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New IHG One Rewards Premier Select Credit Card: 200,000 Bonus Points and Platinum Elite
September 27, 2026
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Chase and IHG Hotels & Resorts launched a new top-tier hotel card on October 1, 2026: the IHG One Rewards Premier Select Credit Card. It carries a $350 annual fee and comes with automatic Platinum Elite status, an Anniversary Free Night, and up to $500 a year in Food & Beverage Rewards and airline credits.
The launch also brings changes to every other IHG card from Chase, including new names, new credits and higher annual fees in 2027. Here is what the new card offers, how it compares to the rest of the lineup, and who it makes sense for.
IHG One Rewards Premier Select at a Glance
- Annual fee: $350
- Welcome offer: 200,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening, available through November 18, 2026
- Earning: up to 28X total points on IHG stays, 6X on dining and all other travel including rideshare, 3X on everything else
- Status: automatic Platinum Elite, plus 20 Elite Night Credits each calendar year
- Credits: up to $300 a year in Food & Beverage Rewards ($75 each quarter), a $200 airline statement credit each calendar year, up to $50 a year in United TravelBank Cash, and up to $120 every 4 years for Global Entry, TSA PreCheck or NEXUS
- Foreign transaction fees: none
- Free nights: an Anniversary Free Night (up to 60,000 points, with the option to add your own points) and a free night on four-night award stays
Already have an IHG card? See how the current Premier stacks up. Read our IHG Premier review.
What Is the Premier Select Welcome Offer?
New cardholders can earn 200,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening. The launch offer is available through November 18, 2026. You can also earn 10,000 more bonus points by adding an authorized user in the first 3 months.
The $5,000 spend works out to about $1,667 a month, so plan it around purchases you would make anyway.
Can You Get the Bonus If You Already Have an IHG Card?
Yes. The offer is not available to current or past cardholders of this card who received its new cardmember bonus in the last 24 months. Because the Premier Select is brand new, holding the IHG Premier, the no-fee IHG card or the IHG Business card does not make you ineligible. Chase's usual application rules still apply.
Before you apply, compare the Premier Select against the cards already in your wallet in Kudos Explore. If most of your spending already earns more on another card, the 3X base rate matters less than the IHG perks.
Paying an annual fee for card credits? Kudos tracks your credits automatically so none go unused. See how the Benefits Tracker works.
How Many Points Does the Premier Select Earn?
The card earns up to 28X total points on stays at IHG properties. Only 12X of that comes from the card itself. The rest is what IHG One Rewards members earn on stays with Platinum Elite status, which the card gives you automatically.
Outside of IHG, the card earns 6X points on dining (including takeout and eligible delivery) and all other travel, including rideshare. Every other purchase earns 3X. There are no foreign transaction fees.
The 3X base rate is high for a hotel card, but IHG points are generally worth less per point than flexible bank points. Before you move everyday spending onto this card, compare what it would earn against the cards you already carry.
Moving Chase points to IHG? Check the math before you transfer. See how Chase IHG transfer bonuses compare.
What Benefits Come With the Premier Select?
Food & Beverage Rewards
The up to $300 a year arrives as one voucher of up to $75 each quarter. Each voucher has to be used during a single IHG stay while you are checked in, and it expires at the end of the quarter it was issued. Any unused value is lost, so the full $300 requires an IHG stay every quarter.
Airline, Travel and Lifestyle Credits
- Airline statement credit: $200 each calendar year after a purchase of at least $250 on flight tickets booked directly with the airline. This credit is currently scheduled to run through December 31, 2027.
- United TravelBank Cash: up to $50 each calendar year, paid as two $25 deposits. A one-time activation is required.
- Global Entry, TSA PreCheck or NEXUS: a statement credit of up to $120 every 4 years for the application fee.
- Instacart+ and DashPass: complimentary memberships when you activate with the card by December 31, 2027, plus monthly credits while you stay enrolled.
Free Nights
Each account anniversary, you get a free night at an IHG hotel costing up to 60,000 points, and you can add your own points to book a pricier room. When you redeem points for a four-night stay, one of those nights is free.
Status and Elite Night Credits
Cardholders get automatic Platinum Elite status, which includes perks like Confirmable Suite Upgrades, welcome amenities, and early check-in and late check-out when available. The card also adds 20 Elite Night Credits each calendar year, enough to unlock your first Milestone Reward, plus 2 more for every $5,000 you spend.
Spending Milestones
- $15,000 in a calendar year: 5 more Elite Night Credits and 20,000 bonus points.
- $25,000 in a calendar year: Diamond Elite status for the rest of that year and all of the next.
- $40,000 in a calendar year: a second free night at a hotel costing up to 60,000 points.
Is the IHG Premier Select Worth the $350 Annual Fee?
