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Does Sam's Club Take Apple Pay? (2026 Guide)
Quick Answer
Yes, Sam's Club accepts Apple Pay in stores and through the Sam's Club mobile app. However, Apple Pay is not accepted for online purchases on samsclub.com.
In-Store Payment Options at Sam's Club
Sam's Club stores accept Apple Pay at all checkout registers and fuel stations. You can pay using your iPhone or Apple Watch by holding it near the contactless reader. Accepted payment methods include:
- Apple Pay and other digital wallets (Google Pay, Samsung Pay)
- Sam's Club credit cards
- Walmart/Sam's Club store cards
- Most major credit cards (Visa, Mastercard, American Express, Discover)
- Debit cards
- SNAP/EBT cards
- Cash
- Personal checks
Online Payment Options at Sam's Club
While samsclub.com doesn't accept Apple Pay, you can use these payment methods:
- Credit cards (Visa, Mastercard, American Express, Discover)
- Sam's Club credit cards
- Walmart/Sam's Club store cards
- PayPal
- Debit cards
💡 Shopping Online? Before you checkout at samsclub.com, install Kudos (free) to automatically earn more rewards. Kudos is a free AI-powered smart wallet that helps you optimize your credit card usage when shopping online. It's compatible with over 15,000 stores and offers the potential to earn up to 25% back during special promotional events. That's higher than Rakuten, Honey, and Capital One Shopping.
Tips for Shopping at Sam's Club
- Download the Sam's Club app to use Apple Pay and access digital membership cards
- Link your preferred payment method to your Sam's Club account for faster checkout
- Consider the Sam's Club Mastercard for additional rewards on gas and in-store purchases
- Use Scan & Go in the app to skip checkout lines
- Shopping online? Install Kudos to automatically find the best card for maximum rewards on your Sam's Club purchases
How to Save Money at Sam's Club
- Look for Instant Savings deals, available to all members
- Shop seasonal sales, especially after major holidays
- Consider upgrading to Plus membership for early shopping hours and extra benefits
- Use the Sam's Club app to track prices and find deals
- Stack rewards by using Kudos to identify your highest-earning credit card for Sam's Club purchases
Maximize Your Rewards at Sam's Club
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- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
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Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy.
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Frequently Asked Questions
Does Sam's Club take contactless payments?
Yes, Sam's Club accepts contactless payments at all locations, including Apple Pay and other digital wallets.
Can I use Apple Pay at all Sam's Club locations?
Yes, Apple Pay is accepted at all Sam's Club stores and fuel stations nationwide.
What other digital wallets does Sam's Club accept?
Sam's Club accepts Google Pay and Samsung Pay in addition to Apple Pay.
Is there a limit on Apple Pay transactions at Sam's Club?
No, there are no specific limits for Apple Pay transactions at Sam's Club beyond your card's normal limits.
What's the best way to maximize rewards at Sam's Club?
Install Kudos before shopping online at Sam's Club to automatically identify which of your credit cards will earn the most rewards. Combine this with Sam's Club member benefits and Instant Savings for maximum value.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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