good to excellent credit, which is usually considered a FICO score of 670 or above. Terms apply.

‍

Is there an annual fee for the Amex Blue Cash Everyday card?

‍

No, the American Express® Blue Cash Everyday® Card is a no-annual-fee credit card. Terms apply.

‍

What are the main reward categories for the Amex Blue Cash Everyday?

‍

This card earns a higher rate of cash back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations, though spending caps apply to these bonus categories. Terms apply.

‍

‍