It can be, but only if you stay at IHG properties often. The Food & Beverage Rewards and the airline statement credit add up to as much as $500 a year, $150 more than the annual fee, before you count the Anniversary Free Night, United TravelBank Cash or any points.
Calculation formulated by Kudos, based on the maximum annual Food & Beverage Rewards and airline statement credit listed by Chase.
Two catches make that number harder to reach. The Food & Beverage Rewards come as $75 a quarter and only work during an IHG stay, so you need a stay every quarter to use all of them. The $200 airline credit is also only scheduled through the end of 2027, so its long-term value is not guaranteed.
The card fits best if you stay with IHG at least once a quarter, want Platinum Elite without earning it through nights, and already book flights directly with airlines. If you stay with IHG a few times a year or less, a lower-fee card will likely serve you better.
What's Changing on the Other IHG Cards?
Chase is updating the rest of the IHG lineup at the same time. Existing cardholders will be notified in October with the details and the date each change takes effect, and annual fees will be adjusted in 2027.
- IHG One Rewards Premier Credit Card: the annual fee rises from $99 to $150 in 2027. New benefits include up to $100 in annual Food & Beverage Rewards, a $100 annual airline statement credit and 15 Elite Night Credits a year. Earning moves to up to 24X on IHG stays, 5X on flights booked directly, car rentals, dining, gas stations and grocery stores, and 3X on everything else. Automatic status drops from Platinum Elite to Gold Elite, though existing cardholders keep Platinum through December 31, 2027, and spending $15,000 in a year earns Platinum. The Anniversary Free Night cap rises to 50,000 points.
- IHG One Rewards Credit Card: the new name for the IHG One Rewards Traveler Credit Card. It keeps a $0 annual fee and earns up to 17X on IHG stays, 3X on dining, gas stations and grocery stores, and 2X on everything else, with Silver Elite status and 5 Elite Night Credits a year. The free night on four-night award stays now requires $5,000 in spending on the card.
- IHG One Rewards Business Credit Card: the new name for the IHG One Rewards Premier Business Credit Card. The annual fee rises from $99 to $200 in 2027, and new benefits include up to $100 in Food & Beverage Rewards, a $100 airline statement credit and up to $100 a year toward Expensify. It keeps Platinum Elite status and up to 26X on IHG stays but loses its United TravelBank Cash.
All four cards have elevated welcome offers through November 18, 2026, including 180,000 bonus points on the Premier after $3,000 in purchases in the first 3 months, 190,000 on the Business card after $5,000 in the first 3 months, and 125,000 on the no-fee IHG One Rewards Credit Card after $2,000 in the first 3 months. Check the current offer on each before you apply.
Premier Select vs. Premier: Which Should You Get?
The Premier Select costs $200 more a year than the updated Premier. In return, you get $200 more in Food & Beverage Rewards, $100 more in airline credit, Platinum Elite instead of Gold Elite, 5 more Elite Night Credits, a higher Anniversary Free Night cap, and 6X instead of 5X on dining.
If you would use all of the extra credits, the additional $300 more than covers the $200 higher fee, and Platinum Elite is a real upgrade for frequent IHG guests. If you stay with IHG a handful of times a year, the Premier gets you most of the core value for less.
How Kudos Helps You Get the Most From an IHG Card
A card like this only pays for itself if you use the credits. The Kudos Benefits Tracker keeps track of the credits on every card in your wallet and shows what you have used and what is still available, so an airline credit or a Food & Beverage Reward does not expire unused.
Kudos can also help you decide whether the card belongs in your wallet at all. In Kudos Explore, you can compare it against cards you already have, and once you have it, the Kudos extension shows which of your cards earns the most at checkout, so dining and travel land on the right card.
Frequently Asked Questions
What is the annual fee on the IHG One Rewards Premier Select Credit Card?
The annual fee is $350.
What status does the IHG Premier Select come with?
Cardholders get automatic Platinum Elite status in IHG One Rewards, plus 20 Elite Night Credits each calendar year.
When do the annual fees change on the other IHG cards?
Chase says annual fees will be adjusted in 2027. Existing cardholders will be notified in October 2026 with the date each change takes effect.
When does the 200,000-point offer end?
The launch offer is available through November 18, 2026.
Can I get the Premier Select bonus if I have another IHG card?
Yes. Holding another IHG card does not make you ineligible, since the bonus restriction only applies to people who received this card's bonus in the last 24 months.
Is the IHG Traveler card being discontinued?
No. It has been renamed the IHG One Rewards Credit Card and still has no annual fee.
The Bottom Line
The IHG One Rewards Premier Select Credit Card is built for IHG regulars. If you stay at least once a quarter, its credits can more than cover the $350 annual fee, and automatic Platinum Elite plus 20 Elite Night Credits a year make it the simplest way to get Platinum Elite perks without staying the nights. If IHG is not where you usually stay, the credits are hard to use and a lower-fee card is the better pick.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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