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Amex Green vs Iberia Visa Signature: Which Is Better In 2025?
July 1, 2025
Editor's Picks
- The American Express® Green Card is a great option for frequent travelers and diners who want to earn flexible rewards on a wide range of purchases worldwide. Terms apply.
- The Iberia Visa Signature® Card is ideal for international flyers who can maximize Avios rewards on Iberia and its partner airlines.
American Express® Green Card Breakdown
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Why We Like It
From its flexible rewards on travel and transit to its valuable statement credits, here’s a breakdown of why we’re fans of the American Express® Green Card (See Rates & Fees).
- It earns bonus points on a wide range of travel, transit, and dining purchases worldwide.
- The rewards program offers excellent flexibility, with points that can be transferred to numerous airline and hotel partners.
- Cardmembers can take advantage of valuable travel benefits, including a statement credit for a CLEAR+® membership and trip delay insurance (Terms apply).
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Pros
- Generous rewards on travel and dining: The card offers bonus points on a wide range of travel purchases—including transit—and at restaurants worldwide.
- Flexible points program: Membership Rewards® points can be transferred to numerous airline and hotel partners, often providing high value for travel redemptions.
- Valuable travel credits: Cardmembers receive an annual statement credit for a CLEAR+® membership and have access to trip delay insurance (Terms apply).
Cons
- Annual fee: The card comes with an annual fee, and its value depends on whether you can take full advantage of the card’s credits and benefits.
- Complex rewards: Maximizing the value of your points requires some effort, as certain redemption options, like statement credits, offer a lower value.
- Limited-use credits: Some of the card's travel credits may not be useful for all cardholders or are being discontinued, which could reduce the card's long-term value.
Iberia Visa Signature Breakdown
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Why We Like It
The Iberia Visa Signature® Card packs a lot of value for the right traveler; here's a closer look at the benefits we think are most compelling.
- It offers excellent redemption flexibility, allowing you to transfer Avios between partner airlines like British Airways and Aer Lingus.
- Cardholders receive valuable travel perks, including a discount on Iberia flights and no fees on foreign transactions.
- Your rewards can be used for flights across the entire Oneworld alliance, opening up a world of travel possibilities.
Pros
- A generous welcome offer to kickstart your Avios balance.
- Flexible rewards program that allows you to transfer points to partner airlines, including British Airways and Aer Lingus.
- Unique travel perks such as a discount on Iberia flights and an annual discount voucher for companion travel.
Cons
- Lacks key travel perks like free checked bags and priority boarding.
- The annual discount voucher is only useful when booking for two people, not for solo travelers.
- The airline's website can be difficult to use, making award redemptions challenging.
Iberia Visa Signature vs American Express® Green Card
Categories
Deciding which is better, Amex Green or Iberia Visa Signature, depends entirely on your spending habits and travel style. Each card excels in different areas, catering to distinct types of consumers.
- American Express® Green Card is designed for those who spend heavily on general travel and dining. It rewards a wide variety of purchases, from airfare and hotels to rideshares and restaurants around the globe.
- Iberia Visa Signature® Card is ideal for travelers loyal to Iberia and its airline partners. The card's rewards structure is optimized for purchases made directly with the airline and its affiliates, as well as for hotel stays booked directly.
Redemption
American Express® Green Card: Points are highly flexible and can be transferred to a wide array of airline and hotel loyalty programs. You can also redeem them for travel booked through American Express Travel, gift cards, or statement credits.
Iberia Visa Signature® Card: Rewards are earned as Avios, which are best used for booking flights on Iberia and its partner airlines within the Oneworld alliance. These points can offer exceptional value, particularly on transatlantic routes to Europe.
Travel Perks
- American Express® Green Card: This card provides a well-rounded travel ecosystem for the frequent traveler. It includes annual statement credits for both CLEAR Plus membership, helping you get through airport security faster, and LoungeBuddy access for a more comfortable wait. The card also has no foreign transaction fees, which is a key benefit for international trips.
- Iberia Visa Signature® Card: The perks here are laser-focused on loyalists of the airline and its partners. Cardholders get a discount on Iberia flights booked online and can earn a valuable companion ticket voucher each year after meeting a spending threshold. Like the Amex Green, it charges no foreign transaction fees and also provides access to the Visa Signature Luxury Hotel Collection.
Compare Top Rated Credit Cards with Kudos
For a data-driven approach, a tool like Kudos can help you compare nearly 3,000 credit cards to find the best fit for your wallet.
- Test drive a credit card: Before you apply, Kudos can simulate your potential earnings with a new card by analyzing your real spending history, giving you a personalized projection of your annual rewards.
- Approval odds analysis: Get a detailed analysis based on your credit report to better understand your chances of being approved for a card.
- Welcome offer guarantee: If you find a better welcome offer for a card you got through Kudos within three months, the platform will match it.
- Exclusive rewards: Earn extra rewards through Kudos Boost when shopping at participating stores and unlock a $100 Kickstart+ reward for adding eligible cards to your Kudos Wallet.
Who Should Choose the American Express® Green Card?
The American Express® Green Card is an excellent choice for frequent travelers and diners who want to earn accelerated rewards across a wide variety of spending categories. It's particularly geared toward the savvy points-maximizer who is willing to transfer points to airline and hotel partners to unlock premium redemptions. Ultimately, this card is for those whose spending on travel and restaurants, combined with their ability to use the card's statement credits, will outweigh the annual fee. Terms apply.
Who Should Choose the Iberia Visa Signature?
The Iberia Visa Signature® Card is an excellent choice for U.S.-based travelers who frequently fly with Iberia or its Oneworld alliance partners and want to maximize their Avios earnings. It's particularly valuable for those already invested in the Avios ecosystem who can take advantage of sweet spots like transatlantic business-class flights to Spain. Ideal cardholders will have a good credit score and spend enough to unlock key perks, such as the 10% discount on Iberia flights and the annual discount voucher.
Alternatives to Consider
So, the American Express® Green Card vs. Iberia Visa Signature® Card comparison didn't point to a clear winner for you? Not a problem—plenty of other travel cards are waiting in the wings that might be a better fit for your wallet.
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Tips for Application Success
Before You Apply
- Check your credit score - Most rewards cards require a good to excellent credit history for approval.
- Know the issuer's rules - Be aware of application restrictions, like Chase's 5/24 rule, which could affect your eligibility.
- Set a goal for your points - Researching how you'll use your rewards helps ensure you choose the right card for your needs.
Application Strategy
- Apply directly with the issuer - This can help you find the best publicly available offers.
- Try different methods - If you don't see the best offer, try searching again in a different browser or on another device.
- Time your application - Applying before a large planned purchase can help you meet the spending requirement for a welcome offer.
Our Methodology
We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.
Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.
Frequently Asked Questions
Can I transfer points from the American Express Green Card to Iberia?
Yes, you can transfer American Express Membership Rewards points earned with your Amex Green Card to the Iberia Plus program. This flexibility allows you to top up your Avios balance for award flights.
Which card is better for earning rewards on everyday spending?
The American Express® Green Card is generally stronger for broad everyday spending, offering elevated points on travel, transit, and at restaurants worldwide. The Iberia Visa Signature® Card's rewards are more focused, excelling on purchases made directly with Iberia, British Airways, and Aer Lingus.
What kind of travel benefits come with the Iberia Visa Signature Card?
The Iberia Visa Signature® Card offers several airline-specific perks, including a discount voucher for a future flight and no foreign transaction fees. Cardholders can also work towards earning a Travel Together Ticket.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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