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Chase Ultimate Rewards to Virgin Atlantic: 40% Transfer Bonus Through Nov 20 (30% Through Dec 5)
July 1, 2025
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Chase just dropped one of the best transfer bonuses of the year: earn 40% extra Virgin Atlantic Flying Club points when you transfer Chase Ultimate Rewards points through November 20, 2025. Miss that deadline? You'll still get a 30% bonus through December 5, 2025. This means transferring 50,000 Chase points gets you 70,000 Virgin Atlantic points with the 40% bonus, or 65,000 points with the 30% bonus. That's enough for a lie-flat business class seat to London or a one-way ANA business class flight to Japan.
Here's everything you need to know to take advantage of this offer before it expires.
What Is the Chase to Virgin Atlantic Transfer Bonus?
Bonus details:
- 40% bonus: Valid through 11:59 PM ET on November 20, 2025
- 30% bonus: Valid through 11:59 PM ET on December 5, 2025
- Normal ratio: 1:1 (Chase points to Virgin points)
- Bonus ratio: 1:1.4 (40% bonus) or 1:1.3 (30% bonus)
- Transfer speed: Instant (usually)
- Frequency: Unlimited transfers during promotional period
Which Chase cards earn Ultimate Rewards points?
- Chase Sapphire Reserve®
- Chase Sapphire Preferred® Card
- Chase Freedom Flex® (must transfer to a Sapphire or Ink card first)
- Chase Freedom Unlimited® (must transfer to a Sapphire or Ink card first)
- Ink Business Cash® Credit Card (must transfer to a Sapphire or Ink card first)
[[ CARD_LIST * {"ids": ["510", "509", "2883", "497", "1099"]} ]]
How to transfer:
- Log in to your Chase Ultimate Rewards account
- Click "Transfer points to partners" under the Travel menu
- Select Virgin Atlantic Flying Club
- Enter the number of points you want to transfer
- Confirm the transfer—your bonus points appear instantly
Important note: If you're creating a new Virgin Atlantic Flying Club account, your first transfer may take 24 hours for account verification. Plan accordingly if you're booking time-sensitive award flights.
The Best Ways to Use Virgin Atlantic Points
Virgin Atlantic points offer exceptional value when you know where to redeem them. Here are the top strategies for maximizing this transfer bonus.
1. Fly Virgin Atlantic Business Class to London
Virgin Atlantic's Upper Class cabin offers lie-flat seats, premium dining, and access to the Clubhouse lounges at Heathrow. While taxes and fees to London are high (around $550-600 roundtrip), the points required are surprisingly low.
Pricing from East Coast cities:
- Economy: 6,000-9,000 points each way
- Premium Economy: 10,500-13,500 points each way
- Upper Class (Business): 29,000-37,500 points each way
With the 40% bonus: You'd need just 21,000 Chase points for a one-way business class ticket from Boston, New York, or Washington, D.C. to London.
Best for: Travelers who can stomach the high taxes and want a premium transatlantic experience at a fraction of the usual points cost.
2. Book Short Delta Flights for 7,500 Virgin Points
Virgin Atlantic is a Delta partner, and you can book Delta flights using Virgin points—often for significantly fewer points than booking directly through Delta. The sweet spot? Flights under 1,000 miles in distance cost just 7,500 Virgin points each way in economy, regardless of Delta's dynamic pricing.
Examples:
- Minneapolis to Chicago: 7,500 points (5,360 Chase points with 40% bonus)
- Atlanta to Nashville: 7,500 points (5,360 Chase points with 40% bonus)
- Los Angeles to San Francisco: 7,500 points (5,360 Chase points with 40% bonus)
Compare to Delta: These same flights often cost 12,000-20,000+ SkyMiles depending on demand. Virgin's fixed pricing protects you from Delta's notorious price fluctuations.
Best for: Booking domestic Delta flights at predictable rates, especially during peak travel periods when Delta's dynamic pricing spikes.
3. Fly ANA Business or First Class to Japan
All Nippon Airways (ANA) consistently ranks as one of the world's best airlines, with incredible business and first class products. Virgin Atlantic is the cheapest way to book these flights—and this transfer bonus makes it even better.
Virgin Atlantic pricing for ANA:
- Business Class (West Coast to Japan): 52,500 points = 37,500 Chase points with 40% bonus
- Business Class (East Coast to Japan): 60,000 points = 42,857 Chase points with 40% bonus
- First Class (West Coast to Japan): 72,500 points = 51,786 Chase points with 40% bonus
- First Class (East Coast to Japan): 85,000 points = 60,714 Chase points with 40% bonus
The catch: You can't book ANA flights online through Virgin Atlantic. You'll need to:
- Search for award availability on United.com
- Call Virgin Atlantic at 1-800-365-9500 to book
- Confirm flight details, dates, and passenger information
Finding availability: ANA award space has been tight lately. Your best bet is searching within three weeks of departure or being flexible with travel dates. Business class availability is much easier to find than first class.
Best for: Travelers willing to make a phone call for one of the world's best business class experiences at an unbeatable rate.
