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Chase Marriott 70% Transfer Bonus Ended: What It Means Now
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Update: The 70% Chase Marriott transfer bonus ended on October 15, 2026. Chase Ultimate Rewards points now transfer to Marriott Bonvoy at the standard 1:1 ratio. We have kept the analysis below because it is the same math you will want to run the next time Chase offers a Marriott bonus.
The promotion tied the highest Chase to Marriott bonus on record. It sounded like a lot, but the numbers still made it a weak trade for most people, and the points experts who covered it broadly agreed.
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Which of your cards even earns Ultimate Rewards? The answer changes which transfer bonuses are relevant to you. See the full transfer partner guide.
What the Offer Was
From September 15 through October 15, 2026 at 11:59pm ET, 1,000 Chase Ultimate Rewards points became 1,700 Marriott Bonvoy points. There was no cap, and the offer could be used an unlimited number of times. The bonus was awarded on Marriott's side rather than Chase's, so base points posted instantly while the 70% bonus portion could take up to seven days to appear. Chase to Marriott bonuses have generally landed in the 40% to 70% range, so this one sat at the top of the historical band.
With the promotion over, transfers are back to 1,000 Ultimate Rewards points for 1,000 Bonvoy points, which makes Marriott an even weaker use of Chase points than it was in September.
Kudos shows what each card in your wallet is actually earning, which makes it much easier to judge whether a transfer bonus is worth taking. You can customize and choose your spending categories inside Kudos, and we will automatically recommend the best card for each purchase based on your preferences. With Kudos Premium, you can also track your card credits and benefits and have card-linked offers activated automatically.
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Transfer bonuses are easier to judge in context. Seeing several at once shows you what a good rate looks like. Compare recent transfer bonuses.
Why the Math Did Not Work
This is where the headline fell apart.
- The Points Guy values Chase Ultimate Rewards at 2.05 cents per point and Marriott Bonvoy at 0.75 cents. Turning 1 point into 1.7 Bonvoy points got you about 1.3 cents of value from something worth 2.05 cents.
- One Mile at a Time values Ultimate Rewards at 1.7 cents and Bonvoy at 0.7 cents, for about 1.2 cents per point transferred.
- Frequent Miler puts its Reasonable Redemption Value for Bonvoy at 0.73 cents, landing at roughly 1.24 cents.
Calculation formulated by Kudos, based on multiplying each publication's Bonvoy valuation by the 1.7 transfer ratio.
At today's standard 1:1 ratio, the same valuations put a transferred point at only about 0.7 to 0.75 cents. Doctor of Credit summed up the bonus period bluntly: Chase points are too valuable and Marriott points are not valuable enough, even at 70%.
Points strategy starts with the right card mix. A premium card plus an everyday earner covers most people. Build a card pairing strategy
When a Marriott Transfer Can Make Sense
There is a narrow case, and it applies to future bonuses too. Transfer only if you have a specific Marriott award booking priced out, you are short on points, and the transfer closes the gap at a cost per point you have actually checked against the cash rate.
Marriott's fifth night free benefit helps here. Redeem points for five consecutive nights and the lowest priced night is free, which can push effective value above the baseline. Resort and destination fees still apply on award stays.
How Marriott's Dynamic Pricing Changes the Calculation
It works against speculative transfers. Marriott uses dynamic award pricing with no published maximum, so there is no ceiling on what a property can charge in points. Award prices fluctuate, which means points you transfer today may buy less next month.
Keeping your points in a transferable currency protects you from that. Bonvoy points do not.
Which Chase Cards Can Actually Transfer
Only three cards unlock transfers to Marriott Bonvoy and Chase's other partners: the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve®, and the Chase Sapphire Reserve for Business℠. Points earned on cash back cards such as the Chase Freedom Flex® can be combined into one of those accounts first, then transferred.
For the Chase Sapphire Reserve®: points are not earned until after the first $300 is spent annually on travel purchases. The first $300 goes toward the $300 Annual Travel Credit.
The Bottom Line
The record 70% Chase Marriott transfer bonus has ended, and at the standard 1:1 ratio a transfer to Marriott is an even weaker use of Ultimate Rewards. If Chase runs another Marriott bonus, use the same test: transfer only what you need for a specific stay you have already priced. Otherwise, leave your Ultimate Rewards where they are and watch for stronger transfer partners and bonuses.
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