Available Gift Card Options

‍

The curated selection includes 20 popular merchants across dining, entertainment, shopping, and wellness categories:

‍

Dining & Entertainment

‍

• Bloomin' Brands (Outback Steakhouse, Carrabba's, Fleming's, Bonefish Grill)

• Brinker-Chili's (Chili's, On the Border, Maggiano's)

• Chipotle

• Darden Restaurants (Olive Garden, Longhorn Steakhouse, Cheddar's)

• Dave & Buster's

• DoorDash

• Fandango

• Landry's Restaurants (Morton's Steakhouse, Rainforest Cafe)

• Panera Bread

• Topgolf

‍

Shopping & Wellness

‍

• Barnes & Noble

• Bloomingdale's

• Lululemon

• Macy's

• Nordstrom

• Sephora

• Spafinder

• TJX Multi-Brand (TJ Maxx, Marshalls, HomeGoods)

• Ulta Beauty

• Wayfair

‍

Most merchants offer gift cards ranging from $10 to $500, available in both digital and physical formats.

Real User Experience: How Fast Does the Credit Post?

‍

According to early cardholders who've already used this benefit, the statement credit posts remarkably quickly. One user reported purchasing a $50 DoorDash gift card and seeing the credit appear on their account within 24 hours for both June and July purchases.

‍

This quick posting time makes the benefit much more user-friendly compared to other credit card perks that can take 6-8 weeks to process.

Pro Tips for Maximizing This Credit

‍

1. Time Your Applications Strategically

‍

Getting your card before the end of June or December allows you to immediately use one of the $50 credits, maximizing your first-year value.

‍

2. Choose Versatile Gift Cards

‍

Consider gift cards that work across multiple brands (like TJX Multi-Brand) or services you use regularly (like DoorDash for food delivery).

‍

3. Use Kudos: We Will Remind You

‍

Since credits don't roll over, you’ll want to make sure you use them for May/June and November/December. Don’t worry though - Kudos will remind you automatically!

How This Compares to Other Premium Card Benefits

‍

The GiftCards.com credit is part of a broader trend of credit card issuers partnering with gift card platforms to provide flexible redemption options. What makes this benefit particularly attractive:

‍

• No enrollment required (unlike many other card benefits)

• Quick credit posting (typically within 1-2 days)

• Diverse merchant selection (20+ brands across multiple categories)

• Flexible denominations ($10-$500 range for most merchants)

Is the Chase Sapphire Reserve Business Worth It?

‍

With a $795 annual fee, the Chase Sapphire Reserve Business is a significant investment. However, when you stack the GiftCards.com credit with other benefits like:

‍

• $300 annual travel credit

• $300 annual DoorDash credits

• $200 Google Workspace credit

• $120 Lyft credits

• 200,000-point welcome bonus

‍

The math can work out favorably for high-spending business owners who can maximize these credits. Not sure if the $795 annual fee is worth it for your situation? Our free Dream Wallet tool analyzes your spending to show you exactly how much value you'd get from this card.

Bottom Line

‍

The Chase Sapphire Reserve Business GiftCards.com credit is one of the easier premium card benefits to use, with quick posting times and a solid selection of popular merchants. While you can't get a flexible Visa gift card, the curated selection covers most common spending categories, making it likely you'll find value in at least one of the available options.

‍

Ready to start maximizing your credit card benefits? Free tools like Kudos can help you track all your credit card benefits and spending to ensure you're maximizing every dollar and never missing out on the GiftCards.com and other valuable credit card credits.