Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Try Kudos Premium Risk-Free: Our 90-Day Money-Back Guarantee
July 1, 2025

If Kudos doesn't save you more than the cost of your yearly subscription in the first 90 days, we'll refund you. Simple as that.
How It Works

Sign up for a Kudos Premium yearly plan and use it. The bill negotiation, card-linked offers, and Boost cashback will start working in the background.
At day 90, if your total verified savings through Kudos are less than what you paid for the year, email support@joinkudos.com with the subject line "Money-Back Guarantee Request." We'll review your account and follow up within 5 business days.
You have until day 120 to submit, so don't sit on it too long.
What We Count as Savings

- Boost cashback earned at checkout
- Card-linked offer savings activated through Kudos
- Confirmed bill negotiation savings
If the combined total is less than your subscription cost, you qualify.
How the Refund Works
Refunds are issued as Kudos Boost credits, redeemable via PayPal or as an Amazon gift card. The payout equals the full amount you paid. Because subscriptions run through Stripe, the Apple App Store, or Google Play, we can't send money back directly to your card. For PayPal redemptions, the standard $2.99 processing fee is waived for guarantee claims.
Who Qualifies
- First-time Kudos Premium yearly subscribers only
- You must have been subscribed to Kudos Premium for at least 90 days before submitting
- If you've had any Kudos Premium subscription before (monthly or yearly, under any account), you're not eligible
- Does not apply to the Lifetime plan
- One use per account
Why We Do This

The average Premium member saves $324/year on bills and earns $750/year from card-linked offers. That’s $1,074 in total average annual savings. At $71.95/year, you break even if Kudos saves you $6 a month. Most members hit that in the first week.
Tikue Anazodo, our CEO, saved $840 on his T-Mobile bill alone using Kudos bill negotiation. That's more than 11x the cost of the annual plan. And you keep 100% of whatever is saved. No commission, no cut.
We'd rather show you than tell you.
How This Compares to Other Apps
Most credit card apps don't offer any refund guarantee. MaxRewards handles refunds on a case-by-case basis within the first 30 days, and only if you can show the app didn't work as advertised. CardPointers has no refund policy.
Kudos is the only one putting a guarantee in writing: if it doesn't pay off in 90 days, you get your money back. No convincing required.
Try Kudos Premium and see for yourself.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.












.webp)








