Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Does Central Ohio Transit Authority Take Apple Pay?
May 14, 2025

Quick Answer
Yes, the Central Ohio Transit Authority (COTA) accepts Apple Pay through the Transit app, providing a convenient mobile payment option for riders.
How to Use Apple Pay at Central Ohio Transit Authority
- Open the Wallet app on your iPhone and select your preferred payment card.
- Hold your iPhone near the contactless reader at the fare gate or payment terminal.
- Authenticate the payment using Face ID, Touch ID, or your device passcode.
Alternative Payment Methods Accepted at Central Ohio Transit Authority
To accommodate the diverse needs of its riders, the Central Ohio Transit Authority (COTA) accepts a variety of payment methods:
- Cash: Exact fare is required when paying with cash on board.
- Credit/Debit Cards: Major credit and debit cards are generally accepted for adding funds to COTA accounts.
- Mobile Wallets: Payments can be made through the Transit app, which supports Apple Pay and Google Pay.
- COTA Smartcards: These reloadable cards can be used to pay fares and are available at the COTA Customer Experience Center.
- Online Payments: Riders can add funds to their COTA accounts via the Transit app or COTA's online portal using credit/debit cards or mobile payment options.
- In-Person Payments: Cash can be added to COTA accounts at the Customer Experience Center or at participating retail locations.
- Contactless Payments: Supported through the Transit app and COTA Smartcards, allowing riders to tap and ride.
- Alternative Payment Forms: Reduced fares are available for eligible customers, including those participating in income assistance programs such as SNAP, Medicaid, and WIC.
Central Ohio Transit Authority Online Payment Options
For those looking to manage their transit fares online, COTA offers several convenient payment options:
- Credit/Debit Cards: Add funds to your COTA account using major credit or debit cards.
- Mobile Payments: Use the Transit app to pay with Apple Pay or Google Pay.
- COTA Smartcards: Reloadable cards available for fare payments via the COTA Customer Experience Center.
- Online Portal: Access COTA's online portal to manage and add funds to your account.
- Contactless Payments: Tap and ride using the Transit app or COTA Smartcards.
When managing your transit fares with the Central Ohio Transit Authority online, use Kudos to ensure you're using the credit card that will earn you the most rewards. Some cards offer up to 6% cash back on certain purchases, making it a smart choice for maximizing your benefits.
Use Kudos When You Shop Online at Central Ohio Transit Authority
Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy. We focus on helping you maximize your credit card rewards:
- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
- Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase—just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Frequently Asked Questions
Can I use Apple Pay to pay for my fare on COTA buses?
Yes, you can use Apple Pay through the Transit app to pay for your fare on COTA buses.
Are there any additional fees for using Apple Pay on COTA buses?
No, there are no additional fees for using Apple Pay through the Transit app to pay for your fare on COTA buses.
Can I use Apple Pay to add funds to my COTA account online?
Yes, you can use Apple Pay to add funds to your COTA account through the Transit app or COTA's online portal.
Can I use Apple Pay to pay for fares on COTA buses if I don't have the Transit app?
No, you must use the Transit app to pay for fares with Apple Pay on COTA buses.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.