4. Use Virgin Points for Virgin Voyages Cruises
Virgin Atlantic points aren't just for flights—you can also redeem them for Virgin Voyages cruises. All Virgin Voyages sailings are adults-only (18+) and include meals, most beverages, Wi-Fi, and gratuities.
Sample redemptions:
- 5-night Miami to Bahamas cruise: 295,000 points = 210,714 Chase points with 40% bonus
- 14-night transatlantic Miami to Barcelona: 720,000 points = 514,286 Chase points with 40% bonus
- 8-night Alaska cruise: 730,000 points = 521,429 Chase points with 40% bonus
Best for: Travelers looking for all-inclusive cruise experiences and willing to use a larger points balance for a complete vacation package.
Virgin Atlantic Award Chart Highlights
Here's a quick reference for Virgin Atlantic's most valuable redemptions:
All prices are one-way in Virgin Atlantic Flying Club points.
Should You Transfer Speculatively?
Generally, no. While a 40% transfer bonus is excellent, transferring points without a specific redemption plan is risky because:
- Award availability can disappear before you're ready to book
- Airlines can devalue their programs at any time
- Your travel plans may change, leaving points stranded
- Chase points are more flexible than airline miles
When it makes sense to transfer now:
- You've already found award availability for specific dates
- You're booking within the next 6-12 months
- The savings from the bonus outweigh flexibility concerns
- You regularly use Virgin Atlantic for award bookings
Example: If you've already searched and found ANA business class availability from San Francisco to Tokyo on your desired dates, transferring 37,500 Chase points now (to get 52,500 Virgin points) makes perfect sense.
Common Mistakes to Avoid
Mistake 1: Waiting until the last minute
Solution: Transfers are usually instant, but new Virgin Atlantic accounts require 24-hour verification. If you don't have a Virgin account yet, create one now.
Mistake 2: Transferring without checking award availability
Solution: Always search for available award flights BEFORE transferring points. Use United.com for ANA flights or Virgin Atlantic's website for Virgin and Delta flights.
Mistake 3: Forgetting about the 30% bonus
Solution: If you miss the November 20 deadline for the 40% bonus, you can still get 30% extra through December 5. Mark both dates in your calendar.
Mistake 4: Ignoring taxes and fees
Solution: Virgin Atlantic charges high fuel surcharges on flights to/from London (around $550-600 roundtrip). Factor this into your value calculation. ANA flights via Virgin have reasonable fees (~$350 roundtrip).
Mistake 5: Not having a Virgin Atlantic account
Solution: Create your free Virgin Atlantic Flying Club account at virginatlantic.com before attempting your first transfer. This avoids delays.
The Alternative: The 30% Bonus Through December 5
Can't decide by November 20? The 30% bonus through December 5 is still excellent. The difference matters most for premium cabin bookings. For shorter Delta flights or economy tickets, the 30% bonus is nearly as valuable.
Bottom Line
The Chase Ultimate Rewards to Virgin Atlantic 40% transfer bonus (through November 20) and 30% bonus (through December 5) unlocks exceptional value for travelers planning trips to Europe, Japan, or booking domestic Delta flights.
This bonus is worth using if you:
- Have upcoming travel plans within the next 12 months
- Can find award availability on your desired routes
- Want to fly Virgin Atlantic Upper Class to London
- Plan to book ANA business or first class to Japan
- Regularly fly short Delta routes under 1,000 miles
Skip this bonus if you:
- Don't have specific travel plans yet
- Prefer to keep your Chase points flexible
- Primarily stay at Hyatt properties (better Chase transfer value)
- Can't find award availability on your target dates
Set a calendar reminder for November 20 (or December 5 for the 30% bonus), search for your desired award flights, and transfer only when you're ready to book. With proper planning, this bonus can save you tens of thousands of Chase points on your next premium cabin international flight.
FAQ
How long does the transfer take?
Usually instant. However, new Virgin Atlantic Flying Club accounts may experience a 24-hour delay for verification on the first transfer.
Can I transfer from multiple Chase cards?
Yes. You can pool points from multiple personal and business Chase cards that earn Ultimate Rewards into one account, then transfer the combined total to Virgin Atlantic.
Do Chase Freedom cards earn transferable points?
Chase Freedom Unlimited® and Freedom Flex℠ earn Ultimate Rewards points, but you must first transfer them to a Chase Sapphire or Ink card before transferring to airline partners.
Can I cancel if plans change?
Virgin Atlantic charges $100 to cancel award tickets and redeposit miles. Plan carefully before booking.
Are there blackout dates?
No blackout dates for award travel, but availability varies significantly by route and season. Popular routes during peak times (summer to Europe, holidays to Japan) book up quickly.
Can I transfer points back to Chase?
No. Once you transfer Chase points to Virgin Atlantic (or any airline partner), the transfer is permanent and irreversible.
Does the bonus apply to hotel transfers too?
No. This bonus only applies to Virgin Atlantic Flying Club transfers. Hotel partners transfer at the standard 1:1 ratio.
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