Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
AAA Platinum Plus Gas Rebate Credit Card Review: Is It Worth It?
What Is the AAA Platinum Plus Gas Rebate Credit Card?
TheAAA Platinum Plus Gas Rebate Credit Card is a rewards-focused credit card designed for AAA members who are looking to maximize their savings on gas purchases and earn cash back on everyday spending. This Visa Signature card offers a competitive rewards structure, particularly for fuel purchases at participating AAA and other gas stations.
[[ SINGLE_CARD * {"id": "8", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Rewards-Focused", "headerHint" : "Best for AAA Members" } ]]
AAA Platinum Plus Gas Rebate Credit Card Pros & Cons
Pros:
- Generous cash back on gas purchases
- No annual fee
- Visa Signature benefits
- AAA member discounts
Cons:
- Requires AAA membership
- Limited rewards categories outside of gas
- Foreign transaction fees apply
Who Is the AAA Platinum Plus Gas Rebate Credit Card For?
TheAAA Platinum Plus Gas Rebate Credit Card is ideal for:
- Frequent drivers: If you spend a significant amount on gas each month, this card's high cash back rate on fuel purchases can lead to substantial savings.
- AAA members: Since AAA membership is required, existing members can easily take advantage of this card's benefits.
- Consumers seeking simplicity: The straightforward rewards structure makes it easy to understand and maximize your earnings.
- Those who prefer cash back: If you value the flexibility of cash rewards over travel points, this card aligns well with your preferences.
Comparing the AAA Platinum Plus Gas Rebate Credit Card With Other Credit Cards
When considering the AAA Platinum Plus Gas Rebate Credit Card, it's helpful to compare it with other popular options in the cashback credit card category:
- Annual fee: $0
- Sign-up bonus: Cash bonus after meeting spending requirements
- Key rewards: 5% on travel purchased through Chase Travel℠, 3% on dining and drugstores, 1.5% on all other purchases
- Standout feature: Flexible redemption options including cash back, travel, and gift cards
Capital One Savor Cash Rewards Credit Card (rates & fees):
- Annual fee: $0
- Sign-up bonus: Cash bonus after meeting spending requirements
- Key rewards: 3% on dining, entertainment, popular streaming services, and grocery stores
- Standout feature: No foreign transaction fees
Blue Cash Everyday® Card from American Express (rates & fees):
- Annual fee: $0
- Welcome offer: Cash bonus after meeting spending requirements
- Key rewards: 3% at U.S. supermarkets (up to $6,000 per year), 2% at U.S. gas stations and select U.S. department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.
Key Takeaways:
- AAA Platinum Plus Gas Rebate excels in maximizing savings on gas purchases and earn cash back on everyday spending
- Chase Freedom Unlimited® offers diverse category bonuses
- Capital One Savor Cash Rewards Credit Card rewards dining and entertainment spending
- Blue Cash Everyday® provides strong rewards on everyday purchases
[[ CARD_LIST * {"ids": ["497","3041", "260"]} ]]
Consider Using Kudos
While the AAA Platinum Plus Gas Rebate Credit Card offers solid rewards for gas purchases, it's worth considering using Kudos, a free AI-powered browser extension, to maximize your credit card rewards across all your online shopping.
Kudos works with over 15,000 stores and automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns. This can be particularly useful if you have multiple credit cards, as it helps you optimize your rewards across various spending categories.
Additionally, Kudos offers exclusive "Flash Boost" events where you can multiply your rewards up to 5X, potentially surpassing the rewards rate of the AAA card in certain situations. By using Kudos alongside your AAA Platinum Plus Gas Rebate card, you can maximize your rewards on both gas purchases and other online shopping.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Our Expert Takeaway
The AAA Platinum Plus Gas Rebate Credit Card is a solid choice for AAA members who spend heavily on gas and prefer a straightforward rewards structure. Its high cash back rate on fuel purchases, coupled with no annual fee, makes it an attractive option for frequent drivers.
However, the card's limited rewards in other spending categories may make it less appealing as an everyday spending card. For those looking to maximize rewards across all purchases, combining the AAA card with a flat-rate cash back card or using a tool like Kudos could be a smart strategy.
Ultimately, the value of this card depends on your spending habits and whether you're already a AAA member. If you spend a significant amount on gas and appreciate the simplicity of cash back rewards, the AAA Platinum Plus Gas Rebate credit card could be a valuable addition to your wallet.
[[ SINGLE_CARD * {"id": "8", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Rewards-Focused", "headerHint" : "Best for AAA Members" } ]]
AAA Platinum Plus Gas Rebate Credit Card FAQ
How do I apply for the AAA Platinum Plus Gas Rebate credit card?
You can apply online through the AAA website or at a participating AAA branch. AAA membership is required to be eligible for this card.
What is the cash back rate for gas purchases?
The exact cash back rate may vary, but typically it offers a higher percentage back on gas purchases at participating AAA and other gas stations compared to other spending categories.
Is there an annual fee for the AAA Platinum Plus Gas Rebate credit card?
No, this card does not have an annual fee. However, you must maintain your AAA membership, which has its own associated cost.
Can I use this card for business expenses?
While primarily designed for personal use, some small business owners might find it useful for gas expenses. However, there are dedicated business credit cards that might offer more tailored benefits.
Does the card offer any travel benefits?
As a Visa Signature card, it comes with some travel benefits. Additionally, cardholders may receive discounts on AAA Travel bookings, but specific offers can vary.
How often are rewards paid out?
Typically, cash back rewards are credited to your account monthly. However, it's best to check the current terms as payout schedules can change.
Are there any sign-up bonuses or introductory offers?
Offers can vary over time. Check the current promotions when applying, as there may be introductory bonuses or special APR offers available.
Remember, credit card terms and conditions can change, so it's always best to verify the most current information directly with AAA or the card issuer before applying.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
